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Capitol Federal FinancialCFFN +1.88%30 EV-to-FCF is 36.81 as of Jul. 15, 2026, which is 25% below its 10-year median of 48.93. GuruFocus rates CFFN with a GF Score™ of 30/100. The stock has 5 warning signs investors should review. Among 1,196 Banks companies, Capitol Federal Financial ranks worse than 90.72% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Capitol Federal Financial's Enterprise Value is $2,452.1 Mil.
Capitol Federal Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $66.6 Mil. Therefore, Capitol Federal Financial's EV-to-FCF for today is 36.81.
The historical rank and industry rank for Capitol Federal Financial's EV-to-FCF or its related term are showing as below:
CFFN'
s EV-to-FCF Range Over the Past 10 Years
Min: 33.85 Med: 48.93 Max: 137.37
Current: 36.81
During the past 13 years, the highest EV-to-FCF of Capitol Federal Financial was 137.37. The lowest was 33.85. And the median was 48.93.
CFFN's EV-to-FCF is ranked worse than 90.72% of 1196
companies
in the Banks industry
Industry Median: 6.575
vs CFFN: 36.81
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Capitol Federal Financial (NAS:CFFN) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Capitol Federal Financial's PE Ratio (TTM) for today is calculated as:
Capitol Federal Financial's share price for today is $8.65.
Capitol Federal Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.600.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Capitol Federal Financial EV-to-FCF Related Terms
Capitol Federal Financial EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capitol Federal Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitol Federal Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Capitol Federal Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Capitol Federal Financial's EV-to-FCF falls into.
Capitol Federal Financial's current Enterprise Value is $2,452.1 Mil.
Capitol Federal Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $66.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitol Federal Financial (CFFN) has a EV-to-FCF of 36.81 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Capitol Federal Financial and its competitors. This is 25% below median its historical median of 48.93. Over the past decade, Capitol Federal Financial's EV-to-FCF has ranged from 33.85 to 137.37. According to the industry distribution chart, Capitol Federal Financial ranks #1085 out of 1196 companies in the Banks industry, placing it in the top 90.7%.
Is Capitol Federal Financial's EV-to-FCF too high?
Capitol Federal Financial's current EV-to-FCF of 36.81 is 25% below median its 10-year median of 48.93. Over the past 10 years, this metric has ranged from a low of 33.85 to a high of 137.37. The Banks industry median EV-to-FCF is 6.58. Capitol Federal Financial's value of 36.81 is 459.8% above this industry median. Based on the distribution chart, Capitol Federal Financial ranks #1085 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Capitol Federal Financial has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Capitol Federal Financial's EV-to-FCF compare to SBSI and HBNC?
According to the Banks industry distribution chart, Capitol Federal Financial ranks #1085 out of 1196 companies for EV-to-FCF. This places Capitol Federal Financial in the lower half of its industry. The industry median EV-to-FCF is 6.58. Capitol Federal Financial's value of 36.81 is 459.8% above this benchmark. Historically, Capitol Federal Financial's own EV-to-FCF has ranged from 33.85 to 137.37 over the past decade. While the company's 10-year median is 48.93 vs. the industry median of 6.58, Capitol Federal Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitol Federal Financial's current EV-to-FCF of 36.81 is 459.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Capitol Federal Financial and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitol Federal Financial's current EV-to-FCF is 36.81, which is 25% below median its own 10-year median of 48.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitol Federal Financial stock overvalued right now?
Capitol Federal Financial (CFFN) has a current EV-to-FCF of 36.81. The current EV-to-FCF is 36.81, which is 25% below median its 10-year median of 48.93 and 459.8% above the Banks industry median of 6.58. Capitol Federal Financial's overall GF Score™ is 30/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Capitol Federal Financial (CFFN), the current EV-to-FCF is 36.81 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Capitol Federal Financial Inc is a bank holding company that operates through its wholly-owned subsidiary bank. The bank is a community-oriented financial institution that offers a variety of financial services through tens of locations. It mainly serves metropolitan areas within the state of Kansas. The bank performs traditional banking functions such as deposit-taking activities and investing that money in first-lien residential mortgages. It also participates in commercial real estate loans with other lenders, investing those funds in various securities. The vast majority of the bank's loan portfolio is in originated one- to four-family real estate loans. Its primary source of income is net interest income.
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