Arbuthnot Banking Group (CHIX:ARBBL) EV-to-FCF: -1.08 (As of Jul. 24, 2026)

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CHIX:ARBBL Arbuthnot Banking Group PLC CHIX:ARBBL
59 GF Score
Price £8.60
GF Value £9.61
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Arbuthnot Banking Group EV-to-FCF?

Arbuthnot Banking Group CHIX:ARBBL +1.18% 59 EV-to-FCF is -1.08 as of Jul. 24, 2026. GuruFocus rates CHIX:ARBBL with a GF Score™ of 59/100 and a GF Value™ of £9.61 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,192 Banks companies, Arbuthnot Banking Group ranks better than 90.1% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Arbuthnot Banking Group's Enterprise Value is £-290.9 Mil. Arbuthnot Banking Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was £268.8 Mil. Therefore, Arbuthnot Banking Group's EV-to-FCF for today is -1.08.

The historical rank and industry rank for Arbuthnot Banking Group's EV-to-FCF or its related term are showing as below:

CHIX:ARBBl' s EV-to-FCF Range Over the Past 10 Years
Min: -5.24   Med: -1.21   Max: 8.24
Current: -1.08

During the past 13 years, the highest EV-to-FCF of Arbuthnot Banking Group was 8.24. The lowest was -5.24. And the median was -1.21.

CHIX:ARBBl's EV-to-FCF is ranked better than
90.1% of 1192 companies
in the Banks industry
Industry Median: 6.68 vs CHIX:ARBBl: -1.08

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-24), Arbuthnot Banking Group's stock price is £8.60. Arbuthnot Banking Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was £1.165. Therefore, Arbuthnot Banking Group's PE Ratio (TTM) for today is 7.38.


Arbuthnot Banking Group  (CHIX:ARBBl) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Arbuthnot Banking Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.60/1.165
=7.38

Arbuthnot Banking Group's share price for today is £8.60.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Arbuthnot Banking Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was £1.165.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Arbuthnot Banking Group EV-to-FCF Related Terms


Arbuthnot Banking Group EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Arbuthnot Banking Group's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arbuthnot Banking Group EV-to-FCF Chart

Arbuthnot Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.04 -5.25 -0.94 -1.98 -0.32

Arbuthnot Banking Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -1.98 0.00 -0.32 0.00

CHIX:ARBBL vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Arbuthnot Banking Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arbuthnot Banking Group EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Arbuthnot Banking Group's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Arbuthnot Banking Group's EV-to-FCF falls into.


CHIX:ARBBL
59GF Score
Arbuthnot Banking Group PLC CHIX:ARBBL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arbuthnot Banking Group EV-to-FCF Calculation

Arbuthnot Banking Group's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-290.935/268.811
=-1.08

Arbuthnot Banking Group's current Enterprise Value is £-290.9 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Arbuthnot Banking Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was £268.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -1.08 mean?
Arbuthnot Banking Group (CHIX:ARBBL) has a EV-to-FCF of -1.08 as of Jul. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Arbuthnot Banking Group and its competitors. According to the industry distribution chart, Arbuthnot Banking Group ranks #118 out of 1192 companies in the Banks industry, placing it in the top 9.9%.
Is Arbuthnot Banking Group's EV-to-FCF too high?
Arbuthnot Banking Group's current EV-to-FCF is -1.08. Based on the distribution chart, Arbuthnot Banking Group ranks #118 out of 1192 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Arbuthnot Banking Group has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arbuthnot Banking Group's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Arbuthnot Banking Group ranks #118 out of 1192 companies for EV-to-FCF. This places Arbuthnot Banking Group in the top 10% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Arbuthnot Banking Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arbuthnot Banking Group's current EV-to-FCF is -1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arbuthnot Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Arbuthnot Banking Group (CHIX:ARBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is £9.61, compared to a current price of £8.60 — trading 10.5% below its estimated fair value. The current EV-to-FCF is -1.08. Arbuthnot Banking Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Arbuthnot Banking Group (CHIX:ARBBL), the current EV-to-FCF is -1.08 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arbuthnot Banking Group (CHIX:ARBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Arbuthnot Banking Group stock appears to be undervalued. The current stock price of £8.60 is trading 10.5% below its estimated GF Value™ of £9.61. GuruFocus considers Arbuthnot Banking Group to be Modestly Undervalued.

Key valuation signals for CHIX:ARBBL:

  • EV-to-FCF: -1.08
  • GF Value™: £9.61 vs. price of £8.60 (10.5% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the CHIX:ARBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arbuthnot Banking Group Business Description

Address 20 Finsbury Circus, Arbuthnot House, London, GBR, EC2M 2SN
Arbuthnot Banking Group PLC is a United Kingdom-based company that provides banking and financial services. Its operating segments are Banking, Wealth Management, RAF, ACABL, AAG, All Other Divisions, and Group centre. It Group's revenues are derived from a combination of net interest income from lending, deposit-taking, and treasury activities, fees for services provided, and commission earned on the sale of financial products. Geographically, the company operates only in UK.
59GF Score

Get the complete analysis for CHIX:ARBBL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£8.60
Price
£9.61
GF Value