Guaranty Trust Holding Co (CHIX:GTCOL) EV-to-FCF: -1.23 (As of Jun. 25, 2026)


CHIX:GTCOL Guaranty Trust Holding Co PLC CHIX:GTCOL
81 GF Score
Price $0.09
GF Value $0.05
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Guaranty Trust Holding Co EV-to-FCF?

Guaranty Trust Holding Co CHIX:GTCOL 81 EV-to-FCF is -1.23 as of Jun. 25, 2026. GuruFocus rates CHIX:GTCOL with a GF Score™ of 81/100 and a GF Value™ of $0.05 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,193 Banks companies, Guaranty Trust Holding Co ranks better than 91.28% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Guaranty Trust Holding Co's Enterprise Value is $-2,237 Mil. Guaranty Trust Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $1,816 Mil. Therefore, Guaranty Trust Holding Co's EV-to-FCF for today is -1.23.

The historical rank and industry rank for Guaranty Trust Holding Co's EV-to-FCF or its related term are showing as below:

CHIX:GTCOl' s EV-to-FCF Range Over the Past 10 Years
Min: -308.22   Med: -2.77   Max: 1.43
Current: -1.42

During the past 6 years, the highest EV-to-FCF of Guaranty Trust Holding Co was 1.43. The lowest was -308.22. And the median was -2.77.

CHIX:GTCOl's EV-to-FCF is ranked better than
91.28% of 1193 companies
in the Banks industry
Industry Median: 6.52 vs CHIX:GTCOl: -1.42

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-25), Guaranty Trust Holding Co's stock price is $0.092. Guaranty Trust Holding Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.018. Therefore, Guaranty Trust Holding Co's PE Ratio (TTM) for today is 5.11.


Guaranty Trust Holding Co  (CHIX:GTCOl) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Guaranty Trust Holding Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.092/0.018
=5.11

Guaranty Trust Holding Co's share price for today is $0.092.
Guaranty Trust Holding Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.018.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Guaranty Trust Holding Co EV-to-FCF Related Terms


Guaranty Trust Holding Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Guaranty Trust Holding Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guaranty Trust Holding Co EV-to-FCF Chart

Guaranty Trust Holding Co Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial -2.76 -1.96 -3.57 -3.02 -1.76

Guaranty Trust Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.02 -5.09 -7.59 -4.31 -1.76

CHIX:GTCOL vs JPM, BAC, WFC: EV-to-FCF Comparison

For the Banks - Diversified subindustry, Guaranty Trust Holding Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guaranty Trust Holding Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Guaranty Trust Holding Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Guaranty Trust Holding Co's EV-to-FCF falls into.


CHIX:GTCOL
81GF Score
Guaranty Trust Holding Co PLC CHIX:GTCOL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Guaranty Trust Holding Co EV-to-FCF Calculation

Guaranty Trust Holding Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-2236.984/1816.325
=-1.23

Guaranty Trust Holding Co's current Enterprise Value is $-2,237 Mil.
Guaranty Trust Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,816 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -1.23 mean?
Guaranty Trust Holding Co (CHIX:GTCOL) has a EV-to-FCF of -1.23 as of Jun. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Guaranty Trust Holding Co and its competitors. According to the industry distribution chart, Guaranty Trust Holding Co ranks #104 out of 1193 companies in the Banks industry, placing it in the top 8.7%.
Is Guaranty Trust Holding Co's EV-to-FCF too high?
Guaranty Trust Holding Co's current EV-to-FCF is -1.23. Based on the distribution chart, Guaranty Trust Holding Co ranks #104 out of 1193 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Guaranty Trust Holding Co has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guaranty Trust Holding Co's EV-to-FCF compare to JPM and BAC?
According to the Banks industry distribution chart, Guaranty Trust Holding Co ranks #104 out of 1193 companies for EV-to-FCF. This places Guaranty Trust Holding Co in the top 9% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Guaranty Trust Holding Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guaranty Trust Holding Co's current EV-to-FCF is -1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Guaranty Trust Holding Co (CHIX:GTCOL) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.05, compared to a current price of $0.09 — trading 84% above its estimated fair value. The current EV-to-FCF is -1.23. Guaranty Trust Holding Co's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Guaranty Trust Holding Co (CHIX:GTCOL), the current EV-to-FCF is -1.23 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guaranty Trust Holding Co (CHIX:GTCOL) Overvalued in 2026?

Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued. The current stock price of $0.09 is trading 84% above its estimated GF Value™ of $0.05. GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.

Key valuation signals for CHIX:GTCOL:

  • EV-to-FCF: -1.23
  • GF Value™: $0.05 vs. price of $0.09 (84% above fair value)
  • GF Score™: 81/100 with 1 warning sign

No single metric tells the full story. See the CHIX:GTCOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guaranty Trust Holding Co Business Description

Address Akin Adesola Street, Plot 635, Victoria Island, Lagos, NGA
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
81GF Score

Get the complete analysis for CHIX:GTCOL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.09
Price
$0.05
GF Value