Guaranty Trust Holding Co (CHIX:GTCOL) Interest Expense: $-290 Mil (TTM As of Dec. 2025)


CHIX:GTCOL Guaranty Trust Holding Co PLC CHIX:GTCOL
81 GF Score
Price $0.09
GF Value $0.05
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Guaranty Trust Holding Co Interest Expense?

Guaranty Trust Holding Co CHIX:GTCOL 81 Interest Expense is $-290 Mil as of Dec. 2025. GuruFocus rates CHIX:GTCOL with a GF Score™ of 81/100 and a GF Value™ of $0.05 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Guaranty Trust Holding Co's interest expense for the three months ended in Dec. 2025 was $ -85 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-290 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Guaranty Trust Holding Co's Operating Income for the three months ended in Dec. 2025 was $ Mil. Guaranty Trust Holding Co's Interest Expense for the three months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Guaranty Trust Holding Co Interest Expense Historical Data

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The historical data trend for Guaranty Trust Holding Co's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guaranty Trust Holding Co Interest Expense Chart

Guaranty Trust Holding Co Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -33.99 -48.55 -83.78 -210.20 -289.34

Guaranty Trust Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -64.14 -58.05 -74.83 -72.43 -84.61
CHIX:GTCOL
81GF Score
Guaranty Trust Holding Co PLC CHIX:GTCOL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Guaranty Trust Holding Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-290 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-290 Mil mean?
Guaranty Trust Holding Co (CHIX:GTCOL) has a Interest Expense of $-290 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Guaranty Trust Holding Co and its competitors.
Is Guaranty Trust Holding Co's Interest Expense too high?
Guaranty Trust Holding Co's current Interest Expense is $-290 Mil. Overall, Guaranty Trust Holding Co has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guaranty Trust Holding Co's Interest Expense compare to JPM and BAC?
Guaranty Trust Holding Co's Interest Expense of $-290 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Guaranty Trust Holding Co and its competitors. Guaranty Trust Holding Co's current Interest Expense is $-290 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Guaranty Trust Holding Co (CHIX:GTCOL) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.05, compared to a current price of $0.09 — trading 84% above its estimated fair value. The current Interest Expense is $-290 Mil. Guaranty Trust Holding Co's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Guaranty Trust Holding Co (CHIX:GTCOL), the current Interest Expense is $-290 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guaranty Trust Holding Co (CHIX:GTCOL) Overvalued in 2026?

Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued. The current stock price of $0.09 is trading 84% above its estimated GF Value™ of $0.05. GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.

Key valuation signals for CHIX:GTCOL:

  • Interest Expense: $-290 Mil
  • GF Value™: $0.05 vs. price of $0.09 (84% above fair value)
  • GF Score™: 81/100 with 1 warning sign

No single metric tells the full story. See the CHIX:GTCOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guaranty Trust Holding Co Business Description

Address Akin Adesola Street, Plot 635, Victoria Island, Lagos, NGA
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
81GF Score

Get the complete analysis for CHIX:GTCOL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.09
Price
$0.05
GF Value