EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Customers Bancorp's Enterprise Value is $-278.3 Mil.
Customers Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $286.8 Mil. Therefore, Customers Bancorp's EV-to-FCF for today is -0.97.
The historical rank and industry rank for Customers Bancorp's EV-to-FCF or its related term are showing as below:
CUBI'
s EV-to-FCF Range Over the Past 10 Years
Min: -220.69 Med: 4.95 Max: 3786.24
Current: -0.97
During the past 13 years, the highest EV-to-FCF of Customers Bancorp was 3786.24. The lowest was -220.69. And the median was 4.95.
CUBI's EV-to-FCF is ranked better than 89.62% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs CUBI: -0.97
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Customers Bancorp's PE Ratio (TTM) for today is calculated as:
Customers Bancorp's share price for today is $79.45.
Customers Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.880.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Customers Bancorp EV-to-FCF Related Terms
Customers Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Customers Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Customers Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Customers Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Customers Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Customers Bancorp's EV-to-FCF falls into.
Customers Bancorp's current Enterprise Value is $-278.3 Mil.
Customers Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $286.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Customers Bancorp (CUBI) has a EV-to-FCF of -0.97 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Customers Bancorp and its competitors. According to the industry distribution chart, Customers Bancorp ranks #124 out of 1195 companies in the Banks industry, placing it in the top 10.4%.
Is Customers Bancorp's EV-to-FCF too high?
Customers Bancorp's current EV-to-FCF is -0.97. Based on the distribution chart, Customers Bancorp ranks #124 out of 1195 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Customers Bancorp has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Customers Bancorp's EV-to-FCF compare to FRME and TRMK?
According to the Banks industry distribution chart, Customers Bancorp ranks #124 out of 1195 companies for EV-to-FCF. This places Customers Bancorp in the top 10% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Customers Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Customers Bancorp's current EV-to-FCF is -0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Customers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Customers Bancorp (CUBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.71, compared to a current price of $79.45 — trading 28.7% above its estimated fair value. The current EV-to-FCF is -0.97. Customers Bancorp's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Customers Bancorp (CUBI), the current EV-to-FCF is -0.97 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Customers Bancorp (CUBI) Overvalued in 2026?
Based on GuruFocus' analysis, Customers Bancorp stock appears to be overvalued.
The current stock price of $79.45 is trading 28.7% above its estimated GF Value™ of $61.71.
GuruFocus considers Customers Bancorp to be Modestly Overvalued.
Key valuation signals for CUBI:
EV-to-FCF: -0.97
GF Value™: $61.71 vs. price of $79.45 (28.7% above fair value)
No single metric tells the full story. See the CUBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.
77GF Score
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