RFA Financial (FRA:5G6) EV-to-FCF: 26.80 (As of Jul. 14, 2026) — 17% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:5G6 RFA Financial Inc FRA:5G6
58 GF Score
Price €16.05
GF Value €8.97
! 9 Warning Signs
View Full Analysis

What is RFA Financial EV-to-FCF?

RFA Financial FRA:5G6 +200.00% 58 EV-to-FCF is 26.80 as of Jul. 14, 2026, which is 17% above its 10-year median of 22.91. GuruFocus rates FRA:5G6 with a GF Score™ of 58/100 and a GF Value™ of €8.97. The stock has 9 warning signs investors should review. Among 739 REITs companies, RFA Financial ranks worse than 59.13% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, RFA Financial's Enterprise Value is €1,367.3 Mil. RFA Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €51.0 Mil. Therefore, RFA Financial's EV-to-FCF for today is 26.80.

The historical rank and industry rank for RFA Financial's EV-to-FCF or its related term are showing as below:

FRA:5G6' s EV-to-FCF Range Over the Past 10 Years
Min: 17.62   Med: 22.91   Max: 43.21
Current: 27.36

During the past 13 years, the highest EV-to-FCF of RFA Financial was 43.21. The lowest was 17.62. And the median was 22.91.

FRA:5G6's EV-to-FCF is ranked worse than
59.13% of 739 companies
in the REITs industry
Industry Median: 23.16 vs FRA:5G6: 27.36

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), RFA Financial's stock price is €16.053. RFA Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €-1.235. Therefore, RFA Financial's PE Ratio (TTM) for today is At Loss.


RFA Financial  (FRA:5G6) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

RFA Financial's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=16.053/-1.235
=At Loss

RFA Financial's share price for today is €16.053.
RFA Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-1.235.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


RFA Financial EV-to-FCF Related Terms


RFA Financial EV-to-FCF Historical Data

* Premium members only.

The historical data trend for RFA Financial's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RFA Financial EV-to-FCF Chart

RFA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.58 24.38 34.98 25.29 28.35

RFA Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.33 24.38 23.35 28.35 24.60

FRA:5G6 vs VICI, WPC, BNL: EV-to-FCF Comparison

For the REIT - Diversified subindustry, RFA Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RFA Financial EV-to-FCF vs REITs Industry

For the REITs industry and Real Estate sector, RFA Financial's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where RFA Financial's EV-to-FCF falls into.


FRA:5G6
58GF Score
RFA Financial Inc FRA:5G6
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RFA Financial EV-to-FCF Calculation

RFA Financial's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1367.274/51.02
=26.80

RFA Financial's current Enterprise Value is €1,367.3 Mil.
RFA Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €51.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 26.80 mean?
RFA Financial (FRA:5G6) has a EV-to-FCF of 26.80 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on RFA Financial and its competitors. This is 17% above median its historical median of 22.91. Over the past decade, RFA Financial's EV-to-FCF has ranged from 17.62 to 43.21. According to the industry distribution chart, RFA Financial ranks #437 out of 739 companies in the REITs industry, placing it in the top 59.1%.
Is RFA Financial's EV-to-FCF too high?
RFA Financial's current EV-to-FCF of 26.80 is 17% above median its 10-year median of 22.91. Over the past 10 years, this metric has ranged from a low of 17.62 to a high of 43.21. The REITs industry median EV-to-FCF is 23.16. RFA Financial's value of 26.80 is 15.7% above this industry median. Based on the distribution chart, RFA Financial ranks #437 out of 739 companies in the REITs industry, which is below the industry midpoint. Overall, RFA Financial has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's EV-to-FCF compare to VICI and WPC?
According to the REITs industry distribution chart, RFA Financial ranks #437 out of 739 companies for EV-to-FCF. This places RFA Financial in the lower half of its industry. The industry median EV-to-FCF is 23.16. RFA Financial's value of 26.80 is 15.7% above this benchmark. Historically, RFA Financial's own EV-to-FCF has ranged from 17.62 to 43.21 over the past decade. While the company's 10-year median is 22.91 vs. the industry median of 23.16, RFA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a REITs company?
The median EV-to-FCF among REITs companies is 23.16, based on 739 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current EV-to-FCF of 26.80 is 15.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on RFA Financial and its competitors. For the REITs industry, the median EV-to-FCF is 23.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current EV-to-FCF is 26.80, which is 17% above median its own 10-year median of 22.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
RFA Financial (FRA:5G6) has a current EV-to-FCF of 26.80. The stock's GF Value™ is €8.97, compared to a current price of €16.05 — trading 79% above its estimated fair value. The current EV-to-FCF is 26.80, which is 17% above median its 10-year median of 22.91 and 15.7% above the REITs industry median of 23.16. RFA Financial's overall GF Score™ is 58/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For RFA Financial (FRA:5G6), the current EV-to-FCF is 26.80 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RFA Financial (FRA:5G6) Overvalued in 2026?

Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued. The current stock price of €16.05 is trading 79% above its estimated GF Value™ of €8.97.

Key valuation signals for FRA:5G6:

  • EV-to-FCF: 26.80 (17% above median its 10-year median of 22.91)
  • GF Value™: €8.97 vs. price of €16.05 (79% above fair value)
  • GF Score™: 58/100 with 9 warning signs
  • Industry Position: 15.7% above the REITs median (#437 of 739)

No single metric tells the full story. See the FRA:5G6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RFA Financial Business Description

Industry Real EstateREITs
Address 145 King Street West, Suite 300, Toronto, ON, CAN, M5H 1J8
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
58GF Score

Get the complete analysis for FRA:5G6

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.05
Price
€8.97
GF Value