China Zheshang Bank Co (FRA:6CZ) EV-to-FCF: 13.88 (As of Jun. 29, 2026) — 69300% Above Median


FRA:6CZ China Zheshang Bank Co Ltd FRA:6CZ
61 GF Score
Price €0.23
GF Value €0.26
! 5 Warning Signs
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What is China Zheshang Bank Co EV-to-FCF?

China Zheshang Bank Co FRA:6CZ -1.69% 61 EV-to-FCF is 13.88 as of Jun. 29, 2026, which is 69300% above its 10-year median of 0.02. GuruFocus rates FRA:6CZ with a GF Score™ of 61/100 and a GF Value™ of €0.26. The stock has 5 warning signs investors should review. Among 1,196 Banks companies, China Zheshang Bank Co ranks worse than 73.58% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, China Zheshang Bank Co's Enterprise Value is €47,275 Mil. China Zheshang Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €3,407 Mil. Therefore, China Zheshang Bank Co's EV-to-FCF for today is 13.88.

The historical rank and industry rank for China Zheshang Bank Co's EV-to-FCF or its related term are showing as below:

FRA:6CZ' s EV-to-FCF Range Over the Past 10 Years
Min: -792.42   Med: 0.02   Max: 13.76
Current: 13.76

During the past 13 years, the highest EV-to-FCF of China Zheshang Bank Co was 13.76. The lowest was -792.42. And the median was 0.02.

FRA:6CZ's EV-to-FCF is ranked worse than
73.58% of 1196 companies
in the Banks industry
Industry Median: 6.555 vs FRA:6CZ: 13.76

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-29), China Zheshang Bank Co's stock price is €0.232. China Zheshang Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.019. Therefore, China Zheshang Bank Co's PE Ratio (TTM) for today is 12.21.


China Zheshang Bank Co  (FRA:6CZ) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

China Zheshang Bank Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.232/0.019
=12.21

China Zheshang Bank Co's share price for today is €0.232.
China Zheshang Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.019.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


China Zheshang Bank Co EV-to-FCF Related Terms


China Zheshang Bank Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for China Zheshang Bank Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Zheshang Bank Co EV-to-FCF Chart

China Zheshang Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.15 0.89 1.13 -3.08 -17.14

China Zheshang Bank Co Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.81 -3.08 -13.75 -14.92 -17.14

China Zheshang Bank Co EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, China Zheshang Bank Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Zheshang Bank Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, China Zheshang Bank Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where China Zheshang Bank Co's EV-to-FCF falls into.


FRA:6CZ
61GF Score
China Zheshang Bank Co Ltd FRA:6CZ
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Zheshang Bank Co EV-to-FCF Calculation

China Zheshang Bank Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=47274.696/3407.024
=13.88

China Zheshang Bank Co's current Enterprise Value is €47,275 Mil.
China Zheshang Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €3,407 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 13.88 mean?
China Zheshang Bank Co (FRA:6CZ) has a EV-to-FCF of 13.88 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Zheshang Bank Co and its competitors. This is 69300% above median its historical median of 0.02. According to the industry distribution chart, China Zheshang Bank Co ranks #880 out of 1196 companies in the Banks industry, placing it in the top 73.6%.
Is China Zheshang Bank Co's EV-to-FCF too high?
China Zheshang Bank Co's current EV-to-FCF of 13.88 is 69300% above median its 10-year median of 0.02. The Banks industry median EV-to-FCF is 6.56. China Zheshang Bank Co's value of 13.88 is 111.7% above this industry median. Based on the distribution chart, China Zheshang Bank Co ranks #880 out of 1196 companies in the Banks industry, which is below the industry midpoint. Overall, China Zheshang Bank Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does China Zheshang Bank Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, China Zheshang Bank Co ranks #880 out of 1196 companies for EV-to-FCF. This places China Zheshang Bank Co in the lower half of its industry. The industry median EV-to-FCF is 6.56. China Zheshang Bank Co's value of 13.88 is 111.7% above this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 6.56, China Zheshang Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Zheshang Bank Co's current EV-to-FCF of 13.88 is 111.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Zheshang Bank Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Zheshang Bank Co's current EV-to-FCF is 13.88, which is 69300% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Zheshang Bank Co stock overvalued right now?
China Zheshang Bank Co (FRA:6CZ) has a current EV-to-FCF of 13.88. The stock's GF Value™ is €0.26, compared to a current price of €0.23 — trading 10.8% below its estimated fair value. The current EV-to-FCF is 13.88, which is 69300% above median its 10-year median of 0.02 and 111.7% above the Banks industry median of 6.56. China Zheshang Bank Co's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For China Zheshang Bank Co (FRA:6CZ), the current EV-to-FCF is 13.88 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Zheshang Bank Co (FRA:6CZ) Overvalued in 2026?

Based on GuruFocus' analysis, China Zheshang Bank Co stock appears to be undervalued. The current stock price of €0.23 is trading 10.8% below its estimated GF Value™ of €0.26.

Key valuation signals for FRA:6CZ:

  • EV-to-FCF: 13.88 (69300% above median its 10-year median of 0.02)
  • GF Value™: €0.26 vs. price of €0.23 (10.8% below fair value)
  • GF Score™: 61/100 with 5 warning signs
  • Industry Position: 111.7% above the Banks median (#880 of 1196)

No single metric tells the full story. See the FRA:6CZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Zheshang Bank Co Business Description

Other Exchanges 02016:Hong Kong601916:China
Address No. 1 Minxin Road, Shangcheng District, Zhejiang Province, Hangzhou, CHN, 310020
China Zheshang Bank Co Ltd the principal activities of the Bank include corporate and retail banking, treasury business, and other banking service. The company's business segments include Corporate banking; Retail banking; Treasury operations and other business. It generates maximum revenue from the Corporate banking segment. Geographically the company generates majority of revenue from Yangtze River Delta Region.
61GF Score

Get the complete analysis for FRA:6CZ

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.23
Price
€0.26
GF Value