China Zheshang Bank Co (FRA:6CZ) ROE % Adjusted to Book Value: 8.37% (As of Dec. 2025)


FRA:6CZ China Zheshang Bank Co Ltd FRA:6CZ
61 GF Score
Price €0.23
GF Value €0.26
! 5 Warning Signs
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What is China Zheshang Bank Co ROE % Adjusted to Book Value?

China Zheshang Bank Co FRA:6CZ 61 ROE % Adjusted to Book Value is 8.37% as of Dec. 2025. GuruFocus rates FRA:6CZ with a GF Score™ of 61/100 and a GF Value™ of €0.26. The stock has 5 warning signs investors should review.

China Zheshang Bank Co's ROE % for the quarter that ended in Dec. 2025 was 2.51%. China Zheshang Bank Co's PB Ratio for the quarter that ended in Dec. 2025 was 0.30. China Zheshang Bank Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 8.37%.


China Zheshang Bank Co ROE % Adjusted to Book Value Related Terms


China Zheshang Bank Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for China Zheshang Bank Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Zheshang Bank Co ROE % Adjusted to Book Value Chart

China Zheshang Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 20.63

China Zheshang Bank Co Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 25.52 8.37

China Zheshang Bank Co ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, China Zheshang Bank Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Zheshang Bank Co ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, China Zheshang Bank Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where China Zheshang Bank Co's ROE % Adjusted to Book Value falls into.


FRA:6CZ
61GF Score
China Zheshang Bank Co Ltd FRA:6CZ
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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China Zheshang Bank Co ROE % Adjusted to Book Value Calculation

China Zheshang Bank Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.19% / 0.30
=20.63%

China Zheshang Bank Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.51% / 0.30
=8.37%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.37% mean?
China Zheshang Bank Co (FRA:6CZ) has a ROE % Adjusted to Book Value of 8.37% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on China Zheshang Bank Co and its competitors.
Is China Zheshang Bank Co's ROE % Adjusted to Book Value too high?
China Zheshang Bank Co's current ROE % Adjusted to Book Value is 8.37%. Overall, China Zheshang Bank Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does China Zheshang Bank Co's ROE % Adjusted to Book Value compare to competitors?
China Zheshang Bank Co's ROE % Adjusted to Book Value of 8.37% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on China Zheshang Bank Co and its competitors. China Zheshang Bank Co's current ROE % Adjusted to Book Value is 8.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Zheshang Bank Co stock overvalued right now?
China Zheshang Bank Co (FRA:6CZ) has a current ROE % Adjusted to Book Value of 8.37%. The stock's GF Value™ is €0.26, compared to a current price of €0.23 — trading 10.8% below its estimated fair value. The current ROE % Adjusted to Book Value is 8.37%. China Zheshang Bank Co's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For China Zheshang Bank Co (FRA:6CZ), the current ROE % Adjusted to Book Value is 8.37% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Zheshang Bank Co (FRA:6CZ) Overvalued in 2026?

Based on GuruFocus' analysis, China Zheshang Bank Co stock appears to be undervalued. The current stock price of €0.23 is trading 10.8% below its estimated GF Value™ of €0.26.

Key valuation signals for FRA:6CZ:

  • ROE % Adjusted to Book Value: 8.37%
  • GF Value™: €0.26 vs. price of €0.23 (10.8% below fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the FRA:6CZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Zheshang Bank Co Business Description

Other Exchanges 02016:Hong Kong601916:China
Address No. 1 Minxin Road, Shangcheng District, Zhejiang Province, Hangzhou, CHN, 310020
China Zheshang Bank Co Ltd the principal activities of the Bank include corporate and retail banking, treasury business, and other banking service. The company's business segments include Corporate banking; Retail banking; Treasury operations and other business. It generates maximum revenue from the Corporate banking segment. Geographically the company generates majority of revenue from Yangtze River Delta Region.
61GF Score

Get the complete analysis for FRA:6CZ

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.23
Price
€0.26
GF Value