ING Bank Slaski (FRA:6GF) EV-to-FCF: 5.41 (As of Jul. 03, 2026) — Near Median


FRA:6GF ING Bank Slaski SA FRA:6GF
73 GF Score
Price €102.30
GF Value €72.86
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is ING Bank Slaski EV-to-FCF?

ING Bank Slaski FRA:6GF -0.29% 73 EV-to-FCF is 5.41 as of Jul. 03, 2026, which is 5% below its 10-year median of 5.67. GuruFocus rates FRA:6GF with a GF Score™ of 73/100 and a GF Value™ of €72.86 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,193 Banks companies, ING Bank Slaski ranks better than 54.74% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, ING Bank Slaski's Enterprise Value is €15,318 Mil. ING Bank Slaski's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €2,832 Mil. Therefore, ING Bank Slaski's EV-to-FCF for today is 5.41.

The historical rank and industry rank for ING Bank Slaski's EV-to-FCF or its related term are showing as below:

FRA:6GF' s EV-to-FCF Range Over the Past 10 Years
Min: -116.45   Med: 5.67   Max: 127.23
Current: 5.38

During the past 13 years, the highest EV-to-FCF of ING Bank Slaski was 127.23. The lowest was -116.45. And the median was 5.67.

FRA:6GF's EV-to-FCF is ranked better than
54.74% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs FRA:6GF: 5.38

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-03), ING Bank Slaski's stock price is €102.30. ING Bank Slaski's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €7.947. Therefore, ING Bank Slaski's PE Ratio (TTM) for today is 12.87.


ING Bank Slaski  (FRA:6GF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ING Bank Slaski's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=102.30/7.947
=12.87

ING Bank Slaski's share price for today is €102.30.
ING Bank Slaski's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €7.947.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


ING Bank Slaski EV-to-FCF Related Terms


ING Bank Slaski EV-to-FCF Historical Data

* Premium members only.

The historical data trend for ING Bank Slaski's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ING Bank Slaski EV-to-FCF Chart

ING Bank Slaski Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 119.36 7.47 -15.09 -69.88 56.39

ING Bank Slaski Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.48 3.59 27.79 56.39 4.95

FRA:6GF vs PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, ING Bank Slaski's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ING Bank Slaski EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, ING Bank Slaski's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where ING Bank Slaski's EV-to-FCF falls into.


FRA:6GF
73GF Score
ING Bank Slaski SA FRA:6GF
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ING Bank Slaski EV-to-FCF Calculation

ING Bank Slaski's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=15318.126/2831.797
=5.41

ING Bank Slaski's current Enterprise Value is €15,318 Mil.
ING Bank Slaski's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2,832 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 5.41 mean?
ING Bank Slaski (FRA:6GF) has a EV-to-FCF of 5.41 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ING Bank Slaski and its competitors. This is near median its historical median of 5.67. According to the industry distribution chart, ING Bank Slaski ranks #540 out of 1193 companies in the Banks industry, placing it in the top 45.3%.
Is ING Bank Slaski's EV-to-FCF too high?
ING Bank Slaski's current EV-to-FCF of 5.41 is near median its 10-year median of 5.67. The Banks industry median EV-to-FCF is 6.61. ING Bank Slaski's value of 5.41 is 18.2% below this industry median. Based on the distribution chart, ING Bank Slaski ranks #540 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, ING Bank Slaski has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, ING Bank Slaski ranks #540 out of 1193 companies for EV-to-FCF. This puts ING Bank Slaski in the upper half of its industry. The industry median EV-to-FCF is 6.61. ING Bank Slaski's value of 5.41 is 18.2% below this benchmark. While the company's 10-year median is 5.67 vs. the industry median of 6.61, ING Bank Slaski has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ING Bank Slaski's current EV-to-FCF of 5.41 is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ING Bank Slaski and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ING Bank Slaski's current EV-to-FCF is 5.41, which is near median its own 10-year median of 5.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (FRA:6GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €72.86, compared to a current price of €102.30 — trading 40.4% above its estimated fair value. The current EV-to-FCF is 5.41, which is near median its 10-year median of 5.67 and 18.2% below the Banks industry median of 6.61. ING Bank Slaski's overall GF Score™ is 73/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For ING Bank Slaski (FRA:6GF), the current EV-to-FCF is 5.41 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (FRA:6GF) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of €102.30 is trading 40.4% above its estimated GF Value™ of €72.86. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for FRA:6GF:

  • EV-to-FCF: 5.41 (near median its 10-year median of 5.67)
  • GF Value™: €72.86 vs. price of €102.30 (40.4% above fair value)
  • GF Score™: 73/100 with 9 warning signs
  • Industry Position: 18.2% below the Banks median (#540 of 1193)

No single metric tells the full story. See the FRA:6GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ING Bank Slaski Business Description

Other Exchanges ING:Poland0MNY:UK
Address Sokolska Street 34, Katowice, POL, 40-086
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
73GF Score

Get the complete analysis for FRA:6GF

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€102.30
Price
€72.86
GF Value