ING Bank Slaski (FRA:6GF) Scaled Net Operating Assets: 0.10 (As of Mar. 2026)


FRA:6GF ING Bank Slaski SA FRA:6GF
73 GF Score
Price €102.30
GF Value €72.86
Valuation Significantly Overvalued
! 9 Warning Signs
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What is ING Bank Slaski Scaled Net Operating Assets?

ING Bank Slaski FRA:6GF -0.29% 73 Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus rates FRA:6GF with a GF Score™ of 73/100 and a GF Value™ of €72.86 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

ING Bank Slaski's operating assets for the quarter that ended in Mar. 2026 was €67,668 Mil. ING Bank Slaski's operating liabilities for the quarter that ended in Mar. 2026 was €61,103 Mil. ING Bank Slaski's Total Assets for the quarter that ended in Dec. 2025 was €65,323 Mil. Therefore, ING Bank Slaski's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.10.

FRA:6GF
73GF Score
ING Bank Slaski SA FRA:6GF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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ING Bank Slaski Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

ING Bank Slaski's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(63208.168-56159.946)/60304.569
=0.12

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=65322.866 - 2114.698
=63208.168

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=60379.614 - 4219.668 - 0
=56159.946

ING Bank Slaski's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(67668.258-61103.429)/65322.866
=0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=70168.605 - 2500.347
=67668.258

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=65400.69 - 4297.261 - 0
=61103.429

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.10 mean?
ING Bank Slaski (FRA:6GF) has a Scaled Net Operating Assets of 0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on ING Bank Slaski and its competitors.
Is ING Bank Slaski's Scaled Net Operating Assets too high?
ING Bank Slaski's current Scaled Net Operating Assets is 0.10. Overall, ING Bank Slaski has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's Scaled Net Operating Assets compare to PNC?
ING Bank Slaski's Scaled Net Operating Assets of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on ING Bank Slaski and its competitors. ING Bank Slaski's current Scaled Net Operating Assets is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (FRA:6GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €72.86, compared to a current price of €102.30 — trading 40.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.10. ING Bank Slaski's overall GF Score™ is 73/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For ING Bank Slaski (FRA:6GF), the current Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (FRA:6GF) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of €102.30 is trading 40.4% above its estimated GF Value™ of €72.86. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for FRA:6GF:

  • Scaled Net Operating Assets: 0.10
  • GF Value™: €72.86 vs. price of €102.30 (40.4% above fair value)
  • GF Score™: 73/100 with 9 warning signs

No single metric tells the full story. See the FRA:6GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Bank Slaski Business Description

Other Exchanges ING:Poland0MNY:UK
Address Sokolska Street 34, Katowice, POL, 40-086
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
73GF Score

Get the complete analysis for FRA:6GF

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€102.30
Price
€72.86
GF Value