Bank of Jiujiang Co (FRA:BJ8) EV-to-FCF: -5.08 (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BJ8 Bank of Jiujiang Co Ltd FRA:BJ8
44 GF Score
Price €0.28
GF Value €0.54
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Bank of Jiujiang Co EV-to-FCF?

Bank of Jiujiang Co FRA:BJ8 -2.82% 44 EV-to-FCF is -5.08 as of Jul. 17, 2026. GuruFocus rates FRA:BJ8 with a GF Score™ of 44/100 and a GF Value™ of €0.54 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,194 Banks companies, Bank of Jiujiang Co ranks worse than 83752.01% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of Jiujiang Co's Enterprise Value is €2,189 Mil. Bank of Jiujiang Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-431 Mil. Therefore, Bank of Jiujiang Co's EV-to-FCF for today is -5.08.

The historical rank and industry rank for Bank of Jiujiang Co's EV-to-FCF or its related term are showing as below:

FRA:BJ8' s EV-to-FCF Range Over the Past 10 Years
Min: -5.07   Med: 0.19   Max: 54.59
Current: -5.07

During the past 11 years, the highest EV-to-FCF of Bank of Jiujiang Co was 54.59. The lowest was -5.07. And the median was 0.19.

FRA:BJ8's EV-to-FCF is ranked worse than
100% of 1194 companies
in the Banks industry
Industry Median: 6.725 vs FRA:BJ8: -5.07

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-17), Bank of Jiujiang Co's stock price is €0.276. Bank of Jiujiang Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.020. Therefore, Bank of Jiujiang Co's PE Ratio (TTM) for today is 13.80.


Bank of Jiujiang Co  (FRA:BJ8) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank of Jiujiang Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.276/0.020
=13.80

Bank of Jiujiang Co's share price for today is €0.276.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bank of Jiujiang Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.020.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank of Jiujiang Co EV-to-FCF Related Terms


Bank of Jiujiang Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank of Jiujiang Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jiujiang Co EV-to-FCF Chart

Bank of Jiujiang Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54.59 -1.13 -1.12 -1.33 -4.16

Bank of Jiujiang Co Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.12 0.00 -1.33 0.00 -4.16

Bank of Jiujiang Co EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Bank of Jiujiang Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Jiujiang Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jiujiang Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank of Jiujiang Co's EV-to-FCF falls into.


FRA:BJ8
44GF Score
Bank of Jiujiang Co Ltd FRA:BJ8
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Jiujiang Co EV-to-FCF Calculation

Bank of Jiujiang Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2188.871/-431.119
=-5.08

Bank of Jiujiang Co's current Enterprise Value is €2,189 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bank of Jiujiang Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-431 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -5.08 mean?
Bank of Jiujiang Co (FRA:BJ8) has a EV-to-FCF of -5.08 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Jiujiang Co and its competitors. According to the industry distribution chart, Bank of Jiujiang Co ranks #999999 out of 1194 companies in the Banks industry.
Is Bank of Jiujiang Co's EV-to-FCF too high?
Bank of Jiujiang Co's current EV-to-FCF is -5.08. Based on the distribution chart, Bank of Jiujiang Co ranks #999999 out of 1194 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Jiujiang Co has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Jiujiang Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Bank of Jiujiang Co ranks #999999 out of 1194 companies for EV-to-FCF. This places Bank of Jiujiang Co in the lower half of its industry. The industry median EV-to-FCF is 6.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Jiujiang Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Jiujiang Co's current EV-to-FCF is -5.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jiujiang Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Jiujiang Co (FRA:BJ8) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.54, compared to a current price of €0.28 — trading 48.9% below its estimated fair value. The current EV-to-FCF is -5.08. Bank of Jiujiang Co's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of Jiujiang Co (FRA:BJ8), the current EV-to-FCF is -5.08 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jiujiang Co (FRA:BJ8) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jiujiang Co stock appears to be undervalued. The current stock price of €0.28 is trading 48.9% below its estimated GF Value™ of €0.54. GuruFocus considers Bank of Jiujiang Co to be Significantly Undervalued.

Key valuation signals for FRA:BJ8:

  • EV-to-FCF: -5.08
  • GF Value™: €0.54 vs. price of €0.28 (48.9% below fair value)
  • GF Score™: 44/100 with 4 warning signs

No single metric tells the full story. See the FRA:BJ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Jiujiang Co Business Description

Other Exchanges 06190:Hong Kong
Address No. 619 Changhong Avenue, Lianxi District, Jiangxi Province, Jiujiang, CHN, 332000
Bank of Jiujiang Co Ltd is a banking institution. The principal activities of the Bank and its subsidiaries comprise public deposit taking, granting short-term, medium-term and long-term loans; handling domestic and overseas settlements; bill acceptance, settlement and discounting; issuing financial bonds; acting as agent to issue, settle and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placement; providing letters of credit services and guarantees; acting as agent on inward and outward payments and selling of securities investment funds and other approved business. The Group has three operating segments: Corporate banking, Retail banking, and Financial market business. The Group generates maximum revenue from the Corporate Banking segment.
44GF Score

Get the complete analysis for FRA:BJ8

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.28
Price
€0.54
GF Value