Bank of Jiujiang Co (FRA:BJ8) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BJ8 Bank of Jiujiang Co Ltd FRA:BJ8
44 GF Score
Price €0.28
GF Value €0.54
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Bank of Jiujiang Co Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:BJ8
44GF Score
Bank of Jiujiang Co Ltd FRA:BJ8
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank of Jiujiang Co (FRA:BJ8) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jiujiang Co stock appears to be undervalued. The current stock price of €0.28 is trading 48.9% below its estimated GF Value™ of €0.54. GuruFocus considers Bank of Jiujiang Co to be Significantly Undervalued.

Key valuation signals for FRA:BJ8:

  • Altman Z-Score:
  • GF Value™: €0.54 vs. price of €0.28 (48.9% below fair value)
  • GF Score™: 44/100 with 4 warning signs

No single metric tells the full story. See the FRA:BJ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Jiujiang Co Business Description

Other Exchanges 06190:Hong Kong
Address No. 619 Changhong Avenue, Lianxi District, Jiangxi Province, Jiujiang, CHN, 332000
Bank of Jiujiang Co Ltd is a banking institution. The principal activities of the Bank and its subsidiaries comprise public deposit taking, granting short-term, medium-term and long-term loans; handling domestic and overseas settlements; bill acceptance, settlement and discounting; issuing financial bonds; acting as agent to issue, settle and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placement; providing letters of credit services and guarantees; acting as agent on inward and outward payments and selling of securities investment funds and other approved business. The Group has three operating segments: Corporate banking, Retail banking, and Financial market business. The Group generates maximum revenue from the Corporate Banking segment.
44GF Score

Get the complete analysis for FRA:BJ8

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.28
Price
€0.54
GF Value