Banca Monte dei Paschi di Siena (FRA:MPI0) EV-to-FCF: -181.81 (As of Jul. 03, 2026)


FRA:MPI0 Banca Monte dei Paschi di Siena FRA:MPI0
50 GF Score
Price €11.07
GF Value €4.61
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Banca Monte dei Paschi di Siena EV-to-FCF?

Banca Monte dei Paschi di Siena FRA:MPI0 +2.10% 50 EV-to-FCF is -181.81 as of Jul. 03, 2026. GuruFocus rates FRA:MPI0 with a GF Score™ of 50/100 and a GF Value™ of €4.61 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,193 Banks companies, Banca Monte dei Paschi di Siena ranks worse than 83822.21% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banca Monte dei Paschi di Siena's Enterprise Value is €69,361 Mil. Banca Monte dei Paschi di Siena's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €-382 Mil. Therefore, Banca Monte dei Paschi di Siena's EV-to-FCF for today is -181.81.

The historical rank and industry rank for Banca Monte dei Paschi di Siena's EV-to-FCF or its related term are showing as below:

FRA:MPI0' s EV-to-FCF Range Over the Past 10 Years
Min: -181.36   Med: 0.63   Max: 131.25
Current: -181.36

During the past 13 years, the highest EV-to-FCF of Banca Monte dei Paschi di Siena was 131.25. The lowest was -181.36. And the median was 0.63.

FRA:MPI0's EV-to-FCF is ranked worse than
100% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs FRA:MPI0: -181.36

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-03), Banca Monte dei Paschi di Siena's stock price is €11.07. Banca Monte dei Paschi di Siena's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.151. Therefore, Banca Monte dei Paschi di Siena's PE Ratio (TTM) for today is 9.62.


Banca Monte dei Paschi di Siena  (FRA:MPI0) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banca Monte dei Paschi di Siena's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=11.07/1.151
=9.62

Banca Monte dei Paschi di Siena's share price for today is €11.07.
Banca Monte dei Paschi di Siena's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.151.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banca Monte dei Paschi di Siena EV-to-FCF Related Terms


Banca Monte dei Paschi di Siena EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Banca Monte dei Paschi di Siena's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Monte dei Paschi di Siena EV-to-FCF Chart

Banca Monte dei Paschi di Siena Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.20 -0.10 0.72 -7.79 40.33

Banca Monte dei Paschi di Siena Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.83 -25.64 -139.63 40.33 110.89

Banca Monte dei Paschi di Siena EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Monte dei Paschi di Siena EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Banca Monte dei Paschi di Siena's EV-to-FCF falls into.


FRA:MPI0
50GF Score
Banca Monte dei Paschi di Siena FRA:MPI0
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Monte dei Paschi di Siena EV-to-FCF Calculation

Banca Monte dei Paschi di Siena's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=69360.782/-381.5
=-181.81

Banca Monte dei Paschi di Siena's current Enterprise Value is €69,361 Mil.
Banca Monte dei Paschi di Siena's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-382 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -181.81 mean?
Banca Monte dei Paschi di Siena (FRA:MPI0) has a EV-to-FCF of -181.81 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banca Monte dei Paschi di Siena and its competitors. According to the industry distribution chart, Banca Monte dei Paschi di Siena ranks #999999 out of 1193 companies in the Banks industry.
Is Banca Monte dei Paschi di Siena's EV-to-FCF too high?
Banca Monte dei Paschi di Siena's current EV-to-FCF is -181.81. Based on the distribution chart, Banca Monte dei Paschi di Siena ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Banca Monte dei Paschi di Siena ranks #999999 out of 1193 companies for EV-to-FCF. This places Banca Monte dei Paschi di Siena in the lower half of its industry. The industry median EV-to-FCF is 6.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banca Monte dei Paschi di Siena and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Monte dei Paschi di Siena's current EV-to-FCF is -181.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (FRA:MPI0) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.61, compared to a current price of €11.07 — trading 140.1% above its estimated fair value. The current EV-to-FCF is -181.81. Banca Monte dei Paschi di Siena's overall GF Score™ is 50/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (FRA:MPI0), the current EV-to-FCF is -181.81 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Monte dei Paschi di Siena (FRA:MPI0) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued. The current stock price of €11.07 is trading 140.1% above its estimated GF Value™ of €4.61. GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.

Key valuation signals for FRA:MPI0:

  • EV-to-FCF: -181.81
  • GF Value™: €4.61 vs. price of €11.07 (140.1% above fair value)
  • GF Score™: 50/100 with 10 warning signs

No single metric tells the full story. See the FRA:MPI0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Monte dei Paschi di Siena Business Description

Address Piazza Salimbeni, 3, Siena, ITA, 53100
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
50GF Score

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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.07
Price
€4.61
GF Value