Banca Monte dei Paschi di Siena (FRA:MPI0) GF Score: 49/100 (As of Jul. 05, 2026) — 14% Above Median


FRA:MPI0 Banca Monte dei Paschi di Siena FRA:MPI0
49 GF Score
Price €11.10
GF Value €4.58
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Banca Monte dei Paschi di Siena GF Score?

Banca Monte dei Paschi di Siena FRA:MPI0 +0.27% 49 GF Score is 49 as of Jul. 05, 2026, which is 14% above its 10-year median of 43.00. GuruFocus rates FRA:MPI0 with a GF Score™ of 49/100 and a GF Value™ of €4.58 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Banca Monte dei Paschi di Siena has the GF Score of 49, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 2/10
3. Growth Rank : 5/10
4. GF Value Rank : 1/10
5. Momentum Rank : 8/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Banca Monte dei Paschi di Siena might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Banca Monte dei Paschi di Siena  (FRA:MPI0) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Banca Monte dei Paschi di Siena GF Score Related Terms


Banca Monte dei Paschi di Siena GF Score Competitor Comparison

For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Monte dei Paschi di Siena GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's GF Score distribution charts can be found below:

* The bar in red indicates where Banca Monte dei Paschi di Siena's GF Score falls into.


FRA:MPI0
49GF Score
Banca Monte dei Paschi di Siena FRA:MPI0
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 49 mean?
Banca Monte dei Paschi di Siena (FRA:MPI0) has a GF Score of 49 as of Jul. 05, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banca Monte dei Paschi di Siena and its competitors. This is 14% above median its historical median of 43.00. Over the past decade, Banca Monte dei Paschi di Siena's GF Score has ranged from 3.00 to 65.00.
Is Banca Monte dei Paschi di Siena's GF Score too high?
Banca Monte dei Paschi di Siena's current GF Score of 49 is 14% above median its 10-year median of 43.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 65.00. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's GF Score compare to competitors?
Banca Monte dei Paschi di Siena's GF Score of 49 can be compared against companies in the Banks industry. Historically, Banca Monte dei Paschi di Siena's own GF Score has ranged from 3.00 to 65.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banca Monte dei Paschi di Siena and its competitors. Banca Monte dei Paschi di Siena's current GF Score is 49, which is 14% above median its own 10-year median of 43.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (FRA:MPI0) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.58, compared to a current price of €11.10 — trading 142.4% above its estimated fair value. The current GF Score is 49, which is 14% above median its 10-year median of 43.00. Banca Monte dei Paschi di Siena's overall GF Score™ is 49/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (FRA:MPI0), the current GF Score is 49 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Monte dei Paschi di Siena (FRA:MPI0) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued. The current stock price of €11.10 is trading 142.4% above its estimated GF Value™ of €4.58. GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.

Key valuation signals for FRA:MPI0:

  • GF Score: 49 (14% above median its 10-year median of 43.00)
  • GF Value™: €4.58 vs. price of €11.10 (142.4% above fair value)
  • GF Score™: 49/100 with 10 warning signs

No single metric tells the full story. See the FRA:MPI0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Monte dei Paschi di Siena Business Description

Address Piazza Salimbeni, 3, Siena, ITA, 53100
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
49GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.10
Price
€4.58
GF Value