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The historical rank and industry rank for Nuernberger Beteiligungs AG's EV-to-FCF or its related term are showing as below:
HAM:NBG6'
s EV-to-FCF Range Over the Past 10 Years
Min: -57.35 Med: 0.39 Max: 7.4
Current: -54.33
During the past 13 years, the highest EV-to-FCF of Nuernberger Beteiligungs AG was 7.40. The lowest was -57.35. And the median was 0.39.
HAM:NBG6's EV-to-FCF is ranked worse than 100% of 393
companies
in the Insurance industry
Industry Median: 9.84
vs HAM:NBG6: -54.33
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nuernberger Beteiligungs AG (HAM:NBG6) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nuernberger Beteiligungs AG's PE Ratio (TTM) for today is calculated as:
Nuernberger Beteiligungs AG's share price for today is €119.50.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nuernberger Beteiligungs AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €3.854.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Nuernberger Beteiligungs AG EV-to-FCF Related Terms
Nuernberger Beteiligungs AG EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Nuernberger Beteiligungs AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nuernberger Beteiligungs AG EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Nuernberger Beteiligungs AG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Nuernberger Beteiligungs AG's EV-to-FCF falls into.
Nuernberger Beteiligungs AG's current Enterprise Value is €888 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nuernberger Beteiligungs AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-15 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nuernberger Beteiligungs AG (HAM:NBG6) has a EV-to-FCF of -57.31 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nuernberger Beteiligungs AG and its competitors. According to the industry distribution chart, Nuernberger Beteiligungs AG ranks #999999 out of 393 companies in the Insurance industry.
Is Nuernberger Beteiligungs AG's EV-to-FCF too high?
Nuernberger Beteiligungs AG's current EV-to-FCF is -57.31. Based on the distribution chart, Nuernberger Beteiligungs AG ranks #999999 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Nuernberger Beteiligungs AG has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Nuernberger Beteiligungs AG's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Nuernberger Beteiligungs AG ranks #999999 out of 393 companies for EV-to-FCF. This places Nuernberger Beteiligungs AG in the lower half of its industry. The industry median EV-to-FCF is 9.84. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.84, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nuernberger Beteiligungs AG and its competitors. For the Insurance industry, the median EV-to-FCF is 9.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nuernberger Beteiligungs AG's current EV-to-FCF is -57.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nuernberger Beteiligungs AG stock overvalued right now?
Nuernberger Beteiligungs AG (HAM:NBG6) has a current EV-to-FCF of -57.31. The stock's GF Value™ is €66.81, compared to a current price of €119.50 — trading 78.9% above its estimated fair value. The current EV-to-FCF is -57.31. Nuernberger Beteiligungs AG's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nuernberger Beteiligungs AG (HAM:NBG6), the current EV-to-FCF is -57.31 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nuernberger Beteiligungs AG (HAM:NBG6) Overvalued in 2026?
Based on GuruFocus' analysis, Nuernberger Beteiligungs AG stock appears to be overvalued.
The current stock price of €119.50 is trading 78.9% above its estimated GF Value™ of €66.81.
Key valuation signals for HAM:NBG6:
EV-to-FCF: -57.31
GF Value™: €66.81 vs. price of €119.50 (78.9% above fair value)
No single metric tells the full story. See the HAM:NBG6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nuernberger Beteiligungs AG operates in the German financial services domain. Its prime focus is on offering insurance products that span the life, health, and property insurance products. The Life business area comprises of the company's subsidiaries engaged in the provision of life insurances, disability insurance, occupational pensions and various forms of risk insurance, and pension funds. The Health segment is concerned with the provision of health and supplementary insurance and the property insurance segment is responsible for the activities related to in property, casualty, accident insurance, as well as reinsurance. In addition, it provides banking services encompassing financial products, asset management, and investment services.
58GF Score
Get the complete analysis for HAM:NBG6
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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