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Nuernberger Beteiligungs AG (HAM:NBG6) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Nuernberger Beteiligungs AG 5-Year Yield-on-Cost % Related Terms
HAM:NBG6 vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Nuernberger Beteiligungs AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nuernberger Beteiligungs AG 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nuernberger Beteiligungs AG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Nuernberger Beteiligungs AG's 5-Year Yield-on-Cost % falls into.
Nuernberger Beteiligungs AG 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Nuernberger Beteiligungs AG (HAM:NBG6) has a 5-Year Yield-on-Cost % of 0.18 as of Aug. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Nuernberger Beteiligungs AG and its competitors. This is 62% below median its historical median of 0.47. Over the past decade, Nuernberger Beteiligungs AG's 5-Year Yield-on-Cost % has ranged from 0.01 to 0.94. According to the industry distribution chart, Nuernberger Beteiligungs AG ranks #413 out of 420 companies in the Insurance industry, placing it in the top 98.3%.
Is Nuernberger Beteiligungs AG's 5-Year Yield-on-Cost % too high?
Nuernberger Beteiligungs AG's current 5-Year Yield-on-Cost % of 0.18 is 62% below median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.94. The Insurance industry median 5-Year Yield-on-Cost % is 3.85. Nuernberger Beteiligungs AG's value of 0.18 is 95.3% below this industry median. Based on the distribution chart, Nuernberger Beteiligungs AG ranks #413 out of 420 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Nuernberger Beteiligungs AG has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Nuernberger Beteiligungs AG's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Nuernberger Beteiligungs AG ranks #413 out of 420 companies for 5-Year Yield-on-Cost %. This places Nuernberger Beteiligungs AG in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Nuernberger Beteiligungs AG's value of 0.18 is 95.3% below this benchmark. Historically, Nuernberger Beteiligungs AG's own 5-Year Yield-on-Cost % has ranged from 0.01 to 0.94 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 3.85, Nuernberger Beteiligungs AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.85, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nuernberger Beteiligungs AG's current 5-Year Yield-on-Cost % of 0.18 is 95.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Nuernberger Beteiligungs AG and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nuernberger Beteiligungs AG's current 5-Year Yield-on-Cost % is 0.18, which is 62% below median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nuernberger Beteiligungs AG stock overvalued right now?
Nuernberger Beteiligungs AG (HAM:NBG6) has a current 5-Year Yield-on-Cost % of 0.18. The stock's GF Value™ is €65.96, compared to a current price of €123.00 — trading 86.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.18, which is 62% below median its 10-year median of 0.47 and 95.3% below the Insurance industry median of 3.85. Nuernberger Beteiligungs AG's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Nuernberger Beteiligungs AG (HAM:NBG6), the current 5-Year Yield-on-Cost % is 0.18 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nuernberger Beteiligungs AG (HAM:NBG6) Overvalued in 2026?
Based on GuruFocus' analysis, Nuernberger Beteiligungs AG stock appears to be overvalued.
The current stock price of €123.00 is trading 86.5% above its estimated GF Value™ of €65.96.
Key valuation signals for HAM:NBG6:
5-Year Yield-on-Cost %: 0.18 (62% below median its 10-year median of 0.47)
GF Value™: €65.96 vs. price of €123.00 (86.5% above fair value)
Industry Position: 95.3% below the Insurance median (#413 of 420)
No single metric tells the full story. See the HAM:NBG6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nuernberger Beteiligungs AG operates in the German financial services domain. Its prime focus is on offering insurance products that span the life, health, and property insurance products. The Life business area comprises of the company's subsidiaries engaged in the provision of life insurances, disability insurance, occupational pensions and various forms of risk insurance, and pension funds. The Health segment is concerned with the provision of health and supplementary insurance and the property insurance segment is responsible for the activities related to in property, casualty, accident insurance, as well as reinsurance. In addition, it provides banking services encompassing financial products, asset management, and investment services.
57GF Score
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