Helvetia Baloise Holding AGHLVTY 75 EV-to-FCF is 29.93 as of Jul. 02, 2026, which is 264% above its 10-year median of 8.23. GuruFocus rates HLVTY with a GF Score™ of 75/100 and a GF Value™ of $5.51 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 395 Insurance companies, Helvetia Baloise Holding AG ranks worse than 86.33% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Helvetia Baloise Holding AG's Enterprise Value is $26,751 Mil.
Helvetia Baloise Holding AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $894 Mil. Therefore, Helvetia Baloise Holding AG's EV-to-FCF for today is 29.93.
The historical rank and industry rank for Helvetia Baloise Holding AG's EV-to-FCF or its related term are showing as below:
HLVTY'
s EV-to-FCF Range Over the Past 10 Years
Min: -245.45 Med: 8.23 Max: 39.29
Current: 30.01
During the past 13 years, the highest EV-to-FCF of Helvetia Baloise Holding AG was 39.29. The lowest was -245.45. And the median was 8.23.
HLVTY's EV-to-FCF is ranked worse than 86.33% of 395
companies
in the Insurance industry
Industry Median: 9.29
vs HLVTY: 30.01
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Helvetia Baloise Holding AG (OTCPK:HLVTY) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Helvetia Baloise Holding AG's PE Ratio (TTM) for today is calculated as:
Helvetia Baloise Holding AG's share price for today is $6.52.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.320.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Helvetia Baloise Holding AG EV-to-FCF Related Terms
Helvetia Baloise Holding AG EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Helvetia Baloise Holding AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helvetia Baloise Holding AG EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Helvetia Baloise Holding AG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Helvetia Baloise Holding AG's EV-to-FCF falls into.
Helvetia Baloise Holding AG's current Enterprise Value is $26,751 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $894 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helvetia Baloise Holding AG (HLVTY) has a EV-to-FCF of 29.93 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Helvetia Baloise Holding AG and its competitors. This is 264% above median its historical median of 8.23. According to the industry distribution chart, Helvetia Baloise Holding AG ranks #341 out of 395 companies in the Insurance industry, placing it in the top 86.3%.
Is Helvetia Baloise Holding AG's EV-to-FCF too high?
Helvetia Baloise Holding AG's current EV-to-FCF of 29.93 is 264% above median its 10-year median of 8.23. The Insurance industry median EV-to-FCF is 9.29. Helvetia Baloise Holding AG's value of 29.93 is 222.2% above this industry median. Based on the distribution chart, Helvetia Baloise Holding AG ranks #341 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Helvetia Baloise Holding AG has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helvetia Baloise Holding AG's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helvetia Baloise Holding AG ranks #341 out of 395 companies for EV-to-FCF. This places Helvetia Baloise Holding AG in the lower half of its industry. The industry median EV-to-FCF is 9.29. Helvetia Baloise Holding AG's value of 29.93 is 222.2% above this benchmark. While the company's 10-year median is 8.23 vs. the industry median of 9.29, Helvetia Baloise Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.29, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helvetia Baloise Holding AG's current EV-to-FCF of 29.93 is 222.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Helvetia Baloise Holding AG and its competitors. For the Insurance industry, the median EV-to-FCF is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helvetia Baloise Holding AG's current EV-to-FCF is 29.93, which is 264% above median its own 10-year median of 8.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helvetia Baloise Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG (HLVTY) is currently considered Modestly Overvalued. The stock's GF Value™ is $5.51, compared to a current price of $6.52 — trading 18.3% above its estimated fair value. The current EV-to-FCF is 29.93, which is 264% above median its 10-year median of 8.23 and 222.2% above the Insurance industry median of 9.29. Helvetia Baloise Holding AG's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Helvetia Baloise Holding AG (HLVTY), the current EV-to-FCF is 29.93 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helvetia Baloise Holding AG (HLVTY) Overvalued in 2026?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG stock appears to be overvalued.
The current stock price of $6.52 is trading 18.3% above its estimated GF Value™ of $5.51.
GuruFocus considers Helvetia Baloise Holding AG to be Modestly Overvalued.
Key valuation signals for HLVTY:
EV-to-FCF: 29.93 (264% above median its 10-year median of 8.23)
GF Value™: $5.51 vs. price of $6.52 (18.3% above fair value)
Industry Position: 222.2% above the Insurance median (#341 of 395)
No single metric tells the full story. See the HLVTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helvetia Baloise Holding AG is a multi-line insurance company. The company provides pension, specialty insurance and reinsurance services, and other financial solutions. The company represents it's seven reportable segments namely Switzerland, Spain, Germany, Belgium, Luxembourg, Italian and Austrian Markets, Specialty Markets, and Corporate and other. Company generates majority revenue from Switzerland business segment.
75GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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