IPSI (Innovative Payment Solutions) EV-to-FCF: -12.89 (As of Jun. 30, 2026)


What is Innovative Payment Solutions EV-to-FCF?

Innovative Payment Solutions IPSI -10.57% EV-to-FCF is -12.89 as of Jun. 30, 2026. The stock has 3 warning signs investors should review. Among 1,588 Software companies, Innovative Payment Solutions ranks worse than 62972.23% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Innovative Payment Solutions's Enterprise Value is $11.18 Mil. Innovative Payment Solutions's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.87 Mil. Therefore, Innovative Payment Solutions's EV-to-FCF for today is -12.89.

The historical rank and industry rank for Innovative Payment Solutions's EV-to-FCF or its related term are showing as below:

IPSI' s EV-to-FCF Range Over the Past 10 Years
Min: -148.89   Med: -1.4   Max: -1.19
Current: -12.89

During the past 13 years, the highest EV-to-FCF of Innovative Payment Solutions was -1.19. The lowest was -148.89. And the median was -1.40.

IPSI's EV-to-FCF is ranked worse than
100% of 1588 companies
in the Software industry
Industry Median: 13.98 vs IPSI: -12.89

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-30), Innovative Payment Solutions's stock price is $0.00313. Innovative Payment Solutions's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.111. Therefore, Innovative Payment Solutions's PE Ratio (TTM) for today is At Loss.


Innovative Payment Solutions  (OTCPK:IPSI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Innovative Payment Solutions's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.00313/-0.111
=At Loss

Innovative Payment Solutions's share price for today is $0.00313.
Innovative Payment Solutions's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.111.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Innovative Payment Solutions EV-to-FCF Related Terms


Innovative Payment Solutions EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Innovative Payment Solutions's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Innovative Payment Solutions EV-to-FCF Chart

Innovative Payment Solutions Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.71 -1.91 -5.83 -12.37 -21.29

Innovative Payment Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.94 -13.50 -26.39 -21.29 -16.03

IPSI vs CETX, KCRD, OVTZ: EV-to-FCF Comparison

For the Software - Infrastructure subindustry, Innovative Payment Solutions's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Innovative Payment Solutions EV-to-FCF vs Software Industry

For the Software industry and Technology sector, Innovative Payment Solutions's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Innovative Payment Solutions's EV-to-FCF falls into.



Innovative Payment Solutions EV-to-FCF Calculation

Innovative Payment Solutions's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=11.179/-0.867
=-12.89

Innovative Payment Solutions's current Enterprise Value is $11.18 Mil.
Innovative Payment Solutions's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.87 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -12.89 mean?
Innovative Payment Solutions (IPSI) has a EV-to-FCF of -12.89 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Innovative Payment Solutions and its competitors. According to the industry distribution chart, Innovative Payment Solutions ranks #999999 out of 1588 companies in the Software industry.
Is Innovative Payment Solutions' EV-to-FCF too high?
Innovative Payment Solutions' current EV-to-FCF is -12.89. Based on the distribution chart, Innovative Payment Solutions ranks #999999 out of 1588 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Innovative Payment Solutions' EV-to-FCF compare to CETX and KCRD?
According to the Software industry distribution chart, Innovative Payment Solutions ranks #999999 out of 1588 companies for EV-to-FCF. This places Innovative Payment Solutions in the lower half of its industry. The industry median EV-to-FCF is 13.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 13.98, based on 1,588 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Innovative Payment Solutions and its competitors. For the Software industry, the median EV-to-FCF is 13.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Innovative Payment Solutions's current EV-to-FCF is -12.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Innovative Payment Solutions stock overvalued right now?
Innovative Payment Solutions (IPSI) has a current EV-to-FCF of -12.89. The current EV-to-FCF is -12.89. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Innovative Payment Solutions (IPSI), the current EV-to-FCF is -12.89 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Innovative Payment Solutions Business Description

Address 732 South 6th Street, No. 4621, Las Vegas, NV, USA, 89101
Innovative Payment Solutions Inc fintech provider of digital payment solutions presently focused on, through its participation in IPSIPay Express, developing a new account-to-account payment application called Instant Settlement in RealTime as well as traditional credit card processing services.