PT Bank Mandiri (Persero) Tbk (ISX:BMRI) EV-to-FCF: -993.26 (As of Sep. 05, 2026)

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ISX:BMRI PT Bank Mandiri (Persero) Tbk ISX:BMRI
74 GF Score
Price Rp4,420.00
GF Value Rp5,653.85
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Bank Mandiri (Persero) Tbk EV-to-FCF?

PT Bank Mandiri (Persero) Tbk ISX:BMRI -0.90% 74 EV-to-FCF is -993.26 as of Sep. 05, 2026. GuruFocus rates ISX:BMRI with a GF Score™ of 74/100 and a GF Value™ of Rp5,653.85 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,185 Banks companies, PT Bank Mandiri (Persero) Tbk ranks worse than 84388.1% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Mandiri (Persero) Tbk's Enterprise Value is Rp375,077,941 Mil. PT Bank Mandiri (Persero) Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was Rp-377,623 Mil. Therefore, PT Bank Mandiri (Persero) Tbk's EV-to-FCF for today is -993.26.

The historical rank and industry rank for PT Bank Mandiri (Persero) Tbk's EV-to-FCF or its related term are showing as below:

ISX:BMRI' s EV-to-FCF Range Over the Past 10 Years
Min: -1011.21   Med: 2.44   Max: 127.14
Current: -951.41

During the past 13 years, the highest EV-to-FCF of PT Bank Mandiri (Persero) Tbk was 127.14. The lowest was -1011.21. And the median was 2.44.

ISX:BMRI's EV-to-FCF is ranked worse than
100% of 1185 companies
in the Banks industry
Industry Median: 7.09 vs ISX:BMRI: -951.41

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-05), PT Bank Mandiri (Persero) Tbk's stock price is Rp4420.00. PT Bank Mandiri (Persero) Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Rp667.320. Therefore, PT Bank Mandiri (Persero) Tbk's PE Ratio (TTM) for today is 6.62.


PT Bank Mandiri (Persero) Tbk  (ISX:BMRI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank Mandiri (Persero) Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4420.00/667.320
=6.62

PT Bank Mandiri (Persero) Tbk's share price for today is Rp4420.00.
PT Bank Mandiri (Persero) Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp667.320.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank Mandiri (Persero) Tbk EV-to-FCF Related Terms


PT Bank Mandiri (Persero) Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank Mandiri (Persero) Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mandiri (Persero) Tbk EV-to-FCF Chart

PT Bank Mandiri (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.94 3.40 -6.36 -5.48 1.73

PT Bank Mandiri (Persero) Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.78 4.49 1.73 4.34 -852.92

PT Bank Mandiri (Persero) Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mandiri (Persero) Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mandiri (Persero) Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mandiri (Persero) Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Mandiri (Persero) Tbk's EV-to-FCF falls into.


ISX:BMRI
74GF Score
PT Bank Mandiri (Persero) Tbk ISX:BMRI
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Mandiri (Persero) Tbk EV-to-FCF Calculation

PT Bank Mandiri (Persero) Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=375077941.327/-377623
=-993.26

PT Bank Mandiri (Persero) Tbk's current Enterprise Value is Rp375,077,941 Mil.
PT Bank Mandiri (Persero) Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-377,623 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -993.26 mean?
PT Bank Mandiri (Persero) Tbk (ISX:BMRI) has a EV-to-FCF of -993.26 as of Sep. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. According to the industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #999999 out of 1185 companies in the Banks industry.
Is PT Bank Mandiri (Persero) Tbk's EV-to-FCF too high?
PT Bank Mandiri (Persero) Tbk's current EV-to-FCF is -993.26. Based on the distribution chart, PT Bank Mandiri (Persero) Tbk ranks #999999 out of 1185 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Mandiri (Persero) Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mandiri (Persero) Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #999999 out of 1185 companies for EV-to-FCF. This places PT Bank Mandiri (Persero) Tbk in the lower half of its industry. The industry median EV-to-FCF is 7.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.09, based on 1,185 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 7.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mandiri (Persero) Tbk's current EV-to-FCF is -993.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mandiri (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk (ISX:BMRI) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp5,653.85, compared to a current price of Rp4,420.00 — trading 21.8% below its estimated fair value. The current EV-to-FCF is -993.26. PT Bank Mandiri (Persero) Tbk's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Mandiri (Persero) Tbk (ISX:BMRI), the current EV-to-FCF is -993.26 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mandiri (Persero) Tbk (ISX:BMRI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk stock appears to be undervalued. The current stock price of Rp4,420.00 is trading 21.8% below its estimated GF Value™ of Rp5,653.85. GuruFocus considers PT Bank Mandiri (Persero) Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BMRI:

  • EV-to-FCF: -993.26
  • GF Value™: Rp5,653.85 vs. price of Rp4,420.00 (21.8% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the ISX:BMRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mandiri (Persero) Tbk Business Description

Address Jl. Jenderal Sudirman Kav.54-55, Menara Mandiri 1, Jakarta, IDN, 12190
PT Bank Mandiri (Persero) Tbk is engaged in the provision of banking services. Its services include collecting funds from the public in forms of current accounts, term deposits, deposit certificates, savings, and/or other equivalent forms; Lending; Issuing promissory notes; Purchasing, selling, or guaranteeing on own risk or for the interest of and upon orders of the customers; and money transfer for self- interest or customers' interest. Its segments include the Wholesale segment and the Retail segment. Geographically, it operates in Indonesia, Asia (Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia), Western Europe (United Kingdom), and the Cayman Islands.
74GF Score

Get the complete analysis for ISX:BMRI

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp4,420.00
Price
Rp5,653.85
GF Value