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ISX:TUGU'
s EV-to-FCF Range Over the Past 10 Years
Min: -185.37 Med: 15.31 Max: 1955.81
Current: 15.3
During the past 13 years, the highest EV-to-FCF of PT Asuransi Tugu Pratama Indonesia Tbk was 1955.81. The lowest was -185.37. And the median was 15.31.
ISX:TUGU's EV-to-FCF is ranked worse than 69.39% of 392
companies
in the Insurance industry
Industry Median: 9.795
vs ISX:TUGU: 15.30
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Asuransi Tugu Pratama Indonesia Tbk's PE Ratio (TTM) for today is calculated as:
PT Asuransi Tugu Pratama Indonesia Tbk's share price for today is Rp1240.00.
PT Asuransi Tugu Pratama Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp171.811.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Asuransi Tugu Pratama Indonesia Tbk EV-to-FCF Related Terms
PT Asuransi Tugu Pratama Indonesia Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Tugu Pratama Indonesia Tbk EV-to-FCF Chart
PT Asuransi Tugu Pratama Indonesia Tbk Annual Data
For the Insurance - Diversified subindustry, PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Tugu Pratama Indonesia Tbk EV-to-FCF vs Insurance Industry
PT Asuransi Tugu Pratama Indonesia Tbk's current Enterprise Value is Rp5,577,478 Mil.
PT Asuransi Tugu Pratama Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp365,652 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU) has a EV-to-FCF of 15.25 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Asuransi Tugu Pratama Indonesia Tbk and its competitors. This is near median its historical median of 15.31. According to the industry distribution chart, PT Asuransi Tugu Pratama Indonesia Tbk ranks #272 out of 392 companies in the Insurance industry, placing it in the top 69.4%.
Is PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-FCF too high?
PT Asuransi Tugu Pratama Indonesia Tbk's current EV-to-FCF of 15.25 is near median its 10-year median of 15.31. The Insurance industry median EV-to-FCF is 9.80. PT Asuransi Tugu Pratama Indonesia Tbk's value of 15.25 is 55.7% above this industry median. Based on the distribution chart, PT Asuransi Tugu Pratama Indonesia Tbk ranks #272 out of 392 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Tugu Pratama Indonesia Tbk has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Tugu Pratama Indonesia Tbk ranks #272 out of 392 companies for EV-to-FCF. This places PT Asuransi Tugu Pratama Indonesia Tbk in the lower half of its industry. The industry median EV-to-FCF is 9.80. PT Asuransi Tugu Pratama Indonesia Tbk's value of 15.25 is 55.7% above this benchmark. While the company's 10-year median is 15.31 vs. the industry median of 9.80, PT Asuransi Tugu Pratama Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Tugu Pratama Indonesia Tbk's current EV-to-FCF of 15.25 is 55.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Asuransi Tugu Pratama Indonesia Tbk and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Tugu Pratama Indonesia Tbk's current EV-to-FCF is 15.25, which is near median its own 10-year median of 15.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Tugu Pratama Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp1,026.19, compared to a current price of Rp1,240.00 — trading 20.8% above its estimated fair value. The current EV-to-FCF is 15.25, which is near median its 10-year median of 15.31 and 55.7% above the Insurance industry median of 9.80. PT Asuransi Tugu Pratama Indonesia Tbk's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU), the current EV-to-FCF is 15.25 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Tugu Pratama Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp1,240.00 is trading 20.8% above its estimated GF Value™ of Rp1,026.19.
GuruFocus considers PT Asuransi Tugu Pratama Indonesia Tbk to be Modestly Overvalued.
Key valuation signals for ISX:TUGU:
EV-to-FCF: 15.25 (near median its 10-year median of 15.31)
GF Value™: Rp1,026.19 vs. price of Rp1,240.00 (20.8% above fair value)
Industry Position: 55.7% above the Insurance median (#272 of 392)
No single metric tells the full story. See the ISX:TUGU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Tugu Pratama Indonesia Tbk Business Description
PT Asuransi Tugu Pratama Indonesia Tbk is an insurance company. It has four business segments namely General insurance; Reinsurance; Rental and related business; and Others. Geographically, it derives the majority of its revenue from Indonesia. Its products include Fire and Property, Health, Personal, Aviation, Marine Hull, Cargo and Protection and Indemnity, Engineering, and other Miscellaneous insurance.
83GF Score
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