KB Financial GroupKB -2.60%71 EV-to-FCF is 77.08 as of Jun. 24, 2026, which is 901% above its 10-year median of 7.70. GuruFocus rates KB with a GF Score™ of 71/100 and a GF Value™ of $63.63 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,191 Banks companies, KB Financial Group ranks worse than 95.21% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, KB Financial Group's Enterprise Value is $103,263 Mil.
KB Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $1,340 Mil. Therefore, KB Financial Group's EV-to-FCF for today is 77.08.
The historical rank and industry rank for KB Financial Group's EV-to-FCF or its related term are showing as below:
KB'
s EV-to-FCF Range Over the Past 10 Years
Min: -132.53 Med: 7.7 Max: 77.78
Current: 77.08
During the past 13 years, the highest EV-to-FCF of KB Financial Group was 77.78. The lowest was -132.53. And the median was 7.70.
KB's EV-to-FCF is ranked worse than 95.21% of 1191
companies
in the Banks industry
Industry Median: 6.56
vs KB: 77.08
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
KB Financial Group (NYSE:KB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
KB Financial Group's PE Ratio (TTM) for today is calculated as:
KB Financial Group's share price for today is $99.91.
KB Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $11.249.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
KB Financial Group EV-to-FCF Related Terms
KB Financial Group EV-to-FCF Historical Data
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The historical data trend for KB Financial Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KB Financial Group EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, KB Financial Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KB Financial Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, KB Financial Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where KB Financial Group's EV-to-FCF falls into.
KB Financial Group's current Enterprise Value is $103,263 Mil.
KB Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,340 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KB Financial Group (KB) has a EV-to-FCF of 77.08 as of Jun. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on KB Financial Group and its competitors. This is 901% above median its historical median of 7.70. According to the industry distribution chart, KB Financial Group ranks #1134 out of 1191 companies in the Banks industry, placing it in the top 95.2%.
Is KB Financial Group's EV-to-FCF too high?
KB Financial Group's current EV-to-FCF of 77.08 is 901% above median its 10-year median of 7.70. The Banks industry median EV-to-FCF is 6.56. KB Financial Group's value of 77.08 is 1075% above this industry median. Based on the distribution chart, KB Financial Group ranks #1134 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, KB Financial Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, KB Financial Group ranks #1134 out of 1191 companies for EV-to-FCF. This places KB Financial Group in the lower half of its industry. The industry median EV-to-FCF is 6.56. KB Financial Group's value of 77.08 is 1075% above this benchmark. While the company's 10-year median is 7.70 vs. the industry median of 6.56, KB Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KB Financial Group's current EV-to-FCF of 77.08 is 1075% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on KB Financial Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KB Financial Group's current EV-to-FCF is 77.08, which is 901% above median its own 10-year median of 7.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (KB) is currently considered Significantly Overvalued. The stock's GF Value™ is $63.63, compared to a current price of $99.91 — trading 57% above its estimated fair value. The current EV-to-FCF is 77.08, which is 901% above median its 10-year median of 7.70 and 1075% above the Banks industry median of 6.56. KB Financial Group's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For KB Financial Group (KB), the current EV-to-FCF is 77.08 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KB Financial Group (KB) Overvalued in 2026?
Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued.
The current stock price of $99.91 is trading 57% above its estimated GF Value™ of $63.63.
GuruFocus considers KB Financial Group to be Significantly Overvalued.
Key valuation signals for KB:
EV-to-FCF: 77.08 (901% above median its 10-year median of 7.70)
GF Value™: $63.63 vs. price of $99.91 (57% above fair value)
Industry Position: 1075% above the Banks median (#1134 of 1191)
No single metric tells the full story. See the KB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
71GF Score
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