KB (KB Financial Group) Shiller PE Ratio: 16.91 (As of Sep. 15, 2026) — 117% Above Median

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KB KB Financial Group Inc KB
67 GF Score
Price $132.88
GF Value $65.27
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is KB Financial Group Shiller PE Ratio?

KB Financial Group KB +0.66% 67 Shiller PE Ratio is 16.91 as of Sep. 15, 2026, which is 117% above its 10-year median of 7.79. GuruFocus rates KB with a GF Score™ of 67/100 and a GF Value™ of $65.27 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,235 Banks companies, KB Financial Group ranks worse than 56.68% on this metric.

As of today (2026-09-15), KB Financial Group's current share price is $132.88. KB Financial Group's E10 for the quarter that ended in Jun. 2026 was $7.86. KB Financial Group's Shiller PE Ratio for today is 16.91.

The historical rank and industry rank for KB Financial Group's Shiller PE Ratio or its related term are showing as below:

KB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.03   Med: 7.79   Max: 15.49
Current: 15.05

During the past years, KB Financial Group's highest Shiller PE Ratio was 15.49. The lowest was 5.03. And the median was 7.79.

KB's Shiller PE Ratio is ranked worse than
56.68% of 1235 companies
in the Banks industry
Industry Median: 13.92 vs KB: 15.05

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

KB Financial Group's adjusted earnings per share data for the three months ended in Jun. 2026 was $3.601. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $7.86 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


KB Financial Group  (NYSE:KB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


KB Financial Group Shiller PE Ratio Related Terms


KB Financial Group Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for KB Financial Group's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KB Financial Group Shiller PE Ratio Chart

KB Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.93 6.25 6.19 8.50 11.36

KB Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.59 10.64 11.36 12.42 13.36

KB Financial Group Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, KB Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KB Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, KB Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where KB Financial Group's Shiller PE Ratio falls into.


KB
67GF Score
KB Financial Group Inc KB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KB Financial Group Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

KB Financial Group's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=132.88/7.86
=16.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KB Financial Group's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, KB Financial Group's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.601/126.4904*126.4904
=3.601

Current CPI (Jun. 2026) = 126.4904.

KB Financial Group Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 1.348 101.461 1.681
201612 0.959 101.561 1.194
201703 1.923 102.851 2.365
201706 2.197 102.611 2.708
201709 1.966 103.491 2.403
201712 1.262 102.991 1.550
201803 2.266 104.101 2.753
201806 2.171 104.130 2.637
201809 2.138 105.651 2.560
201812 0.432 104.351 0.524
201903 1.883 104.491 2.279
201906 2.145 104.881 2.587
201909 2.001 105.200 2.406
201912 1.153 105.121 1.387
202003 1.518 105.354 1.823
202006 2.066 105.112 2.486
202009 2.498 106.198 2.975
202012 1.327 105.765 1.587
202103 2.797 107.357 3.295
202106 2.657 107.579 3.124
202109 2.739 108.759 3.186
202112 1.304 109.676 1.504
202203 2.956 111.848 3.343
202206 2.323 114.072 2.576
202209 2.396 114.715 2.642
202212 0.066 115.179 0.072
202303 2.831 116.507 3.074
202306 2.848 117.182 3.074
202309 2.524 118.964 2.684
202312 0.355 118.837 0.378
202403 1.926 120.123 2.028
202406 3.174 120.007 3.345
202409 3.085 120.861 3.229
202412 1.177 121.135 1.229
202503 3.006 122.590 3.102
202506 3.345 122.611 3.451
202509 3.201 123.402 3.281
202512 1.268 123.939 1.294
202603 3.435 125.236 3.469
202606 3.601 126.490 3.601

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 16.91 mean?
KB Financial Group (KB) has a Shiller PE Ratio of 16.91 as of Sep. 15, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on KB Financial Group and its competitors. This is 117% above median its historical median of 7.79. Over the past decade, KB Financial Group's Shiller PE Ratio has ranged from 5.03 to 15.49. According to the industry distribution chart, KB Financial Group ranks #700 out of 1235 companies in the Banks industry, placing it in the top 56.7%.
Is KB Financial Group's Shiller PE Ratio too high?
KB Financial Group's current Shiller PE Ratio of 16.91 is 117% above median its 10-year median of 7.79. Over the past 10 years, this metric has ranged from a low of 5.03 to a high of 15.49. The Banks industry median Shiller PE Ratio is 13.92. KB Financial Group's value of 16.91 is 21.5% above this industry median. Based on the distribution chart, KB Financial Group ranks #700 out of 1235 companies in the Banks industry, which is below the industry midpoint. Overall, KB Financial Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, KB Financial Group ranks #700 out of 1235 companies for Shiller PE Ratio. This places KB Financial Group in the lower half of its industry. The industry median Shiller PE Ratio is 13.92. KB Financial Group's value of 16.91 is 21.5% above this benchmark. Historically, KB Financial Group's own Shiller PE Ratio has ranged from 5.03 to 15.49 over the past decade. While the company's 10-year median is 7.79 vs. the industry median of 13.92, KB Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.92, based on 1,235 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KB Financial Group's current Shiller PE Ratio of 16.91 is 21.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on KB Financial Group and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KB Financial Group's current Shiller PE Ratio is 16.91, which is 117% above median its own 10-year median of 7.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (KB) is currently considered Significantly Overvalued. The stock's GF Value™ is $65.27, compared to a current price of $132.88 — trading 103.6% above its estimated fair value. The current Shiller PE Ratio is 16.91, which is 117% above median its 10-year median of 7.79 and 21.5% above the Banks industry median of 13.92. KB Financial Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For KB Financial Group (KB), the current Shiller PE Ratio is 16.91 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KB Financial Group (KB) Overvalued in 2026?

Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued. The current stock price of $132.88 is trading 103.6% above its estimated GF Value™ of $65.27. GuruFocus considers KB Financial Group to be Significantly Overvalued.

Key valuation signals for KB:

  • Shiller PE Ratio: 16.91 (117% above median its 10-year median of 7.79)
  • GF Value™: $65.27 vs. price of $132.88 (103.6% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 21.5% above the Banks median (#700 of 1235)

No single metric tells the full story. See the KB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KB Financial Group Business Description

Address 26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, KOR, 07331
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
67GF Score

Get the complete analysis for KB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$132.88
Price
$65.27
GF Value