KB (KB Financial Group) Shiller PE Ratio: 14.70 (As of Aug. 11, 2026) — 89% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KB KB Financial Group Inc KB
59 GF Score
Price $118.02
GF Value $61.75
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is KB Financial Group Shiller PE Ratio?

KB Financial Group KB -2.24% 59 Shiller PE Ratio is 14.70 as of Aug. 11, 2026, which is 89% above its 10-year median of 7.77. GuruFocus rates KB with a GF Score™ of 59/100 and a GF Value™ of $61.75 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,241 Banks companies, KB Financial Group ranks worse than 56.81% on this metric.

As of today (2026-08-11), KB Financial Group's current share price is $118.02. KB Financial Group's E10 for the quarter that ended in Mar. 2026 was $8.03. KB Financial Group's Shiller PE Ratio for today is 14.70.

The historical rank and industry rank for KB Financial Group's Shiller PE Ratio or its related term are showing as below:

KB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.9   Med: 7.77   Max: 16.14
Current: 14.68

During the past years, KB Financial Group's highest Shiller PE Ratio was 16.14. The lowest was 4.90. And the median was 7.77.

KB's Shiller PE Ratio is ranked worse than
56.81% of 1241 companies
in the Banks industry
Industry Median: 13.88 vs KB: 14.68

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

KB Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was $3.435. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $8.03 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


KB Financial Group  (NYSE:KB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


KB Financial Group Shiller PE Ratio Related Terms


KB Financial Group Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for KB Financial Group's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KB Financial Group Shiller PE Ratio Chart

KB Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.93 6.25 6.19 8.50 11.36

KB Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.81 10.59 10.64 11.36 12.42

KB Financial Group Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, KB Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KB Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, KB Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where KB Financial Group's Shiller PE Ratio falls into.


KB
59GF Score
KB Financial Group Inc KB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KB Financial Group Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

KB Financial Group's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=118.02/8.03
=14.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KB Financial Group's E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, KB Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.435/125.2360*125.2360
=3.435

Current CPI (Mar. 2026) = 125.2360.

KB Financial Group Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 1.307 100.791 1.624
201609 1.348 101.461 1.664
201612 0.959 101.561 1.183
201703 1.923 102.851 2.342
201706 2.197 102.611 2.681
201709 1.966 103.491 2.379
201712 1.262 102.991 1.535
201803 2.266 104.101 2.726
201806 2.171 104.130 2.611
201809 2.138 105.651 2.534
201812 0.432 104.351 0.518
201903 1.883 104.491 2.257
201906 2.145 104.881 2.561
201909 2.001 105.200 2.382
201912 1.153 105.121 1.374
202003 1.518 105.354 1.804
202006 2.066 105.112 2.462
202009 2.498 106.198 2.946
202012 1.327 105.765 1.571
202103 2.797 107.357 3.263
202106 2.657 107.579 3.093
202109 2.739 108.759 3.154
202112 1.304 109.676 1.489
202203 2.956 111.848 3.310
202206 2.323 114.072 2.550
202209 2.396 114.715 2.616
202212 0.066 115.179 0.072
202303 2.831 116.507 3.043
202306 2.848 117.182 3.044
202309 2.524 118.964 2.657
202312 0.355 118.837 0.374
202403 1.926 120.123 2.008
202406 3.174 120.007 3.312
202409 3.085 120.861 3.197
202412 1.177 121.135 1.217
202503 3.006 122.590 3.071
202506 3.345 122.611 3.417
202509 3.201 123.402 3.249
202512 1.268 123.939 1.281
202603 3.435 125.236 3.435

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 14.70 mean?
KB Financial Group (KB) has a Shiller PE Ratio of 14.70 as of Aug. 11, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on KB Financial Group and its competitors. This is 89% above median its historical median of 7.77. Over the past decade, KB Financial Group's Shiller PE Ratio has ranged from 4.90 to 16.14. According to the industry distribution chart, KB Financial Group ranks #705 out of 1241 companies in the Banks industry, placing it in the top 56.8%.
Is KB Financial Group's Shiller PE Ratio too high?
KB Financial Group's current Shiller PE Ratio of 14.70 is 89% above median its 10-year median of 7.77. Over the past 10 years, this metric has ranged from a low of 4.90 to a high of 16.14. The Banks industry median Shiller PE Ratio is 13.88. KB Financial Group's value of 14.70 is 5.9% above this industry median. Based on the distribution chart, KB Financial Group ranks #705 out of 1241 companies in the Banks industry, which is below the industry midpoint. Overall, KB Financial Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, KB Financial Group ranks #705 out of 1241 companies for Shiller PE Ratio. This places KB Financial Group in the lower half of its industry. The industry median Shiller PE Ratio is 13.88. KB Financial Group's value of 14.70 is 5.9% above this benchmark. Historically, KB Financial Group's own Shiller PE Ratio has ranged from 4.90 to 16.14 over the past decade. While the company's 10-year median is 7.77 vs. the industry median of 13.88, KB Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.88, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KB Financial Group's current Shiller PE Ratio of 14.70 is 5.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on KB Financial Group and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KB Financial Group's current Shiller PE Ratio is 14.70, which is 89% above median its own 10-year median of 7.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (KB) is currently considered Significantly Overvalued. The stock's GF Value™ is $61.75, compared to a current price of $118.02 — trading 91.1% above its estimated fair value. The current Shiller PE Ratio is 14.70, which is 89% above median its 10-year median of 7.77 and 5.9% above the Banks industry median of 13.88. KB Financial Group's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For KB Financial Group (KB), the current Shiller PE Ratio is 14.70 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KB Financial Group (KB) Overvalued in 2026?

Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued. The current stock price of $118.02 is trading 91.1% above its estimated GF Value™ of $61.75. GuruFocus considers KB Financial Group to be Significantly Overvalued.

Key valuation signals for KB:

  • Shiller PE Ratio: 14.70 (89% above median its 10-year median of 7.77)
  • GF Value™: $61.75 vs. price of $118.02 (91.1% above fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 5.9% above the Banks median (#705 of 1241)

No single metric tells the full story. See the KB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KB Financial Group Business Description

Address 26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, KOR, 07331
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
59GF Score

Get the complete analysis for KB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$118.02
Price
$61.75
GF Value