VPC Specialty Lending Investments (LSE:VSL) EV-to-FCF: 0.32 (As of Jun. 30, 2026) — 87% Below Median


LSE:VSL VPC Specialty Lending Investments PLC LSE:VSL
40 GF Score
Price £0.11
! 2 Warning Signs
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What is VPC Specialty Lending Investments EV-to-FCF?

VPC Specialty Lending Investments LSE:VSL +0.90% 40 EV-to-FCF is 0.32 as of Jun. 30, 2026, which is 87% below its 10-year median of 2.46. GuruFocus rates LSE:VSL with a GF Score™ of 40/100. The stock has 2 warning signs investors should review. Among 937 Asset Management companies, VPC Specialty Lending Investments ranks better than 95.73% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, VPC Specialty Lending Investments's Enterprise Value is £23.69 Mil. VPC Specialty Lending Investments's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £73.85 Mil. Therefore, VPC Specialty Lending Investments's EV-to-FCF for today is 0.32.

The historical rank and industry rank for VPC Specialty Lending Investments's EV-to-FCF or its related term are showing as below:

LSE:VSL' s EV-to-FCF Range Over the Past 10 Years
Min: -17.94   Med: 2.46   Max: 64.3
Current: 0.32

During the past 11 years, the highest EV-to-FCF of VPC Specialty Lending Investments was 64.30. The lowest was -17.94. And the median was 2.46.

LSE:VSL's EV-to-FCF is ranked better than
95.73% of 937 companies
in the Asset Management industry
Industry Median: 14.52 vs LSE:VSL: 0.32

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-30), VPC Specialty Lending Investments's stock price is £0.1115. VPC Specialty Lending Investments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £-0.119. Therefore, VPC Specialty Lending Investments's PE Ratio (TTM) for today is At Loss.


VPC Specialty Lending Investments  (LSE:VSL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

VPC Specialty Lending Investments's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.1115/-0.119
=At Loss

VPC Specialty Lending Investments's share price for today is £0.1115.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. VPC Specialty Lending Investments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £-0.119.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


VPC Specialty Lending Investments EV-to-FCF Related Terms


VPC Specialty Lending Investments EV-to-FCF Historical Data

* Premium members only.

The historical data trend for VPC Specialty Lending Investments's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VPC Specialty Lending Investments EV-to-FCF Chart

VPC Specialty Lending Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.22 6.12 3.38 2.43 0.48

VPC Specialty Lending Investments Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.38 0.00 2.43 0.00 0.48

LSE:VSL vs BLK, BX, KKR: EV-to-FCF Comparison

For the Asset Management subindustry, VPC Specialty Lending Investments's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VPC Specialty Lending Investments EV-to-FCF vs Asset Management Industry

For the Asset Management industry and Financial Services sector, VPC Specialty Lending Investments's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where VPC Specialty Lending Investments's EV-to-FCF falls into.


LSE:VSL
40GF Score
VPC Specialty Lending Investments PLC LSE:VSL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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VPC Specialty Lending Investments EV-to-FCF Calculation

VPC Specialty Lending Investments's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=23.689/73.851
=0.32

VPC Specialty Lending Investments's current Enterprise Value is £23.69 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. VPC Specialty Lending Investments's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £73.85 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.32 mean?
VPC Specialty Lending Investments (LSE:VSL) has a EV-to-FCF of 0.32 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on VPC Specialty Lending Investments and its competitors. This is 87% below median its historical median of 2.46. According to the industry distribution chart, VPC Specialty Lending Investments ranks #40 out of 937 companies in the Asset Management industry, placing it in the top 4.3%.
Is VPC Specialty Lending Investments' EV-to-FCF too high?
VPC Specialty Lending Investments' current EV-to-FCF of 0.32 is 87% below median its 10-year median of 2.46. The Asset Management industry median EV-to-FCF is 14.52. VPC Specialty Lending Investments' value of 0.32 is 97.8% below this industry median. Based on the distribution chart, VPC Specialty Lending Investments ranks #40 out of 937 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, VPC Specialty Lending Investments has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does VPC Specialty Lending Investments' EV-to-FCF compare to BLK and BX?
According to the Asset Management industry distribution chart, VPC Specialty Lending Investments ranks #40 out of 937 companies for EV-to-FCF. This places VPC Specialty Lending Investments in the top 4% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 14.52. VPC Specialty Lending Investments' value of 0.32 is 97.8% below this benchmark. While the company's 10-year median is 2.46 vs. the industry median of 14.52, VPC Specialty Lending Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Asset Management company?
The median EV-to-FCF among Asset Management companies is 14.52, based on 937 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VPC Specialty Lending Investments's current EV-to-FCF of 0.32 is 97.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on VPC Specialty Lending Investments and its competitors. For the Asset Management industry, the median EV-to-FCF is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VPC Specialty Lending Investments's current EV-to-FCF is 0.32, which is 87% below median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VPC Specialty Lending Investments stock overvalued right now?
VPC Specialty Lending Investments (LSE:VSL) has a current EV-to-FCF of 0.32. The current EV-to-FCF is 0.32, which is 87% below median its 10-year median of 2.46 and 97.8% below the Asset Management industry median of 14.52. VPC Specialty Lending Investments' overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For VPC Specialty Lending Investments (LSE:VSL), the current EV-to-FCF is 0.32 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

VPC Specialty Lending Investments Business Description

Address 29 Wellington Street, Central Square, Leeds, GBR, LS1 4DU
VPC Specialty Lending Investments PLC is an investment trust based in the United Kingdom that invests in asset-backed lending to emerging and established businesses to build long-term, sustainable income generation. It focuses on providing capital to vital segments of the economy that are underserved by the traditional banking industry, including small businesses, working capital products, consumer finance, and real estate, among others. It is managed by Victory Park Capital Advisors, LLC. The company invests across several portfolio companies, asset classes, geographies, and credit bands to create a diversified portfolio.
40GF Score

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