Nordea Bank Abp (LTS:0N4T) EV-to-FCF: 35.29 (As of Aug. 05, 2026) — 400% Above Median

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LTS:0N4T Nordea Bank Abp LTS:0N4T
63 GF Score
Price kr193.93
GF Value kr129.89
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Nordea Bank Abp EV-to-FCF?

Nordea Bank Abp LTS:0N4T +0.09% 63 EV-to-FCF is 35.29 as of Aug. 05, 2026, which is 400% above its 10-year median of 7.06. GuruFocus rates LTS:0N4T with a GF Score™ of 63/100 and a GF Value™ of kr129.89 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,196 Banks companies, Nordea Bank Abp ranks worse than 90.47% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nordea Bank Abp's Enterprise Value is kr2,555,164 Mil. Nordea Bank Abp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was kr72,401 Mil. Therefore, Nordea Bank Abp's EV-to-FCF for today is 35.29.

The historical rank and industry rank for Nordea Bank Abp's EV-to-FCF or its related term are showing as below:

LTS:0N4T' s EV-to-FCF Range Over the Past 10 Years
Min: -421.63   Med: 7.06   Max: 635.11
Current: 35.1

During the past 13 years, the highest EV-to-FCF of Nordea Bank Abp was 635.11. The lowest was -421.63. And the median was 7.06.

LTS:0N4T's EV-to-FCF is ranked worse than
90.47% of 1196 companies
in the Banks industry
Industry Median: 7.235 vs LTS:0N4T: 35.10

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-05), Nordea Bank Abp's stock price is kr193.925. Nordea Bank Abp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was kr15.054. Therefore, Nordea Bank Abp's PE Ratio (TTM) for today is 12.88.


Nordea Bank Abp  (LTS:0N4T) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Nordea Bank Abp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=193.925/15.054
=12.88

Nordea Bank Abp's share price for today is kr193.925.
Nordea Bank Abp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr15.054.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Nordea Bank Abp EV-to-FCF Related Terms


Nordea Bank Abp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Nordea Bank Abp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nordea Bank Abp EV-to-FCF Chart

Nordea Bank Abp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.38 7.63 -25.39 529.34 -56.57

Nordea Bank Abp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.79 -25.59 -56.57 -26.55 34.77

LTS:0N4T vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Nordea Bank Abp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nordea Bank Abp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Nordea Bank Abp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Nordea Bank Abp's EV-to-FCF falls into.


LTS:0N4T
63GF Score
Nordea Bank Abp LTS:0N4T
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nordea Bank Abp EV-to-FCF Calculation

Nordea Bank Abp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2555164.350/72400.998
=35.29

Nordea Bank Abp's current Enterprise Value is kr2,555,164 Mil.
Nordea Bank Abp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr72,401 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 35.29 mean?
Nordea Bank Abp (LTS:0N4T) has a EV-to-FCF of 35.29 as of Aug. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nordea Bank Abp and its competitors. This is 400% above median its historical median of 7.06. According to the industry distribution chart, Nordea Bank Abp ranks #1082 out of 1196 companies in the Banks industry, placing it in the top 90.5%.
Is Nordea Bank Abp's EV-to-FCF too high?
Nordea Bank Abp's current EV-to-FCF of 35.29 is 400% above median its 10-year median of 7.06. The Banks industry median EV-to-FCF is 7.24. Nordea Bank Abp's value of 35.29 is 387.8% above this industry median. Based on the distribution chart, Nordea Bank Abp ranks #1082 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Nordea Bank Abp has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nordea Bank Abp's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Nordea Bank Abp ranks #1082 out of 1196 companies for EV-to-FCF. This places Nordea Bank Abp in the lower half of its industry. The industry median EV-to-FCF is 7.24. Nordea Bank Abp's value of 35.29 is 387.8% above this benchmark. While the company's 10-year median is 7.06 vs. the industry median of 7.24, Nordea Bank Abp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.24, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nordea Bank Abp's current EV-to-FCF of 35.29 is 387.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nordea Bank Abp and its competitors. For the Banks industry, the median EV-to-FCF is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nordea Bank Abp's current EV-to-FCF is 35.29, which is 400% above median its own 10-year median of 7.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nordea Bank Abp stock overvalued right now?
Based on GuruFocus' analysis, Nordea Bank Abp (LTS:0N4T) is currently considered Significantly Overvalued. The stock's GF Value™ is kr129.89, compared to a current price of kr193.93 — trading 49.3% above its estimated fair value. The current EV-to-FCF is 35.29, which is 400% above median its 10-year median of 7.06 and 387.8% above the Banks industry median of 7.24. Nordea Bank Abp's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nordea Bank Abp (LTS:0N4T), the current EV-to-FCF is 35.29 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nordea Bank Abp (LTS:0N4T) Overvalued in 2026?

Based on GuruFocus' analysis, Nordea Bank Abp stock appears to be overvalued. The current stock price of kr193.93 is trading 49.3% above its estimated GF Value™ of kr129.89. GuruFocus considers Nordea Bank Abp to be Significantly Overvalued.

Key valuation signals for LTS:0N4T:

  • EV-to-FCF: 35.29 (400% above median its 10-year median of 7.06)
  • GF Value™: kr129.89 vs. price of kr193.93 (49.3% above fair value)
  • GF Score™: 63/100 with 8 warning signs
  • Industry Position: 387.8% above the Banks median (#1082 of 1196)

No single metric tells the full story. See the LTS:0N4T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nordea Bank Abp Business Description

Address Hamnbanegatan 5, Helsinki, FIN, FI-00020
Nordea is a universal Nordic bank that generates most of its income through vanilla lending products such as mortgages, household loans, and corporate loans. The bank is also a leading equity and debt underwriter and issuer, specialized in the Nordics, generating roughly one tenth of the group's income. Nordea also offers life and pension, savings and asset management, as well as private banking services to high-net-worth individuals. It operates primarily in Sweden, Denmark, Finland, and Norway.
63GF Score

Get the complete analysis for LTS:0N4T

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr193.93
Price
kr129.89
GF Value