Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nord Insuretech Group AB's Enterprise Value is kr261.61 Mil.
Nord Insuretech Group AB's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was kr-56.40 Mil. Therefore, Nord Insuretech Group AB's EV-to-FCF for today is -4.64.
The historical rank and industry rank for Nord Insuretech Group AB's EV-to-FCF or its related term are showing as below:
NGM:NORDIG'
s EV-to-FCF Range Over the Past 10 Years
Min: -38.65 Med: -4.6 Max: -2.51
Current: -4.47
During the past 8 years, the highest EV-to-FCF of Nord Insuretech Group AB was -2.51. The lowest was -38.65. And the median was -4.60.
NGM:NORDIG's EV-to-FCF is ranked worse than 100% of 1598
companies
in the Software industry
Industry Median: 14.635
vs NGM:NORDIG: -4.47
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nord Insuretech Group AB (NGM:NORDIG) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nord Insuretech Group AB's PE Ratio (TTM) for today is calculated as:
Nord Insuretech Group AB's share price for today is kr0.70.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nord Insuretech Group AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was kr-0.100.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Nord Insuretech Group AB EV-to-FCF Related Terms
Nord Insuretech Group AB EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NGM:NORDIG vs QH, SHOP, UBER: EV-to-FCF Comparison
For the Software - Application subindustry, Nord Insuretech Group AB's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nord Insuretech Group AB EV-to-FCF vs Software Industry
For the Software industry and Technology sector, Nord Insuretech Group AB's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Nord Insuretech Group AB's EV-to-FCF falls into.
Nord Insuretech Group AB's current Enterprise Value is kr261.61 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nord Insuretech Group AB's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was kr-56.40 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nord Insuretech Group AB (NGM:NORDIG) has a EV-to-FCF of -4.64 as of Jul. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nord Insuretech Group AB and its competitors. According to the industry distribution chart, Nord Insuretech Group AB ranks #999999 out of 1598 companies in the Software industry.
Is Nord Insuretech Group AB's EV-to-FCF too high?
Nord Insuretech Group AB's current EV-to-FCF is -4.64. Based on the distribution chart, Nord Insuretech Group AB ranks #999999 out of 1598 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Nord Insuretech Group AB has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Nord Insuretech Group AB's EV-to-FCF compare to QH and SHOP?
According to the Software industry distribution chart, Nord Insuretech Group AB ranks #999999 out of 1598 companies for EV-to-FCF. This places Nord Insuretech Group AB in the lower half of its industry. The industry median EV-to-FCF is 14.64. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.64, based on 1,598 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nord Insuretech Group AB and its competitors. For the Software industry, the median EV-to-FCF is 14.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nord Insuretech Group AB's current EV-to-FCF is -4.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nord Insuretech Group AB stock overvalued right now?
Nord Insuretech Group AB (NGM:NORDIG) has a current EV-to-FCF of -4.64. The current EV-to-FCF is -4.64. Nord Insuretech Group AB's overall GF Score™ is 19/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nord Insuretech Group AB (NGM:NORDIG), the current EV-to-FCF is -4.64 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Nord Insuretech Group AB is a operator of digital platform. It delivers next-generation integrated insurance in the Nordic region. The company distributes its services through partners who can then sell various insurance products to end customers through the company's digital platform.
19GF Score
Get the complete analysis for NGM:NORDIG
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NGM:NORDIG has been successfully added to your 
