The New India Assurance Co (NSE:NIACL) EV-to-FCF: (As of Jul. 23, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:NIACL The New India Assurance Co Ltd NSE:NIACL
76 GF Score
Price ₹175.14
GF Value ₹199.33
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is The New India Assurance Co EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The New India Assurance Co's Enterprise Value is ₹96,019 Mil. The New India Assurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, The New India Assurance Co's EV-to-FCF for today is .

The historical rank and industry rank for The New India Assurance Co's EV-to-FCF or its related term are showing as below:

NSE:NIACL' s EV-to-FCF Range Over the Past 10 Years
Min: -2.08   Med: 98.77   Max: 114.08
Current: -2.08

During the past 13 years, the highest EV-to-FCF of The New India Assurance Co was 114.08. The lowest was -2.08. And the median was 98.77.

NSE:NIACL's EV-to-FCF is ranked worse than
100% of 394 companies
in the Insurance industry
Industry Median: 9.705 vs NSE:NIACL: -2.08

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-23), The New India Assurance Co's stock price is ₹175.14. The New India Assurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹8.580. Therefore, The New India Assurance Co's PE Ratio (TTM) for today is 20.41.


The New India Assurance Co  (NSE:NIACL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

The New India Assurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=175.14/8.580
=20.41

The New India Assurance Co's share price for today is ₹175.14.
The New India Assurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹8.580.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


The New India Assurance Co EV-to-FCF Related Terms


The New India Assurance Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for The New India Assurance Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The New India Assurance Co EV-to-FCF Chart

The New India Assurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.40 -0.61 -4.90 -2.23 -0.04

The New India Assurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.23 0.00 0.00 0.00 -0.04

NSE:NIACL vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, The New India Assurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The New India Assurance Co EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, The New India Assurance Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where The New India Assurance Co's EV-to-FCF falls into.


NSE:NIACL
76GF Score
The New India Assurance Co Ltd NSE:NIACL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The New India Assurance Co EV-to-FCF Calculation

The New India Assurance Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=96018.900/0
=

The New India Assurance Co's current Enterprise Value is ₹96,019 Mil.
The New India Assurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is The New India Assurance Co (NSE:NIACL) Overvalued in 2026?

Based on GuruFocus' analysis, The New India Assurance Co stock appears to be undervalued. The current stock price of ₹175.14 is trading 12.1% below its estimated GF Value™ of ₹199.33. GuruFocus considers The New India Assurance Co to be Modestly Undervalued.

Key valuation signals for NSE:NIACL:

  • EV-to-FCF:
  • GF Value™: ₹199.33 vs. price of ₹175.14 (12.1% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the NSE:NIACL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The New India Assurance Co Business Description

Other Exchanges 540769:India
Address 87, M.G. Road, New India Assurance Building, Fort, Mumbai, MH, IND, 400001
The New India Assurance Co Ltd is a general insurance company in India. Its divisions include fire insurance, marine insurance, motor insurance, travel insurance, property insurance, aviation, engineering, accident and health insurance, and other lines of business.
76GF Score

Get the complete analysis for NSE:NIACL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹175.14
Price
₹199.33
GF Value