Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The New India Assurance Co has the GF Score of 76, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes The New India Assurance Co
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
The New India Assurance Co (NSE:NIACL) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
The New India Assurance Co GF Score Related Terms
NSE:NIACL vs BRK.A, AIG, HIG: GF Score Comparison
For the Insurance - Diversified subindustry, The New India Assurance Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The New India Assurance Co GF Score vs Insurance Industry
For the Insurance industry and Financial Services sector, The New India Assurance Co's GF Score distribution charts can be found below:
* The bar in red indicates where The New India Assurance Co's GF Score falls into.
The New India Assurance Co (NSE:NIACL) has a GF Score of 76 as of Jul. 25, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on The New India Assurance Co and its competitors. This is 10% above median its historical median of 69.00. Over the past decade, The New India Assurance Co's GF Score has ranged from 13.00 to 81.00.
Is The New India Assurance Co's GF Score too high?
The New India Assurance Co's current GF Score of 76 is 10% above median its 10-year median of 69.00. Over the past 10 years, this metric has ranged from a low of 13.00 to a high of 81.00. Overall, The New India Assurance Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The New India Assurance Co's GF Score compare to BRK.A and AIG?
The New India Assurance Co's GF Score of 76 can be compared against companies in the Insurance industry. Historically, The New India Assurance Co's own GF Score has ranged from 13.00 to 81.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on The New India Assurance Co and its competitors. The New India Assurance Co's current GF Score is 76, which is 10% above median its own 10-year median of 69.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The New India Assurance Co stock overvalued right now?
Based on GuruFocus' analysis, The New India Assurance Co (NSE:NIACL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹199.12, compared to a current price of ₹173.20 — trading 13% below its estimated fair value. The current GF Score is 76, which is 10% above median its 10-year median of 69.00. The New India Assurance Co's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For The New India Assurance Co (NSE:NIACL), the current GF Score is 76 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The New India Assurance Co (NSE:NIACL) Overvalued in 2026?
Based on GuruFocus' analysis, The New India Assurance Co stock appears to be undervalued.
The current stock price of ₹173.20 is trading 13% below its estimated GF Value™ of ₹199.12.
GuruFocus considers The New India Assurance Co to be Modestly Undervalued.
Key valuation signals for NSE:NIACL:
GF Score: 76 (10% above median its 10-year median of 69.00)
GF Value™: ₹199.12 vs. price of ₹173.20 (13% below fair value)
No single metric tells the full story. See the NSE:NIACL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The New India Assurance Co Ltd is a general insurance company in India. Its divisions include fire insurance, marine insurance, motor insurance, travel insurance, property insurance, aviation, engineering, accident and health insurance, and other lines of business.
76GF Score
Get the complete analysis for NSE:NIACL
GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:NIACL has been successfully added to your 
