UY Fincorp (NSE:UYFINCORP) EV-to-FCF: (As of Aug. 06, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:UYFINCORP UY Fincorp Ltd NSE:UYFINCORP
72 GF Score
Price ₹19.25
GF Value ₹23.36
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is UY Fincorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, UY Fincorp's Enterprise Value is ₹3,694 Mil. UY Fincorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, UY Fincorp's EV-to-FCF for today is .

The historical rank and industry rank for UY Fincorp's EV-to-FCF or its related term are showing as below:

NSE:UYFINCORP' s EV-to-FCF Range Over the Past 10 Years
Min: -78.03   Med: 0   Max: 0
Current: -78.03

NSE:UYFINCORP's EV-to-FCF is ranked worse than
100% of 267 companies
in the Credit Services industry
Industry Median: 13.9 vs NSE:UYFINCORP: -78.03

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-06), UY Fincorp's stock price is ₹19.25. UY Fincorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹2.540. Therefore, UY Fincorp's PE Ratio (TTM) for today is 7.58.


UY Fincorp  (NSE:UYFINCORP) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

UY Fincorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=19.25/2.540
=7.58

UY Fincorp's share price for today is ₹19.25.
UY Fincorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2.540.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


UY Fincorp EV-to-FCF Related Terms


UY Fincorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for UY Fincorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UY Fincorp EV-to-FCF Chart

UY Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -54.65 -72.31 -24.85 44.05 -48.78

UY Fincorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.05 0.00 0.00 0.00 -48.78

NSE:UYFINCORP vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, UY Fincorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UY Fincorp EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, UY Fincorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where UY Fincorp's EV-to-FCF falls into.


NSE:UYFINCORP
72GF Score
UY Fincorp Ltd NSE:UYFINCORP
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UY Fincorp EV-to-FCF Calculation

UY Fincorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=3693.859/0
=

UY Fincorp's current Enterprise Value is ₹3,694 Mil.
UY Fincorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is UY Fincorp (NSE:UYFINCORP) Overvalued in 2026?

Based on GuruFocus' analysis, UY Fincorp stock appears to be undervalued. The current stock price of ₹19.25 is trading 17.6% below its estimated GF Value™ of ₹23.36. GuruFocus considers UY Fincorp to be Modestly Undervalued.

Key valuation signals for NSE:UYFINCORP:

  • EV-to-FCF:
  • GF Value™: ₹23.36 vs. price of ₹19.25 (17.6% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the NSE:UYFINCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UY Fincorp Business Description

Other Exchanges 530579:India
Address Marol Makwana Road, Vaman Techno Centre, A-Wing, 7th Floor, Off Andheri-Kurla Road, Andheri (East), Mumbai, MH, IND, 400059
UY Fincorp Ltd is an Indian-based non-banking financial company engaged in Lending & Investing Services. It is into providing inter-corporate loans, personal loans, and investments & trading in securities. The company also offers fund-based services which include real estate funding, industrial assets funding, infrastructure funding, bill discounting, retail finance etc; and fee-based services such as loan syndication and project counseling services.
72GF Score

Get the complete analysis for NSE:UYFINCORP

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹19.25
Price
₹23.36
GF Value