NYSE:SYF (USA) Also trade in: Germany Mexico

Synchrony Financial

$ 34.05 0.55 (1.64%)
Volume: 2,230,063 Avg Vol (1m): 5,784,929
Market Cap $: 23.49 Bil Enterprise Value $: 38.09 Bil
P/E (TTM): 7.62 P/B: 1.64
Earnings Power Value 0
Net Current Asset Value 0
Tangible Book 17.46
Projected FCF 127.37
Median P/S Value 40
Graham Number 41.95
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
YTD (-%)

Financial Strength : 4/10

Current vs industry vs history
Cash-to-Debt 0.59
Equity-to-Asset 0.14
Debt-to-Equity 1.64
Debt-to-EBITDA 1.30
Beneish M-Score -2.69
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 9.16%

Profitability & Growth : 4/10

Current vs industry vs history
Net Margin % 19.41
ROE % 22.56
ROA % 3.18
3-Year Total Revenue Growth Rate 9.50
3-Year EPS w/o NRI Growth Rate 12.20

» SYF's 30-Y Financials

Financials (Next Earnings Date: 2019-07-26)

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Business Description

Industry Credit Services » Credit Services    NAICS : 522190    SIC : 6159
Compare NYSE:DFS TSE:8591 NYSE:TSS BOM:500034 NYSE:ADS NYSE:WU XPAR:EDEN COL:CINS.X0000 TSE:8572 NAS:CACC TSE:8593 NSE:SRTRANSFIN TSE:8570 BOM:533519 NAS:SLM SHSE:600901 NYSE:COF TPE:5871 NYSE:QD NSE:M&MFIN
Traded in other countries SFE.Germany
Address 777 Long Ridge Road, Stamford, CT, USA, 06902
Synchrony Financial is the largest provider of private-label credit cards in the United States based on purchase volume and receivables. Through its partners' 350,000 locations in the U.S. and Canada along with websites and mobile applications, Synchrony offers a variety of credit products through three sales platforms: retail card (private-label credit cards), payment solutions (consumer financing for major purchases), and CareCredit (financing for elective healthcare procedures).

Ratios

Current vs industry vs history
PE Ratio (TTM) 7.62
Forward PE Ratio 6.82
N/A
PE Ratio without NRI 7.62
PB Ratio 1.64
PS Ratio 1.55
Price-to-Free-Cash-Flow 2.73
Price-to-Operating-Cash-Flow 2.73
EV-to-Revenue 2.25

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.28
Dividend Payout Ratio 0.17
Forward Dividend Yield % 2.51
N/A
Yield-on-Cost (5-Year) % 2.31
3-Year Share Buyback Rate 4.80

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.95
Price-to-Projected-FCF 0.27
Price-to-Median-PS-Value 0.85
Price-to-Graham-Number 0.81

More Statistics

Revenue (TTM) (Mil) $ 16,784
EPS (TTM) $ 4.48
Beta 1.67
Volatility % 39.47
52-Week Range $ 21.78 - 36.32
Shares Outstanding (Mil) 688.8

Analyst Estimate

Piotroski F-Score Details