Bank of Changsha Co (SHSE:601577) EV-to-FCF: 3.96 (As of Sep. 17, 2026) — Near Median

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SHSE:601577 Bank of Changsha Co Ltd SHSE:601577
74 GF Score
Price ¥9.81
GF Value ¥9.07
Valuation Fairly Valued
! 7 Warning Signs
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What is Bank of Changsha Co EV-to-FCF?

Bank of Changsha Co SHSE:601577 +0.31% 74 EV-to-FCF is 3.96 as of Sep. 17, 2026, which is 9% below its 10-year median of 4.35. GuruFocus rates SHSE:601577 with a GF Score™ of 74/100 and a GF Value™ of ¥9.07 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,179 Banks companies, Bank of Changsha Co ranks better than 76.34% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of Changsha Co's Enterprise Value is ¥216,553 Mil. Bank of Changsha Co's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ¥54,622 Mil. Therefore, Bank of Changsha Co's EV-to-FCF for today is 3.96.

The historical rank and industry rank for Bank of Changsha Co's EV-to-FCF or its related term are showing as below:

SHSE:601577' s EV-to-FCF Range Over the Past 10 Years
Min: -66.49   Med: 4.35   Max: 53.32
Current: 1.57

During the past 11 years, the highest EV-to-FCF of Bank of Changsha Co was 53.32. The lowest was -66.49. And the median was 4.35.

SHSE:601577's EV-to-FCF is ranked better than
76.34% of 1179 companies
in the Banks industry
Industry Median: 7.33 vs SHSE:601577: 1.57

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-17), Bank of Changsha Co's stock price is ¥9.81. Bank of Changsha Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ¥2.071. Therefore, Bank of Changsha Co's PE Ratio (TTM) for today is 4.74.


Bank of Changsha Co  (SHSE:601577) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank of Changsha Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=9.81/2.071
=4.74

Bank of Changsha Co's share price for today is ¥9.81.
Bank of Changsha Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥2.071.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank of Changsha Co EV-to-FCF Related Terms


Bank of Changsha Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank of Changsha Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Changsha Co EV-to-FCF Chart

Bank of Changsha Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 48.97 7.24 3.23 9.17 5.32

Bank of Changsha Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.84 -34.31 21.64 3.41 2.71

Bank of Changsha Co EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Bank of Changsha Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Changsha Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Changsha Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank of Changsha Co's EV-to-FCF falls into.


SHSE:601577
74GF Score
Bank of Changsha Co Ltd SHSE:601577
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Changsha Co EV-to-FCF Calculation

Bank of Changsha Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=216553.142/54622.45
=3.96

Bank of Changsha Co's current Enterprise Value is ¥216,553 Mil.
Bank of Changsha Co's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥54,622 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 3.96 mean?
Bank of Changsha Co (SHSE:601577) has a EV-to-FCF of 3.96 as of Sep. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Changsha Co and its competitors. This is near median its historical median of 4.35. According to the industry distribution chart, Bank of Changsha Co ranks #279 out of 1179 companies in the Banks industry, placing it in the top 23.7%.
Is Bank of Changsha Co's EV-to-FCF too high?
Bank of Changsha Co's current EV-to-FCF of 3.96 is near median its 10-year median of 4.35. The Banks industry median EV-to-FCF is 7.33. Bank of Changsha Co's value of 3.96 is 46% below this industry median. Based on the distribution chart, Bank of Changsha Co ranks #279 out of 1179 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Changsha Co has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Changsha Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Bank of Changsha Co ranks #279 out of 1179 companies for EV-to-FCF. This places Bank of Changsha Co in the top 24% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.33. Bank of Changsha Co's value of 3.96 is 46% below this benchmark. While the company's 10-year median is 4.35 vs. the industry median of 7.33, Bank of Changsha Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.33, based on 1,179 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Changsha Co's current EV-to-FCF of 3.96 is 46% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Changsha Co and its competitors. For the Banks industry, the median EV-to-FCF is 7.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Changsha Co's current EV-to-FCF is 3.96, which is near median its own 10-year median of 4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Changsha Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Changsha Co (SHSE:601577) is currently considered Fairly Valued. The stock's GF Value™ is ¥9.07, compared to a current price of ¥9.81 — trading 8.2% above its estimated fair value. The current EV-to-FCF is 3.96, which is near median its 10-year median of 4.35 and 46% below the Banks industry median of 7.33. Bank of Changsha Co's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of Changsha Co (SHSE:601577), the current EV-to-FCF is 3.96 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Changsha Co (SHSE:601577) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Changsha Co stock appears to be overvalued. The current stock price of ¥9.81 is trading 8.2% above its estimated GF Value™ of ¥9.07. GuruFocus considers Bank of Changsha Co to be Fairly Valued.

Key valuation signals for SHSE:601577:

  • EV-to-FCF: 3.96 (near median its 10-year median of 4.35)
  • GF Value™: ¥9.07 vs. price of ¥9.81 (8.2% above fair value)
  • GF Score™: 74/100 with 7 warning signs
  • Industry Position: 46% below the Banks median (#279 of 1179)

No single metric tells the full story. See the SHSE:601577 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Changsha Co Business Description

Address 53 Binjiang Road, Block B, Kailin Business Center, Yuelu District, Changsha, CHN, 410205
Bank of Changsha Co Ltd is a China based company involved in the banking industry. It provides various commercial banking products and services. It offers savings products, deposits, consumer and business loans, and credit products.
74GF Score

Get the complete analysis for SHSE:601577

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥9.81
Price
¥9.07
GF Value