Bank of Changsha Co (SHSE:601577) Scaled Net Operating Assets: 0.20 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:601577 Bank of Changsha Co Ltd SHSE:601577
72 GF Score
Price ¥9.53
GF Value ¥8.95
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Bank of Changsha Co Scaled Net Operating Assets?

Bank of Changsha Co SHSE:601577 -1.45% 72 Scaled Net Operating Assets is 0.20 as of Mar. 2026. GuruFocus rates SHSE:601577 with a GF Score™ of 72/100 and a GF Value™ of ¥8.95 (Fairly Valued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank of Changsha Co's operating assets for the quarter that ended in Mar. 2026 was ¥1,233,765 Mil. Bank of Changsha Co's operating liabilities for the quarter that ended in Mar. 2026 was ¥986,168 Mil. Bank of Changsha Co's Total Assets for the quarter that ended in Dec. 2025 was ¥1,268,149 Mil. Therefore, Bank of Changsha Co's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.20.

SHSE:601577
72GF Score
Bank of Changsha Co Ltd SHSE:601577
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Changsha Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank of Changsha Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1183885.523-950280.449)/1146747.921
=0.20

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1268149.035 - 84263.512
=1183885.523

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1185810.615 - 235530.166 - 0
=950280.449

Bank of Changsha Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1233765.029-986167.701)/1268149.035
=0.20

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1315121.188 - 81356.159
=1233765.029

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1229990.989 - 243823.288 - 0
=986167.701

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.20 mean?
Bank of Changsha Co (SHSE:601577) has a Scaled Net Operating Assets of 0.20 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank of Changsha Co and its competitors.
Is Bank of Changsha Co's Scaled Net Operating Assets too high?
Bank of Changsha Co's current Scaled Net Operating Assets is 0.20. Overall, Bank of Changsha Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Changsha Co's Scaled Net Operating Assets compare to competitors?
Bank of Changsha Co's Scaled Net Operating Assets of 0.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank of Changsha Co and its competitors. Bank of Changsha Co's current Scaled Net Operating Assets is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Changsha Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Changsha Co (SHSE:601577) is currently considered Fairly Valued. The stock's GF Value™ is ¥8.95, compared to a current price of ¥9.53 — trading 6.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.20. Bank of Changsha Co's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Bank of Changsha Co (SHSE:601577), the current Scaled Net Operating Assets is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Changsha Co (SHSE:601577) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Changsha Co stock appears to be overvalued. The current stock price of ¥9.53 is trading 6.5% above its estimated GF Value™ of ¥8.95. GuruFocus considers Bank of Changsha Co to be Fairly Valued.

Key valuation signals for SHSE:601577:

  • Scaled Net Operating Assets: 0.20
  • GF Value™: ¥8.95 vs. price of ¥9.53 (6.5% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the SHSE:601577 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Changsha Co Business Description

Address 53 Binjiang Road, Block B, Kailin Business Center, Yuelu District, Changsha, CHN, 410205
Bank of Changsha Co Ltd is a China based company involved in the banking industry. It provides various commercial banking products and services. It offers savings products, deposits, consumer and business loans, and credit products.
72GF Score

Get the complete analysis for SHSE:601577

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥9.53
Price
¥8.95
GF Value