Euronet WorldwideSTU:EEF -2.79%77 EV-to-FCF is 11.98 as of Jul. 04, 2026, which is 29% below its 10-year median of 16.84. GuruFocus rates STU:EEF with a GF Score™ of 77/100 and a GF Value™ of €103.72 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,589 Software companies, Euronet Worldwide ranks better than 57.96% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Euronet Worldwide's Enterprise Value is €3,124 Mil.
Euronet Worldwide's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €261 Mil. Therefore, Euronet Worldwide's EV-to-FCF for today is 11.98.
The historical rank and industry rank for Euronet Worldwide's EV-to-FCF or its related term are showing as below:
STU:EEF'
s EV-to-FCF Range Over the Past 10 Years
Min: 5.59 Med: 16.84 Max: 130.84
Current: 11.65
During the past 13 years, the highest EV-to-FCF of Euronet Worldwide was 130.84. The lowest was 5.59. And the median was 16.84.
STU:EEF's EV-to-FCF is ranked better than 57.96% of 1589
companies
in the Software industry
Industry Median: 14.3
vs STU:EEF: 11.65
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Euronet Worldwide's PE Ratio (TTM) for today is calculated as:
Euronet Worldwide's share price for today is €65.46.
Euronet Worldwide's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5.951.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Euronet Worldwide EV-to-FCF Related Terms
Euronet Worldwide EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Euronet Worldwide's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Euronet Worldwide's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Euronet Worldwide EV-to-FCF vs Software Industry
For the Software industry and Technology sector, Euronet Worldwide's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Euronet Worldwide's EV-to-FCF falls into.
Euronet Worldwide's current Enterprise Value is €3,124 Mil.
Euronet Worldwide's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €261 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Euronet Worldwide (STU:EEF) has a EV-to-FCF of 11.98 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Euronet Worldwide and its competitors. This is 29% below median its historical median of 16.84. Over the past decade, Euronet Worldwide's EV-to-FCF has ranged from 5.59 to 130.84. According to the industry distribution chart, Euronet Worldwide ranks #668 out of 1589 companies in the Software industry, placing it in the top 42%.
Is Euronet Worldwide's EV-to-FCF too high?
Euronet Worldwide's current EV-to-FCF of 11.98 is 29% below median its 10-year median of 16.84. Over the past 10 years, this metric has ranged from a low of 5.59 to a high of 130.84. The Software industry median EV-to-FCF is 14.30. Euronet Worldwide's value of 11.98 is 16.2% below this industry median. Based on the distribution chart, Euronet Worldwide ranks #668 out of 1589 companies in the Software industry, which is above the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's EV-to-FCF compare to STNE and PAGS?
According to the Software industry distribution chart, Euronet Worldwide ranks #668 out of 1589 companies for EV-to-FCF. This puts Euronet Worldwide in the upper half of its industry. The industry median EV-to-FCF is 14.30. Euronet Worldwide's value of 11.98 is 16.2% below this benchmark. Historically, Euronet Worldwide's own EV-to-FCF has ranged from 5.59 to 130.84 over the past decade. While the company's 10-year median is 16.84 vs. the industry median of 14.30, Euronet Worldwide has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.30, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current EV-to-FCF of 11.98 is 16.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median EV-to-FCF is 14.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current EV-to-FCF is 11.98, which is 29% below median its own 10-year median of 16.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (STU:EEF) is currently considered Significantly Undervalued. The stock's GF Value™ is €103.72, compared to a current price of €65.46 — trading 36.9% below its estimated fair value. The current EV-to-FCF is 11.98, which is 29% below median its 10-year median of 16.84 and 16.2% below the Software industry median of 14.30. Euronet Worldwide's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Euronet Worldwide (STU:EEF), the current EV-to-FCF is 11.98 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Euronet Worldwide (STU:EEF) Overvalued in 2026?
Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued.
The current stock price of €65.46 is trading 36.9% below its estimated GF Value™ of €103.72.
GuruFocus considers Euronet Worldwide to be Significantly Undervalued.
Key valuation signals for STU:EEF:
EV-to-FCF: 11.98 (29% below median its 10-year median of 16.84)
GF Value™: €103.72 vs. price of €65.46 (36.9% below fair value)
Industry Position: 16.2% below the Software median (#668 of 1589)
No single metric tells the full story. See the STU:EEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
77GF Score
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