Bank Of China (STU:W8V) EV-to-FCF: 0.44 (As of Jul. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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STU:W8V Bank Of China Ltd STU:W8V
58 GF Score
Price €0.56
GF Value €0.49
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Bank Of China EV-to-FCF?

Bank Of China STU:W8V +0.39% 58 EV-to-FCF is 0.44 as of Jul. 17, 2026. GuruFocus rates STU:W8V with a GF Score™ of 58/100 and a GF Value™ of €0.49 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,194 Banks companies, Bank Of China ranks better than 81.16% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank Of China's Enterprise Value is €53,643 Mil. Bank Of China's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €120,872 Mil. Therefore, Bank Of China's EV-to-FCF for today is 0.44.

The historical rank and industry rank for Bank Of China's EV-to-FCF or its related term are showing as below:

STU:W8V' s EV-to-FCF Range Over the Past 10 Years
Min: -504.88   Med: -1.74   Max: 120.86
Current: 0.46

During the past 13 years, the highest EV-to-FCF of Bank Of China was 120.86. The lowest was -504.88. And the median was -1.74.

STU:W8V's EV-to-FCF is ranked better than
81.16% of 1194 companies
in the Banks industry
Industry Median: 6.725 vs STU:W8V: 0.46

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-17), Bank Of China's stock price is €0.5623. Bank Of China's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.090. Therefore, Bank Of China's PE Ratio (TTM) for today is 6.25.


Bank Of China  (STU:W8V) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank Of China's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.5623/0.090
=6.25

Bank Of China's share price for today is €0.5623.
Bank Of China's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.090.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank Of China EV-to-FCF Related Terms


Bank Of China EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank Of China's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Of China EV-to-FCF Chart

Bank Of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.28 20.70 -1.05 0.49 0.71

Bank Of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.49 2.38 0.71 0.55

STU:W8V vs JPM, BAC, WFC: EV-to-FCF Comparison

For the Banks - Diversified subindustry, Bank Of China's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Of China EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Of China's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Of China's EV-to-FCF falls into.


STU:W8V
58GF Score
Bank Of China Ltd STU:W8V
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Of China EV-to-FCF Calculation

Bank Of China's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=53642.926/120872.436
=0.44

Bank Of China's current Enterprise Value is €53,643 Mil.
Bank Of China's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €120,872 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.44 mean?
Bank Of China (STU:W8V) has a EV-to-FCF of 0.44 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Of China and its competitors. According to the industry distribution chart, Bank Of China ranks #225 out of 1194 companies in the Banks industry, placing it in the top 18.8%.
Is Bank Of China's EV-to-FCF too high?
Bank Of China's current EV-to-FCF is 0.44. The Banks industry median EV-to-FCF is 6.73. Bank Of China's value of 0.44 is 93.5% below this industry median. Based on the distribution chart, Bank Of China ranks #225 out of 1194 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Of China has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of China's EV-to-FCF compare to JPM and BAC?
According to the Banks industry distribution chart, Bank Of China ranks #225 out of 1194 companies for EV-to-FCF. This places Bank Of China in the top 19% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.73. Bank Of China's value of 0.44 is 93.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of China's current EV-to-FCF of 0.44 is 93.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Of China and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of China's current EV-to-FCF is 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Bank Of China (STU:W8V) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.49, compared to a current price of €0.56 — trading 14.8% above its estimated fair value. The current EV-to-FCF is 0.44 and 93.5% below the Banks industry median of 6.73. Bank Of China's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank Of China (STU:W8V), the current EV-to-FCF is 0.44 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of China (STU:W8V) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of China stock appears to be overvalued. The current stock price of €0.56 is trading 14.8% above its estimated GF Value™ of €0.49. GuruFocus considers Bank Of China to be Modestly Overvalued.

Key valuation signals for STU:W8V:

  • EV-to-FCF: 0.44
  • GF Value™: €0.49 vs. price of €0.56 (14.8% above fair value)
  • GF Score™: 58/100 with 8 warning signs
  • Industry Position: 93.5% below the Banks median (#225 of 1194)

No single metric tells the full story. See the STU:W8V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Of China Business Description

Address No. 1 Fuxingmen Nei Dajie, Xicheng District, Beijing, CHN, 100818
Founded in 1912 and headquartered in Beijing, Bank of China, or BOC, has evolved through multiple institutional mandates—from central bank to foreign exchange specialist to state-owned trade finance bank—before establishing its current universal banking model. The group was dual-listed on the Hong Kong and Shanghai stock exchanges in 2006. It provides a comprehensive range of financial services to customers across Greater China and overseas. Central Huijin, a Chinese state-owned investment company and BOC's largest shareholder, controls 64%. BOC has the most extensive global reach among Chinese banks, with operations in 64 countries and regions.
58GF Score

Get the complete analysis for STU:W8V

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.56
Price
€0.49
GF Value