EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Timbercreek Financial's Enterprise Value is C$1,168.1 Mil.
Timbercreek Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was C$-102.4 Mil. Therefore, Timbercreek Financial's EV-to-FCF for today is -11.41.
The historical rank and industry rank for Timbercreek Financial's EV-to-FCF or its related term are showing as below:
TSX:TF'
s EV-to-FCF Range Over the Past 10 Years
Min: -26.91 Med: 16.37 Max: 31.78
Current: -11.41
During the past 13 years, the highest EV-to-FCF of Timbercreek Financial was 31.78. The lowest was -26.91. And the median was 16.37.
TSX:TF's EV-to-FCF is ranked worse than 100% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs TSX:TF: -11.41
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Timbercreek Financial's PE Ratio (TTM) for today is calculated as:
Timbercreek Financial's share price for today is C$6.53.
Timbercreek Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$0.370.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Timbercreek Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's EV-to-FCF falls into.
Timbercreek Financial's current Enterprise Value is C$1,168.1 Mil.
Timbercreek Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$-102.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial (TSX:TF) has a EV-to-FCF of -11.41 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Timbercreek Financial and its competitors. According to the industry distribution chart, Timbercreek Financial ranks #999999 out of 1196 companies in the Banks industry.
Is Timbercreek Financial's EV-to-FCF too high?
Timbercreek Financial's current EV-to-FCF is -11.41. Based on the distribution chart, Timbercreek Financial ranks #999999 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Timbercreek Financial has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #999999 out of 1196 companies for EV-to-FCF. This places Timbercreek Financial in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current EV-to-FCF is -11.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TSX:TF) is currently considered Fairly Valued. The stock's GF Value™ is C$6.38, compared to a current price of C$6.53 — trading 2.4% above its estimated fair value. The current EV-to-FCF is -11.41. Timbercreek Financial's overall GF Score™ is 68/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Timbercreek Financial (TSX:TF), the current EV-to-FCF is -11.41 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TSX:TF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued.
The current stock price of C$6.53 is trading 2.4% above its estimated GF Value™ of C$6.38.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TSX:TF:
EV-to-FCF: -11.41
GF Value™: C$6.38 vs. price of C$6.53 (2.4% above fair value)
No single metric tells the full story. See the TSX:TF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
68GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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