Timbercreek Financial (TSX:TF) GF Value Rank: 9 (As of Jul. 21, 2026) — 29% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSX:TF Timbercreek Financial Corp TSX:TF
69 GF Score
Price C$6.20
GF Value C$6.26
Valuation Fairly Valued
! 12 Warning Signs
View Full Analysis

What is Timbercreek Financial GF Value Rank?

Timbercreek Financial TSX:TF -2.97% 69 GF Value Rank is 9 as of Jul. 21, 2026, which is 29% above its 10-year median of 7.00. GuruFocus rates TSX:TF with a GF Score™ of 69/100 and a GF Value™ of C$6.26 (Fairly Valued). The stock has 12 warning signs investors should review.

Timbercreek Financial has the GF Value Rank of 9.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Timbercreek Financial GF Value Rank Related Terms

TSX:TF vs RKT, FNMA, PFSI: GF Value Rank Comparison

For the Mortgage Finance subindustry, Timbercreek Financial's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Timbercreek Financial GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Timbercreek Financial's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Timbercreek Financial's GF Value Rank falls into.


TSX:TF
69GF Score
Timbercreek Financial Corp TSX:TF
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 9 mean?
Timbercreek Financial (TSX:TF) has a GF Value Rank of 9 as of Jul. 21, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Timbercreek Financial and its competitors. This is 29% above median its historical median of 7.00. Over the past decade, Timbercreek Financial's GF Value Rank has ranged from 3.00 to 10.00.
Is Timbercreek Financial's GF Value Rank too high?
Timbercreek Financial's current GF Value Rank of 9 is 29% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, Timbercreek Financial has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's GF Value Rank compare to RKT and FNMA?
Timbercreek Financial's GF Value Rank of 9 can be compared against companies in the Banks industry. Historically, Timbercreek Financial's own GF Value Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Timbercreek Financial and its competitors. Timbercreek Financial's current GF Value Rank is 9, which is 29% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TSX:TF) is currently considered Fairly Valued. The stock's GF Value™ is C$6.26, compared to a current price of C$6.20 — trading 1% below its estimated fair value. The current GF Value Rank is 9, which is 29% above median its 10-year median of 7.00. Timbercreek Financial's overall GF Score™ is 69/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Timbercreek Financial (TSX:TF), the current GF Value Rank is 9 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Timbercreek Financial (TSX:TF) Overvalued in 2026?

Based on GuruFocus' analysis, Timbercreek Financial stock appears to be undervalued. The current stock price of C$6.20 is trading 1% below its estimated GF Value™ of C$6.26. GuruFocus considers Timbercreek Financial to be Fairly Valued.

Key valuation signals for TSX:TF:

  • GF Value Rank: 9 (29% above median its 10-year median of 7.00)
  • GF Value™: C$6.26 vs. price of C$6.20 (1% below fair value)
  • GF Score™: 69/100 with 12 warning signs

No single metric tells the full story. See the TSX:TF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Timbercreek Financial Business Description

Other Exchanges TBCRF:USA58O:Germany
Address 25 Price Street, Toronto, ON, CAN, M4W 1Z1
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
69GF Score

Get the complete analysis for TSX:TF

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$6.20
Price
C$6.26
GF Value