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XPAR:CRLA's EV-to-FCF is ranked worse than 87.18% of 1193
companies
in the Banks industry
Industry Median: 6.76
vs XPAR:CRLA: 27.37
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Caisse Regionale du Credit Agricole Mutuel du Languedoc's PE Ratio (TTM) for today is calculated as:
Caisse Regionale du Credit Agricole Mutuel du Languedoc's share price for today is €86.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Caisse Regionale du Credit Agricole Mutuel du Languedoc's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €9.608.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Caisse Regionale du Credit Agricole Mutuel du Languedoc EV-to-FCF Related Terms
Caisse Regionale du Credit Agricole Mutuel du Languedoc EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caisse Regionale du Credit Agricole Mutuel du Languedoc EV-to-FCF Chart
Caisse Regionale du Credit Agricole Mutuel du Languedoc Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caisse Regionale du Credit Agricole Mutuel du Languedoc EV-to-FCF vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA) has a EV-to-FCF of 27.37 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors. This is 10848% above median its historical median of 0.25. According to the industry distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #1040 out of 1193 companies in the Banks industry, placing it in the top 87.2%.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc's EV-to-FCF too high?
Caisse Regionale du Credit Agricole Mutuel du Languedoc's current EV-to-FCF of 27.37 is 10848% above median its 10-year median of 0.25. The Banks industry median EV-to-FCF is 6.76. Caisse Regionale du Credit Agricole Mutuel du Languedoc's value of 27.37 is 304.9% above this industry median. Based on the distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #1040 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Caisse Regionale du Credit Agricole Mutuel du Languedoc has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale du Credit Agricole Mutuel du Languedoc's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #1040 out of 1193 companies for EV-to-FCF. This places Caisse Regionale du Credit Agricole Mutuel du Languedoc in the lower half of its industry. The industry median EV-to-FCF is 6.76. Caisse Regionale du Credit Agricole Mutuel du Languedoc's value of 27.37 is 304.9% above this benchmark. While the company's 10-year median is 0.25 vs. the industry median of 6.76, Caisse Regionale du Credit Agricole Mutuel du Languedoc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.76, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale du Credit Agricole Mutuel du Languedoc's current EV-to-FCF of 27.37 is 304.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors. For the Banks industry, the median EV-to-FCF is 6.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale du Credit Agricole Mutuel du Languedoc's current EV-to-FCF is 27.37, which is 10848% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA) is currently considered Significantly Overvalued. The stock's GF Value™ is €52.90, compared to a current price of €86.00 — trading 62.6% above its estimated fair value. The current EV-to-FCF is 27.37, which is 10848% above median its 10-year median of 0.25 and 304.9% above the Banks industry median of 6.76. Caisse Regionale du Credit Agricole Mutuel du Languedoc's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA), the current EV-to-FCF is 27.37 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA) Overvalued in 2026?
Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc stock appears to be overvalued.
The current stock price of €86.00 is trading 62.6% above its estimated GF Value™ of €52.90.
GuruFocus considers Caisse Regionale du Credit Agricole Mutuel du Languedoc to be Significantly Overvalued.
Key valuation signals for XPAR:CRLA:
EV-to-FCF: 27.37 (10848% above median its 10-year median of 0.25)
GF Value™: €52.90 vs. price of €86.00 (62.6% above fair value)
Industry Position: 304.9% above the Banks median (#1040 of 1193)
No single metric tells the full story. See the XPAR:CRLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caisse Regionale du Credit Agricole Mutuel du Languedoc Business Description
Caisse Regionale du Credit Agricole Mutuel du Languedoc is a regional bank in France. The bank provides banking services and products in France. It has a network of approximately 102 banking outlets and 210 branches. The bank's service portfolio consists of real estate credit, consumer credit, saving account, property insurance and insurance of persons. It primarily serves individuals, enterprises, professionals and associations, among others.
53GF Score
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