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Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Caisse Regionale du Credit Agricole Mutuel du Languedoc 5-Year Yield-on-Cost % Related Terms
Caisse Regionale du Credit Agricole Mutuel du Languedoc 5-Year Yield-on-Cost % Competitor Comparison
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caisse Regionale du Credit Agricole Mutuel du Languedoc 5-Year Yield-on-Cost % vs Banks Industry
Caisse Regionale du Credit Agricole Mutuel du Languedoc 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA) has a 5-Year Yield-on-Cost % of 2.96 as of Aug. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors. This is 27% below median its historical median of 4.08. Over the past decade, Caisse Regionale du Credit Agricole Mutuel du Languedoc's 5-Year Yield-on-Cost % has ranged from 2.55 to 6.20. According to the industry distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #823 out of 1251 companies in the Banks industry, placing it in the top 65.8%.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc's 5-Year Yield-on-Cost % too high?
Caisse Regionale du Credit Agricole Mutuel du Languedoc's current 5-Year Yield-on-Cost % of 2.96 is 27% below median its 10-year median of 4.08. Over the past 10 years, this metric has ranged from a low of 2.55 to a high of 6.20. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Caisse Regionale du Credit Agricole Mutuel du Languedoc's value of 2.96 is 22.3% below this industry median. Based on the distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #823 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Caisse Regionale du Credit Agricole Mutuel du Languedoc has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale du Credit Agricole Mutuel du Languedoc's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale du Credit Agricole Mutuel du Languedoc ranks #823 out of 1251 companies for 5-Year Yield-on-Cost %. This places Caisse Regionale du Credit Agricole Mutuel du Languedoc in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Caisse Regionale du Credit Agricole Mutuel du Languedoc's value of 2.96 is 22.3% below this benchmark. Historically, Caisse Regionale du Credit Agricole Mutuel du Languedoc's own 5-Year Yield-on-Cost % has ranged from 2.55 to 6.20 over the past decade. While the company's 10-year median is 4.08 vs. the industry median of 3.81, Caisse Regionale du Credit Agricole Mutuel du Languedoc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale du Credit Agricole Mutuel du Languedoc's current 5-Year Yield-on-Cost % of 2.96 is 22.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Caisse Regionale du Credit Agricole Mutuel du Languedoc and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale du Credit Agricole Mutuel du Languedoc's current 5-Year Yield-on-Cost % is 2.96, which is 27% below median its own 10-year median of 4.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA) is currently considered Significantly Overvalued. The stock's GF Value™ is €61.57, compared to a current price of €91.48 — trading 48.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.96, which is 27% below median its 10-year median of 4.08 and 22.3% below the Banks industry median of 3.81. Caisse Regionale du Credit Agricole Mutuel du Languedoc's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA), the current 5-Year Yield-on-Cost % is 2.96 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caisse Regionale du Credit Agricole Mutuel du Languedoc (XPAR:CRLA) Overvalued in 2026?
Based on GuruFocus' analysis, Caisse Regionale du Credit Agricole Mutuel du Languedoc stock appears to be overvalued.
The current stock price of €91.48 is trading 48.6% above its estimated GF Value™ of €61.57.
GuruFocus considers Caisse Regionale du Credit Agricole Mutuel du Languedoc to be Significantly Overvalued.
Key valuation signals for XPAR:CRLA:
5-Year Yield-on-Cost %: 2.96 (27% below median its 10-year median of 4.08)
GF Value™: €61.57 vs. price of €91.48 (48.6% above fair value)
Industry Position: 22.3% below the Banks median (#823 of 1251)
No single metric tells the full story. See the XPAR:CRLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caisse Regionale du Credit Agricole Mutuel du Languedoc is a regional bank in France. The bank provides banking services and products in France. It has a network of approximately 102 banking outlets and 210 branches. The bank's service portfolio consists of real estate credit, consumer credit, saving account, property insurance and insurance of persons. It primarily serves individuals, enterprises, professionals and associations, among others.
62GF Score
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