UniCredit SpA (XSWX:UCG) EV-to-FCF: (As of Jul. 01, 2026)


XSWX:UCG UniCredit SpA XSWX:UCG
62 GF Score
Price CHF64.35
GF Value CHF38.40
! 5 Warning Signs
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What is UniCredit SpA EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, UniCredit SpA's Enterprise Value is CHF158,093 Mil. UniCredit SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was CHF0 Mil. Therefore, UniCredit SpA's EV-to-FCF for today is .

The historical rank and industry rank for UniCredit SpA's EV-to-FCF or its related term are showing as below:

XSWX:UCG' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 23.4
Current: 23.4

During the past 13 years, the highest EV-to-FCF of UniCredit SpA was 23.40. The lowest was 0.00. And the median was 0.00.

XSWX:UCG's EV-to-FCF is ranked worse than
85.34% of 1194 companies
in the Banks industry
Industry Median: 6.565 vs XSWX:UCG: 23.40

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-01), UniCredit SpA's stock price is CHF64.35. UniCredit SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF6.739. Therefore, UniCredit SpA's PE Ratio (TTM) for today is 9.55.


UniCredit SpA  (XSWX:UCG) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

UniCredit SpA's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=64.35/6.739
=9.55

UniCredit SpA's share price for today is CHF64.35.
UniCredit SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF6.739.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


UniCredit SpA EV-to-FCF Related Terms


UniCredit SpA EV-to-FCF Historical Data

* Premium members only.

The historical data trend for UniCredit SpA's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCredit SpA EV-to-FCF Chart

UniCredit SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 0.78 -2.19 -14.54 25.30

UniCredit SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 25.30 0.00

XSWX:UCG vs PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, UniCredit SpA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCredit SpA EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, UniCredit SpA's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where UniCredit SpA's EV-to-FCF falls into.


XSWX:UCG
62GF Score
UniCredit SpA XSWX:UCG
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UniCredit SpA EV-to-FCF Calculation

UniCredit SpA's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=158092.699/0
=

UniCredit SpA's current Enterprise Value is CHF158,093 Mil.
UniCredit SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is UniCredit SpA (XSWX:UCG) Overvalued in 2026?

Based on GuruFocus' analysis, UniCredit SpA stock appears to be overvalued. The current stock price of CHF64.35 is trading 67.6% above its estimated GF Value™ of CHF38.40.

Key valuation signals for XSWX:UCG:

  • EV-to-FCF:
  • GF Value™: CHF38.40 vs. price of CHF64.35 (67.6% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the XSWX:UCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCredit SpA Business Description

Address Piazza Gae Aulenti 3, Tower A, Milan, ITA, 20154
UniCredit is one of the two largest Italian retail and commercial banks, but roughly half of its operations are outside Italy. UniCredit has a strong presence in Germany, Austria, and Central and Eastern Europe. It generates most of its revenue from retail banking but also maintains a sizable corporate and investment bank. It is is expanding its reach into asset management and insurance.
62GF Score

Get the complete analysis for XSWX:UCG

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF64.35
Price
CHF38.40
GF Value