Business Description
UniCredit SpA
SIC : 6021
ISIN : IT0005239360
Share Class Description:
UNCFF: Ordinary SharesTotal Employee Number:
67,118Compare
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Traded in other countries / regions
UCG.Italy0RLS.UKUNCRY.USACRIN.GermanyUCG.AustriaUCGN.MexicoUCG.SwitzerlandUCG.PolandCRIN.Bulgaria Description
UniCredit is one of the two largest Italian retail and commercial banks, but roughly half of its operations are outside Italy. UniCredit has a strong presence in Germany, Austria, and Central and Eastern Europe. It generates most of its revenue from retail banking but also maintains a sizable corporate and investment bank. It is is expanding its reach into asset management and insurance.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.41 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 2.02 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.52 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 17.1 | |||||
3-Year EPS without NRI Growth Rate | 34.7 | |||||
3-Year FCF Growth Rate | 2.5 | |||||
3-Year Book Growth Rate | 11.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 10.92 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 10.66 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 31.1 | |||||
9-Day RSI | 38.75 | |||||
14-Day RSI | 43.42 | |||||
3-1 Month Momentum % | 15.39 | |||||
6-1 Month Momentum % | 36.58 | |||||
12-1 Month Momentum % | 21.94 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.89 | |||||
Dividend Payout Ratio | 0.4 | |||||
3-Year Dividend Growth Rate | 75.4 | |||||
Forward Dividend Yield % | 3.89 | |||||
5-Year Yield-on-Cost % | 3.89 | |||||
3-Year Average Share Buyback Ratio | 8.1 | |||||
Shareholder Yield % | -3.45 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 43.89 | |||||
FCF Margin % | 39.05 | |||||
OCF Margin % | 34.2 | |||||
ROE % | 16.04 | |||||
ROA % | 1.24 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 14.05 | |||||
Forward PE Ratio | 9.3 | |||||
PE Ratio without NRI | 11.08 | |||||
Shiller PE Ratio | 41.36 | |||||
Price-to-Owner-Earnings | 46.9 | |||||
PEG Ratio | 0.95 | |||||
PS Ratio | 4.92 | |||||
PB Ratio | 1.75 | |||||
Price-to-Tangible-Book | 1.83 | |||||
Price-to-Free-Cash-Flow | 17.59 | |||||
Price-to-Operating-Cash-Flow | 14.96 | |||||
EV-to-EBIT | 16.48 | |||||
EV-to-Forward-EBIT | 10.19 | |||||
EV-to-EBITDA | 15.31 | |||||
EV-to-Revenue | 8.48 | |||||
EV-to-Forward-Revenue | 7.25 | |||||
EV-to-FCF | 21.72 | |||||
Price-to-GF-Value | 1.66 | |||||
Price-to-Projected-FCF | 1.26 | |||||
Price-to-Median-PS-Value | 3.5 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.84 | |||||
Price-to-Graham-Number | 0.92 | |||||
Earnings Yield (Greenblatt) % | 6.07 | |||||
FCF Yield % | 8.06 | |||||
Forward Rate of Return (Yacktman) % | 14.5 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
UniCredit SpA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 29,689.515 | ||
| EPS (TTM) ($) | 6.712 | ||
| Beta | 0.5116 | ||
| 3-Year Sharpe Ratio | 1.85 | ||
| 3-Year Sortino Ratio | 3.5 | ||
| Volatility % | 25.24 | ||
| 14-Day RSI | 43.42 | ||
| 14-Day ATR ($) | 2.490909 | ||
| 20-Day SMA ($) | 97.96788 | ||
| 12-1 Month Momentum % | 21.94 | ||
| 52-Week Range ($) | 67.555 - 101.3875 | ||
| Shares Outstanding (Mil) | 1,507.95 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
UniCredit SpA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
UniCredit SpA Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-26 | In 163 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-02-09 10:00 | In 147 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-09 | In 146 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-22 | In 36 days | ||
| Third quarter earnings results for 2026 | 2026-10-21 | In 35 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-23 10:00 | 94.62 (-0.41%) | ||
| Second quarter earnings results for 2026 | 2026-07-23 | 94.62 (-0.41%) | ||
| First quarter earnings conference call for 2026 | 2026-05-05 10:00 | 74.57 (-1.77%) | ||
| First quarter earnings results for 2026 | 2026-05-04 | 78.76 (+0.88%) | ||
| EUR 1.720800 Cash Dividend | 2026-04-20 | 85.82 (-0.70%) |
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UniCredit SpA Frequently Asked Questions
What is UniCredit SpA(UNCFF)'s stock price today?
The current price of UNCFF is $94.29. The 52 week high of UNCFF is $101.39 and 52 week low is $67.56.
When is next earnings date of UniCredit SpA(UNCFF)?
The next earnings date of UniCredit SpA(UNCFF) is 2026-10-21.
Does UniCredit SpA(UNCFF) pay dividends? If so, how much?
The Dividend Yield %  of UniCredit SpA(UNCFF) is 3.89% (As of Today), Highest Dividend Payout Ratio of UniCredit SpA(UNCFF) was 0.42. The lowest was 0.08. And the median was 0.18. The  Forward Dividend Yield % of UniCredit SpA(UNCFF) is 3.89%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Headlines
See More- 1
Sep 11, 2026
Germany pushes for Commerzbank to retain Frankfurt listing in potential UniCredit deal - report
Seeking Alpha • 6:43am
Sep 08, 2026
UniCredit gets ECB green light for Danish Compromise
Seeking Alpha • 3:21am
- 1
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