Business Description
UniCredit SpA
ISIN : IT0005239360
Share Class Description:
UNCFF: Ordinary SharesTotal Employee Number:
67,118Compare
Compare
Traded in other countries / regions
UCG.Italy0RLS.UKUNCRY.USACRIN.GermanyUCGN.MexicoUCG.AustriaUCG.PolandUCG.SwitzerlandCRIN.Bulgaria Description
UniCredit is one of the two largest Italian retail and commercial banks, but roughly half of its operations are outside Italy. UniCredit has a strong presence in Germany, Austria, and Central and Eastern Europe. It generates most of its revenue from retail banking but also maintains a sizable corporate and investment bank. It is is expanding its reach into asset management and insurance.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.42 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 1.55 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.52 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 17.1 | |||||
3-Year EPS without NRI Growth Rate | 34.7 | |||||
3-Year FCF Growth Rate | 2.5 | |||||
3-Year Book Growth Rate | 11.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 10.63 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 6.94 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 59.73 | |||||
9-Day RSI | 56.08 | |||||
14-Day RSI | 55.73 | |||||
3-1 Month Momentum % | 14.89 | |||||
6-1 Month Momentum % | 3.08 | |||||
12-1 Month Momentum % | 19.18 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.9 | |||||
Dividend Payout Ratio | 0.4 | |||||
3-Year Dividend Growth Rate | 75.4 | |||||
Forward Dividend Yield % | 3.9 | |||||
5-Year Yield-on-Cost % | 3.9 | |||||
3-Year Average Share Buyback Ratio | 8.1 | |||||
Shareholder Yield % | -1.83 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 43.89 | |||||
FCF Margin % | 29.12 | |||||
OCF Margin % | 34.2 | |||||
ROE % | 16.04 | |||||
ROA % | 1.24 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.49 | |||||
Forward PE Ratio | 11.11 | |||||
PE Ratio without NRI | 10.21 | |||||
Shiller PE Ratio | 44.57 | |||||
Price-to-Owner-Earnings | 47.23 | |||||
PEG Ratio | 0.87 | |||||
PS Ratio | 4.98 | |||||
PB Ratio | 1.76 | |||||
Price-to-Tangible-Book | 1.84 | |||||
Price-to-Free-Cash-Flow | 17.67 | |||||
Price-to-Operating-Cash-Flow | 15.06 | |||||
EV-to-Forward-EBIT | 10.19 | |||||
EV-to-Revenue | 7.3 | |||||
EV-to-Forward-Revenue | 8.78 | |||||
EV-to-FCF | 25.08 | |||||
Price-to-GF-Value | 1.7 | |||||
Price-to-Projected-FCF | 1.27 | |||||
Price-to-Median-PS-Value | 3.58 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.82 | |||||
Price-to-Graham-Number | 0.93 | |||||
FCF Yield % | 6.06 | |||||
Forward Rate of Return (Yacktman) % | 14.62 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
UniCredit SpA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 29,187.329 | ||
| EPS (TTM) ($) | 8.182 | ||
| Beta | 0.5682 | ||
| 3-Year Sharpe Ratio | 1.83 | ||
| 3-Year Sortino Ratio | 3.53 | ||
| Volatility % | 26.98 | ||
| 14-Day RSI | 55.73 | ||
| 14-Day ATR ($) | 2.408332 | ||
| 20-Day SMA ($) | 93.081325 | ||
| 12-1 Month Momentum % | 19.18 | ||
| 52-Week Range ($) | 67.555 - 96.345 | ||
| Shares Outstanding (Mil) | 1,498.28 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
UniCredit SpA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
UniCredit SpA Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-22 | In 82 days | ||
| Third quarter earnings results for 2026 | 2026-10-21 | In 81 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-23 10:00 | 94.62 (-0.41%) | ||
| Second quarter earnings results for 2026 | 2026-07-23 | 94.62 (-0.41%) | ||
| First quarter earnings conference call for 2026 | 2026-05-05 10:00 | 74.57 (-1.77%) | ||
| First quarter earnings results for 2026 | 2026-05-04 | 78.76 (+0.88%) | ||
| EUR 1.720800 Cash Dividend | 2026-04-20 | 85.82 (-0.70%) | ||
| General meeting for 2026 | 2026-03-31 10:00 | 67.62 (-0.96%) | ||
| Annual report for 2025 | 2026-02-27 | 87.32 (+0.41%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-09 10:00 | 89.29 (-0.03%) |
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UniCredit SpA Frequently Asked Questions
What is UniCredit SpA(UNCFF)'s stock price today?
The current price of UNCFF is $94.05. The 52 week high of UNCFF is $96.35 and 52 week low is $67.56.
When is next earnings date of UniCredit SpA(UNCFF)?
The next earnings date of UniCredit SpA(UNCFF) is 2026-10-21.
Does UniCredit SpA(UNCFF) pay dividends? If so, how much?
The Dividend Yield %  of UniCredit SpA(UNCFF) is 3.9% (As of Today), Highest Dividend Payout Ratio of UniCredit SpA(UNCFF) was 0.42. The lowest was 0.08. And the median was 0.18. The  Forward Dividend Yield % of UniCredit SpA(UNCFF) is 3.9%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:UNCFF
No articles.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on UniCredit SpA
UniCredit SpA (UNCFF) Q2 2026 Earnings Call Highlights: Record Performance and Strategic Growth
Jul 25, 2026
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