Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AGIAGBK -2.52%10 FCF Margin % is -112.86% as of Jun. 2026. GuruFocus rates AGBK with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 1,503 Banks companies, AGI ranks worse than 80.77% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AGI's Free Cash Flow for the
three
months ended in Jun. 2026 was $-316 Mil. AGI's Revenue for the
three
months ended in Jun. 2026 was $280 Mil. Therefore, AGI's FCF Margin % for the quarter that ended in Jun. 2026 was -112.86%.
The historical data trend for AGI's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AGI's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AGI FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, AGI's FCF Margin % distribution charts can be found below:
* The bar in red indicates where AGI's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AGI (AGBK) has a FCF Margin % of -112.86% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AGI and its competitors. According to the industry distribution chart, AGI ranks #1214 out of 1503 companies in the Banks industry, placing it in the top 80.8%.
Is AGI's FCF Margin % too high?
AGI's current FCF Margin % is -112.86%. Based on the distribution chart, AGI ranks #1214 out of 1503 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, AGI has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does AGI's FCF Margin % compare to CFFN and MCBS?
According to the Banks industry distribution chart, AGI ranks #1214 out of 1503 companies for FCF Margin %. This places AGI in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AGI and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGI's current FCF Margin % is -112.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGI stock overvalued right now?
AGI (AGBK) has a current FCF Margin % of -112.86%. The current FCF Margin % is -112.86%. AGI's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AGI (AGBK), the current FCF Margin % is -112.86% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AGI Inc is a technology-powered provider of specialized financial services in Brazil. It empowers clients to access their social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit and insurance products tailored as per client needs. The company has one operating segment related to the banking business. The Bank provides a standardized set of financial products and services exclusively to individuals, mainly focused on credit, including digital accounts, cards, payroll and personal loans, and insurance offered through partners.
10GF Score
Get the complete analysis for AGBK
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AGBK has been successfully added to your 
