AXAAXAHF -1.58%66 FCF Margin % is 12.08% as of Dec. 2025, which is 17% above its 10-year median of 10.30. GuruFocus rates AXAHF with a GF Score™ of 66/100 and a GF Value™ of $43.65 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 502 Insurance companies, AXA ranks better than 74.5% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AXA's Free Cash Flow for the
six
months ended in Dec. 2025 was $7,863 Mil. AXA's Revenue for the
six
months ended in Dec. 2025 was $65,070 Mil. Therefore, AXA's FCF Margin % for the quarter that ended in Dec. 2025 was 12.08%.
The historical rank and industry rank for AXA's FCF Margin % or its related term are showing as below:
AXAHF'
s FCF Margin % Range Over the Past 10 Years
Min: 3.6 Med: 10.3 Max: 24.44
Current: 20.63
During the past 13 years, the highest FCF Margin % of AXA was 24.44%. The lowest was 3.60%. And the median was 10.30%.
AXAHF's FCF Margin % is ranked better than 74.5% of 502
companies
in the Insurance industry
Industry Median: 9.63
vs AXAHF: 20.63
AXA FCF Margin % Related Terms
AXA FCF Margin % Historical Data
* Premium members only.
The historical data trend for AXA's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, AXA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AXA FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AXA's FCF Margin % distribution charts can be found below:
* The bar in red indicates where AXA's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AXA (AXAHF) has a FCF Margin % of 12.08% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AXA and its competitors. This is 17% above median its historical median of 10.30. Over the past decade, AXA's FCF Margin % has ranged from 3.60 to 24.44. According to the industry distribution chart, AXA ranks #128 out of 502 companies in the Insurance industry, placing it in the top 25.5%.
Is AXA's FCF Margin % too high?
AXA's current FCF Margin % of 12.08% is 17% above median its 10-year median of 10.30. Over the past 10 years, this metric has ranged from a low of 3.60 to a high of 24.44. The Insurance industry median FCF Margin % is 9.63. AXA's value of 12.08% is 25.4% above this industry median. Based on the distribution chart, AXA ranks #128 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, AXA has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AXA's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AXA ranks #128 out of 502 companies for FCF Margin %. This puts AXA in the upper half of its industry. The industry median FCF Margin % is 9.63. AXA's value of 12.08% is 25.4% above this benchmark. Historically, AXA's own FCF Margin % has ranged from 3.60 to 24.44 over the past decade. While the company's 10-year median is 10.30 vs. the industry median of 9.63, AXA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AXA's current FCF Margin % of 12.08% is 25.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AXA and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AXA's current FCF Margin % is 12.08%, which is 17% above median its own 10-year median of 10.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AXA stock overvalued right now?
Based on GuruFocus' analysis, AXA (AXAHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.65, compared to a current price of $48.62 — trading 11.4% above its estimated fair value. The current FCF Margin % is 12.08%, which is 17% above median its 10-year median of 10.30 and 25.4% above the Insurance industry median of 9.63. AXA's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AXA (AXAHF), the current FCF Margin % is 12.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AXA (AXAHF) Overvalued in 2026?
Based on GuruFocus' analysis, AXA stock appears to be overvalued.
The current stock price of $48.62 is trading 11.4% above its estimated GF Value™ of $43.65.
GuruFocus considers AXA to be Modestly Overvalued.
Key valuation signals for AXAHF:
FCF Margin %: 12.08% (17% above median its 10-year median of 10.30)
GF Value™: $43.65 vs. price of $48.62 (11.4% above fair value)
Industry Position: 25.4% above the Insurance median (#128 of 502)
No single metric tells the full story. See the AXAHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AXA's origins date back to Ancienne Mutuelle, one of the few insurers that remained after the creation of the French social security system. With the threat of nationalization, a merger took place between Drouot and AXA, which was then still known as Mutuelles Unies in 1982, and later Présence. Ten years later, AXA acquired North American life insurer Equitable Holdings. This was a time of expansion as AXA also bought the French insurer UAP. As markets crashed at the turn of the millennium, AXA decided to refocus its business and exited its stake in US investment bank Donaldson, Lufkin & Jenrette. A few years later, the business expanded again with the acquisition of Swiss insurer Winterthur. AXA has reshaped its portfolio to technical risks.
66GF Score
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