Citigroup (BSP:CTGP34) FCF Margin %: -94.42% (As of Mar. 2026)


BSP:CTGP34 Citigroup Inc BSP:CTGP34
58 GF Score
Price R$124.55
GF Value R$67.28
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Citigroup FCF Margin %?

Citigroup BSP:CTGP34 -0.40% 58 FCF Margin % is -94.42% as of Mar. 2026. GuruFocus rates BSP:CTGP34 with a GF Score™ of 58/100 and a GF Value™ of R$67.28 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,504 Banks companies, Citigroup ranks worse than 84.31% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Citigroup's Free Cash Flow for the three months ended in Mar. 2026 was R$-121,787 Mil. Citigroup's Revenue for the three months ended in Mar. 2026 was R$128,978 Mil. Therefore, Citigroup's FCF Margin % for the quarter that ended in Mar. 2026 was -94.42%.

As of today, Citigroup's current FCF Yield % is -15.20%.

The historical rank and industry rank for Citigroup's FCF Margin % or its related term are showing as below:

BSP:CTGP34' s FCF Margin % Range Over the Past 10 Years
Min: -102.44   Med: -20.48   Max: 72
Current: -42.36


During the past 13 years, the highest FCF Margin % of Citigroup was 72.00%. The lowest was -102.44%. And the median was -20.48%.

BSP:CTGP34's FCF Margin % is ranked worse than
84.31% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs BSP:CTGP34: -42.36


Citigroup FCF Margin % Related Terms


Citigroup FCF Margin % Historical Data

* Premium members only.

The historical data trend for Citigroup's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup FCF Margin % Chart

Citigroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 59.78 26.10 -102.44 -32.44 -87.02

Citigroup Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -278.81 -176.97 -2.34 126.71 -94.42

BSP:CTGP34 vs WFC, BNY, BAC: FCF Margin % Comparison

For the Banks - Diversified subindustry, Citigroup's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citigroup FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Citigroup's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Citigroup's FCF Margin % falls into.


BSP:CTGP34
58GF Score
Citigroup Inc BSP:CTGP34
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Citigroup FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Citigroup's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-404551.066/464896.564
=-87.02 %

Citigroup's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-121786.925/128977.625
=-94.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -94.42% mean?
Citigroup (BSP:CTGP34) has a FCF Margin % of -94.42% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Citigroup and its competitors. According to the industry distribution chart, Citigroup ranks #1268 out of 1504 companies in the Banks industry, placing it in the top 84.3%.
Is Citigroup's FCF Margin % too high?
Citigroup's current FCF Margin % is -94.42%. Based on the distribution chart, Citigroup ranks #1268 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Citigroup has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citigroup's FCF Margin % compare to WFC and BNY?
According to the Banks industry distribution chart, Citigroup ranks #1268 out of 1504 companies for FCF Margin %. This places Citigroup in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Citigroup and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citigroup's current FCF Margin % is -94.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Based on GuruFocus' analysis, Citigroup (BSP:CTGP34) is currently considered Significantly Overvalued. The stock's GF Value™ is R$67.28, compared to a current price of R$124.55 — trading 85.1% above its estimated fair value. The current FCF Margin % is -94.42%. Citigroup's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Citigroup (BSP:CTGP34), the current FCF Margin % is -94.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citigroup (BSP:CTGP34) Overvalued in 2026?

Based on GuruFocus' analysis, Citigroup stock appears to be overvalued. The current stock price of R$124.55 is trading 85.1% above its estimated GF Value™ of R$67.28. GuruFocus considers Citigroup to be Significantly Overvalued.

Key valuation signals for BSP:CTGP34:

  • FCF Margin %: -94.42%
  • GF Value™: R$67.28 vs. price of R$124.55 (85.1% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the BSP:CTGP34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citigroup Business Description

Address 388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
58GF Score

Get the complete analysis for BSP:CTGP34

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$124.55
Price
R$67.28
GF Value