Nordea Bank Abp (CHIX:NDAS) FCF Margin %: -18.65% (As of Mar. 2026)


CHIX:NDAS Nordea Bank Abp CHIX:NDAS
69 GF Score
Price kr179.28
GF Value kr130.47
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Nordea Bank Abp FCF Margin %?

Nordea Bank Abp CHIX:NDAS -1.14% 69 FCF Margin % is -18.65% as of Mar. 2026. GuruFocus rates CHIX:NDAS with a GF Score™ of 69/100 and a GF Value™ of kr130.47 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,505 Banks companies, Nordea Bank Abp ranks worse than 88.77% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Nordea Bank Abp's Free Cash Flow for the three months ended in Mar. 2026 was kr-5,870 Mil. Nordea Bank Abp's Revenue for the three months ended in Mar. 2026 was kr31,474 Mil. Therefore, Nordea Bank Abp's FCF Margin % for the quarter that ended in Mar. 2026 was -18.65%.

As of today, Nordea Bank Abp's current FCF Yield % is -14.44%.

The historical rank and industry rank for Nordea Bank Abp's FCF Margin % or its related term are showing as below:

CHIX:NDAs' s FCF Margin % Range Over the Past 10 Years
Min: -69.92   Med: 12.94   Max: 222.9
Current: -69.92


During the past 13 years, the highest FCF Margin % of Nordea Bank Abp was 222.90%. The lowest was -69.92%. And the median was 12.94%.

CHIX:NDAs's FCF Margin % is ranked worse than
88.77% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs CHIX:NDAs: -69.92


Nordea Bank Abp FCF Margin % Related Terms


Nordea Bank Abp FCF Margin % Historical Data

* Premium members only.

The historical data trend for Nordea Bank Abp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nordea Bank Abp FCF Margin % Chart

Nordea Bank Abp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 177.84 222.90 -59.66 2.87 -32.60

Nordea Bank Abp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 125.40 -121.51 -157.87 19.14 -18.65

CHIX:NDAS vs PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, Nordea Bank Abp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nordea Bank Abp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nordea Bank Abp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Nordea Bank Abp's FCF Margin % falls into.


CHIX:NDAS
69GF Score
Nordea Bank Abp CHIX:NDAS
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nordea Bank Abp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Nordea Bank Abp's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-41570.457/127529.891
=-32.60 %

Nordea Bank Abp's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-5870.375/31473.825
=-18.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -18.65% mean?
Nordea Bank Abp (CHIX:NDAS) has a FCF Margin % of -18.65% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nordea Bank Abp and its competitors. According to the industry distribution chart, Nordea Bank Abp ranks #1336 out of 1505 companies in the Banks industry, placing it in the top 88.8%.
Is Nordea Bank Abp's FCF Margin % too high?
Nordea Bank Abp's current FCF Margin % is -18.65%. Based on the distribution chart, Nordea Bank Abp ranks #1336 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Nordea Bank Abp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nordea Bank Abp's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Nordea Bank Abp ranks #1336 out of 1505 companies for FCF Margin %. This places Nordea Bank Abp in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nordea Bank Abp and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nordea Bank Abp's current FCF Margin % is -18.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nordea Bank Abp stock overvalued right now?
Based on GuruFocus' analysis, Nordea Bank Abp (CHIX:NDAS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr130.47, compared to a current price of kr179.28 — trading 37.4% above its estimated fair value. The current FCF Margin % is -18.65%. Nordea Bank Abp's overall GF Score™ is 69/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Nordea Bank Abp (CHIX:NDAS), the current FCF Margin % is -18.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nordea Bank Abp (CHIX:NDAS) Overvalued in 2026?

Based on GuruFocus' analysis, Nordea Bank Abp stock appears to be overvalued. The current stock price of kr179.28 is trading 37.4% above its estimated GF Value™ of kr130.47. GuruFocus considers Nordea Bank Abp to be Significantly Overvalued.

Key valuation signals for CHIX:NDAS:

  • FCF Margin %: -18.65%
  • GF Value™: kr130.47 vs. price of kr179.28 (37.4% above fair value)
  • GF Score™: 69/100 with 9 warning signs

No single metric tells the full story. See the CHIX:NDAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nordea Bank Abp Business Description

Address Hamnbanegatan 5, Helsinki, FIN, FI-00020
Nordea is a universal Nordic bank that generates most of its income through vanilla lending products such as mortgages, household loans, and corporate loans. The bank is also a leading equity and debt underwriter and issuer, specialized in the Nordics, generating roughly one tenth of the group's income. Nordea also offers life and pension, savings and asset management, as well as private banking services to high-net-worth individuals. It operates primarily in Sweden, Denmark, Finland, and Norway.
69GF Score

Get the complete analysis for CHIX:NDAS

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr179.28
Price
kr130.47
GF Value