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ConnectOne BancorpCNOB -0.80%63 FCF Margin % is 27.70% as of Jun. 2026, which is 15% below its 10-year median of 32.66. GuruFocus rates CNOB with a GF Score™ of 63/100 and a GF Value™ of $29.05 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,500 Banks companies, ConnectOne Bancorp ranks better than 52.53% on this metric.
The historical data trend for ConnectOne Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ConnectOne Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ConnectOne Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ConnectOne Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where ConnectOne Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ConnectOne Bancorp (CNOB) has a FCF Margin % of 27.70% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ConnectOne Bancorp and its competitors. This is 15% below median its historical median of 32.66. Over the past decade, ConnectOne Bancorp's FCF Margin % has ranged from 21.55 to 83.82. According to the industry distribution chart, ConnectOne Bancorp ranks #712 out of 1500 companies in the Banks industry, placing it in the top 47.5%.
Is ConnectOne Bancorp's FCF Margin % too high?
ConnectOne Bancorp's current FCF Margin % of 27.70% is 15% below median its 10-year median of 32.66. Over the past 10 years, this metric has ranged from a low of 21.55 to a high of 83.82. The Banks industry median FCF Margin % is 26.40. ConnectOne Bancorp's value of 27.70% is 4.9% above this industry median. Based on the distribution chart, ConnectOne Bancorp ranks #712 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, ConnectOne Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ConnectOne Bancorp's FCF Margin % compare to FSUN and QCRH?
According to the Banks industry distribution chart, ConnectOne Bancorp ranks #712 out of 1500 companies for FCF Margin %. This puts ConnectOne Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.40. ConnectOne Bancorp's value of 27.70% is 4.9% above this benchmark. Historically, ConnectOne Bancorp's own FCF Margin % has ranged from 21.55 to 83.82 over the past decade. While the company's 10-year median is 32.66 vs. the industry median of 26.40, ConnectOne Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.40, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ConnectOne Bancorp's current FCF Margin % of 27.70% is 4.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ConnectOne Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ConnectOne Bancorp's current FCF Margin % is 27.70%, which is 15% below median its own 10-year median of 32.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ConnectOne Bancorp stock overvalued right now?
Based on GuruFocus' analysis, ConnectOne Bancorp (CNOB) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.05, compared to a current price of $32.82 — trading 13% above its estimated fair value. The current FCF Margin % is 27.70%, which is 15% below median its 10-year median of 32.66 and 4.9% above the Banks industry median of 26.40. ConnectOne Bancorp's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ConnectOne Bancorp (CNOB), the current FCF Margin % is 27.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ConnectOne Bancorp (CNOB) Overvalued in 2026?
Based on GuruFocus' analysis, ConnectOne Bancorp stock appears to be overvalued.
The current stock price of $32.82 is trading 13% above its estimated GF Value™ of $29.05.
GuruFocus considers ConnectOne Bancorp to be Modestly Overvalued.
Key valuation signals for CNOB:
FCF Margin %: 27.70% (15% below median its 10-year median of 32.66)
GF Value™: $29.05 vs. price of $32.82 (13% above fair value)
Industry Position: 4.9% above the Banks median (#712 of 1500)
No single metric tells the full story. See the CNOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ConnectOne Bancorp Inc is a community-based, full-service New Jersey-chartered commercial bank. Substantially all loans are secured with various types of collateral, including business assets, consumer assets, and commercial/residential real estate. Each borrower's ability to repay its loans is dependent on the conversion of assets, cash flows generated from the borrowers' business, real estate rental, and consumer wages.
63GF Score
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