PCI-PAL (FRA:FVA) FCF Margin %: -13.05% (As of Dec. 2025)


FRA:FVA PCI-PAL PLC FRA:FVA
47 GF Score
Price €0.47
GF Value €0.73
! 2 Warning Signs
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What is PCI-PAL FCF Margin %?

PCI-PAL FRA:FVA -0.42% 47 FCF Margin % is -13.05% as of Dec. 2025. GuruFocus rates FRA:FVA with a GF Score™ of 47/100 and a GF Value™ of €0.73. The stock has 2 warning signs investors should review. Among 2,815 Software companies, PCI-PAL ranks worse than 67.99% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PCI-PAL's Free Cash Flow for the six months ended in Dec. 2025 was €-1.69 Mil. PCI-PAL's Revenue for the six months ended in Dec. 2025 was €12.93 Mil. Therefore, PCI-PAL's FCF Margin % for the quarter that ended in Dec. 2025 was -13.05%.

As of today, PCI-PAL's current FCF Yield % is -5.06%.

The historical rank and industry rank for PCI-PAL's FCF Margin % or its related term are showing as below:

FRA:FVA' s FCF Margin % Range Over the Past 10 Years
Min: -194.77   Med: -23.35   Max: -1.31
Current: -7.06


During the past 13 years, the highest FCF Margin % of PCI-PAL was -1.31%. The lowest was -194.77%. And the median was -23.35%.

FRA:FVA's FCF Margin % is ranked worse than
67.99% of 2815 companies
in the Software industry
Industry Median: 2.41 vs FRA:FVA: -7.06


PCI-PAL FCF Margin % Related Terms


PCI-PAL FCF Margin % Historical Data

* Premium members only.

The historical data trend for PCI-PAL's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCI-PAL FCF Margin % Chart

PCI-PAL Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.36 -22.08 -24.62 -1.31 -2.95

PCI-PAL Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.34 4.01 -4.53 -1.54 -13.05

FRA:FVA vs MSFT, ORCL, PLTR: FCF Margin % Comparison

For the Software - Infrastructure subindustry, PCI-PAL's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PCI-PAL FCF Margin % vs Software Industry

For the Software industry and Technology sector, PCI-PAL's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PCI-PAL's FCF Margin % falls into.


FRA:FVA
47GF Score
PCI-PAL PLC FRA:FVA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PCI-PAL FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PCI-PAL's FCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=-0.779/26.442
=-2.95 %

PCI-PAL's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-1.687/12.928
=-13.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -13.05% mean?
PCI-PAL (FRA:FVA) has a FCF Margin % of -13.05% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PCI-PAL and its competitors. According to the industry distribution chart, PCI-PAL ranks #1914 out of 2815 companies in the Software industry, placing it in the top 68%.
Is PCI-PAL's FCF Margin % too high?
PCI-PAL's current FCF Margin % is -13.05%. Based on the distribution chart, PCI-PAL ranks #1914 out of 2815 companies in the Software industry, which is below the industry midpoint. Overall, PCI-PAL has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does PCI-PAL's FCF Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, PCI-PAL ranks #1914 out of 2815 companies for FCF Margin %. This places PCI-PAL in the lower half of its industry. The industry median FCF Margin % is 2.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PCI-PAL and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PCI-PAL's current FCF Margin % is -13.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCI-PAL stock overvalued right now?
PCI-PAL (FRA:FVA) has a current FCF Margin % of -13.05%. The stock's GF Value™ is €0.73, compared to a current price of €0.47 — trading 35.3% below its estimated fair value. The current FCF Margin % is -13.05%. PCI-PAL's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PCI-PAL (FRA:FVA), the current FCF Margin % is -13.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCI-PAL (FRA:FVA) Overvalued in 2026?

Based on GuruFocus' analysis, PCI-PAL stock appears to be undervalued. The current stock price of €0.47 is trading 35.3% below its estimated GF Value™ of €0.73.

Key valuation signals for FRA:FVA:

  • FCF Margin %: -13.05%
  • GF Value™: €0.73 vs. price of €0.47 (35.3% below fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the FRA:FVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PCI-PAL Business Description

Other Exchanges PCIP:UK
Address 7 Gamma Terrace, Ransomes Europark, Ipswich, Suffolk, GBR, IP3 9FF
PCI-PAL PLC is a holding company engaged in the peripheral component interconnect (PCI) and telephony services business. It operates as a specialist provider of secure payments solutions, including a cloud-based, Payment Card Industry Data Security Standard compliant suite. Its business activities include accepting contracts across a range of market sectors including retail, services, leisure, public, and charity sector. It operates the business across the United Kingdom serving the other markets. It operates one business sector: the service of providing data secure payment card authorizations for call centre operations and this is delivered on a regional basis. The company operates in EMEA, North America and ANZ region, out of which it generates maximum revenue from EMEA.
47GF Score

Get the complete analysis for FRA:FVA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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Price
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