PopularFRA:PP4A +0.69%81 FCF Margin % is 19.45% as of Mar. 2026, which is 31% below its 10-year median of 28.31. GuruFocus rates FRA:PP4A with a GF Score™ of 81/100 and a GF Value™ of €105.55 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, Popular ranks worse than 54.95% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Popular's Free Cash Flow for the
three
months ended in Mar. 2026 was €134 Mil. Popular's Revenue for the
three
months ended in Mar. 2026 was €689 Mil. Therefore, Popular's FCF Margin % for the quarter that ended in Mar. 2026 was 19.45%.
The historical rank and industry rank for Popular's FCF Margin % or its related term are showing as below:
FRA:PP4A'
s FCF Margin % Range Over the Past 10 Years
Min: 16.48 Med: 28.31 Max: 37.58
Current: 22.91
During the past 13 years, the highest FCF Margin % of Popular was 37.58%. The lowest was 16.48%. And the median was 28.31%.
FRA:PP4A's FCF Margin % is ranked worse than 54.95% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs FRA:PP4A: 22.91
Popular FCF Margin % Related Terms
Popular FCF Margin % Historical Data
* Premium members only.
The historical data trend for Popular's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PP4A vs ONB, SSB, UMBF: FCF Margin % Comparison
For the Banks - Regional subindustry, Popular's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Popular FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Popular's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Popular's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Popular (FRA:PP4A) has a FCF Margin % of 19.45% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Popular and its competitors. This is 31% below median its historical median of 28.31. Over the past decade, Popular's FCF Margin % has ranged from 16.48 to 37.58. According to the industry distribution chart, Popular ranks #827 out of 1505 companies in the Banks industry, placing it in the top 55%.
Is Popular's FCF Margin % too high?
Popular's current FCF Margin % of 19.45% is 31% below median its 10-year median of 28.31. Over the past 10 years, this metric has ranged from a low of 16.48 to a high of 37.58. The Banks industry median FCF Margin % is 26.55. Popular's value of 19.45% is 26.7% below this industry median. Based on the distribution chart, Popular ranks #827 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Popular has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Popular's FCF Margin % compare to ONB and SSB?
According to the Banks industry distribution chart, Popular ranks #827 out of 1505 companies for FCF Margin %. This places Popular in the lower half of its industry. The industry median FCF Margin % is 26.55. Popular's value of 19.45% is 26.7% below this benchmark. Historically, Popular's own FCF Margin % has ranged from 16.48 to 37.58 over the past decade. While the company's 10-year median is 28.31 vs. the industry median of 26.55, Popular has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Popular's current FCF Margin % of 19.45% is 26.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Popular and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Popular's current FCF Margin % is 19.45%, which is 31% below median its own 10-year median of 28.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Popular stock overvalued right now?
Based on GuruFocus' analysis, Popular (FRA:PP4A) is currently considered Significantly Overvalued. The stock's GF Value™ is €105.55, compared to a current price of €145.00 — trading 37.4% above its estimated fair value. The current FCF Margin % is 19.45%, which is 31% below median its 10-year median of 28.31 and 26.7% below the Banks industry median of 26.55. Popular's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Popular (FRA:PP4A), the current FCF Margin % is 19.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Popular (FRA:PP4A) Overvalued in 2026?
Based on GuruFocus' analysis, Popular stock appears to be overvalued.
The current stock price of €145.00 is trading 37.4% above its estimated GF Value™ of €105.55.
GuruFocus considers Popular to be Significantly Overvalued.
Key valuation signals for FRA:PP4A:
FCF Margin %: 19.45% (31% below median its 10-year median of 28.31)
GF Value™: €105.55 vs. price of €145.00 (37.4% above fair value)
Industry Position: 26.7% below the Banks median (#827 of 1505)
No single metric tells the full story. See the FRA:PP4A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Popular Inc, based in Puerto Rico, is a financial holding company with four main subsidiaries: Banco Popular de Puerto Rico, a bank in Puerto Rico in terms of assets; Banco Popular North America, its banking operation in the continental United States; Evertec, a data processor; and Popular Financial Holdings, a diversified financial services company. The Corporation's reportable segments consist of Banco Popular de Puerto Rico and Popular U.S.
81GF Score
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