Turkiye Is Bankasi ASIST:ISCTR -1.56%66 FCF Margin % is 43.21% as of Mar. 2026, which is 32% below its 10-year median of 63.54. GuruFocus rates IST:ISCTR with a GF Score™ of 66/100 and a GF Value™ of ₺19.96 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Turkiye Is Bankasi AS ranks worse than 51.76% on this metric.
The historical rank and industry rank for Turkiye Is Bankasi AS's FCF Margin % or its related term are showing as below:
IST:ISCTR'
s FCF Margin % Range Over the Past 10 Years
Min: 3.21 Med: 63.54 Max: 188.41
Current: 25.11
During the past 13 years, the highest FCF Margin % of Turkiye Is Bankasi AS was 188.41%. The lowest was 3.21%. And the median was 63.54%.
IST:ISCTR's FCF Margin % is ranked worse than 51.76% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs IST:ISCTR: 25.11
Turkiye Is Bankasi AS FCF Margin % Related Terms
Turkiye Is Bankasi AS FCF Margin % Historical Data
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The historical data trend for Turkiye Is Bankasi AS's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Is Bankasi AS FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Turkiye Is Bankasi AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Is Bankasi AS FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Is Bankasi AS's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Turkiye Is Bankasi AS's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Is Bankasi AS (IST:ISCTR) has a FCF Margin % of 43.21% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Turkiye Is Bankasi AS and its competitors. This is 32% below median its historical median of 63.54. Over the past decade, Turkiye Is Bankasi AS's FCF Margin % has ranged from 3.21 to 188.41. According to the industry distribution chart, Turkiye Is Bankasi AS ranks #779 out of 1505 companies in the Banks industry, placing it in the top 51.8%.
Is Turkiye Is Bankasi AS's FCF Margin % too high?
Turkiye Is Bankasi AS's current FCF Margin % of 43.21% is 32% below median its 10-year median of 63.54. Over the past 10 years, this metric has ranged from a low of 3.21 to a high of 188.41. The Banks industry median FCF Margin % is 26.42. Turkiye Is Bankasi AS's value of 43.21% is 63.6% above this industry median. Based on the distribution chart, Turkiye Is Bankasi AS ranks #779 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Turkiye Is Bankasi AS has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Is Bankasi AS's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Turkiye Is Bankasi AS ranks #779 out of 1505 companies for FCF Margin %. This places Turkiye Is Bankasi AS in the lower half of its industry. The industry median FCF Margin % is 26.42. Turkiye Is Bankasi AS's value of 43.21% is 63.6% above this benchmark. Historically, Turkiye Is Bankasi AS's own FCF Margin % has ranged from 3.21 to 188.41 over the past decade. While the company's 10-year median is 63.54 vs. the industry median of 26.42, Turkiye Is Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Is Bankasi AS's current FCF Margin % of 43.21% is 63.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Turkiye Is Bankasi AS and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Is Bankasi AS's current FCF Margin % is 43.21%, which is 32% below median its own 10-year median of 63.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Is Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Is Bankasi AS (IST:ISCTR) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺19.96, compared to a current price of ₺15.18 — trading 23.9% below its estimated fair value. The current FCF Margin % is 43.21%, which is 32% below median its 10-year median of 63.54 and 63.6% above the Banks industry median of 26.42. Turkiye Is Bankasi AS's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Turkiye Is Bankasi AS (IST:ISCTR), the current FCF Margin % is 43.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Is Bankasi AS (IST:ISCTR) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Is Bankasi AS stock appears to be undervalued.
The current stock price of ₺15.18 is trading 23.9% below its estimated GF Value™ of ₺19.96.
GuruFocus considers Turkiye Is Bankasi AS to be Modestly Undervalued.
Key valuation signals for IST:ISCTR:
FCF Margin %: 43.21% (32% below median its 10-year median of 63.54)
GF Value™: ₺19.96 vs. price of ₺15.18 (23.9% below fair value)
Industry Position: 63.6% above the Banks median (#779 of 1505)
No single metric tells the full story. See the IST:ISCTR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Is Bankasi AS is a Turkish financial services group with operations in Europe, Asia, and the Middle East. The group provides banking services as well as insurance, pension, asset management, venture capital, investment banking, leasing and factoring, and brokerage and custody, among other services.
66GF Score
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