Faysal BankKAR:FABL 70 FCF Margin % is 171.19% as of Mar. 2026, which is 13% above its 10-year median of 150.89. GuruFocus rates KAR:FABL with a GF Score™ of 70/100 and a GF Value™ of ₨54.13 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Faysal Bank ranks worse than 73.82% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Faysal Bank's Free Cash Flow for the
three
months ended in Mar. 2026 was ₨43,184 Mil. Faysal Bank's Revenue for the
three
months ended in Mar. 2026 was ₨25,225 Mil. Therefore, Faysal Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 171.19%.
The historical rank and industry rank for Faysal Bank's FCF Margin % or its related term are showing as below:
KAR:FABL'
s FCF Margin % Range Over the Past 10 Years
Min: -93.22 Med: 150.89 Max: 303.88
Current: 0.82
During the past 13 years, the highest FCF Margin % of Faysal Bank was 303.88%. The lowest was -93.22%. And the median was 150.89%.
KAR:FABL's FCF Margin % is ranked worse than 73.82% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs KAR:FABL: 0.82
Faysal Bank FCF Margin % Related Terms
Faysal Bank FCF Margin % Historical Data
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The historical data trend for Faysal Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Faysal Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Faysal Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Faysal Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Faysal Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Faysal Bank (KAR:FABL) has a FCF Margin % of 171.19% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Faysal Bank and its competitors. This is 13% above median its historical median of 150.89. According to the industry distribution chart, Faysal Bank ranks #1111 out of 1505 companies in the Banks industry, placing it in the top 73.8%.
Is Faysal Bank's FCF Margin % too high?
Faysal Bank's current FCF Margin % of 171.19% is 13% above median its 10-year median of 150.89. The Banks industry median FCF Margin % is 26.55. Faysal Bank's value of 171.19% is 544.8% above this industry median. Based on the distribution chart, Faysal Bank ranks #1111 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Faysal Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Faysal Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Faysal Bank ranks #1111 out of 1505 companies for FCF Margin %. This places Faysal Bank in the lower half of its industry. The industry median FCF Margin % is 26.55. Faysal Bank's value of 171.19% is 544.8% above this benchmark. While the company's 10-year median is 150.89 vs. the industry median of 26.55, Faysal Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Faysal Bank's current FCF Margin % of 171.19% is 544.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Faysal Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Faysal Bank's current FCF Margin % is 171.19%, which is 13% above median its own 10-year median of 150.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Faysal Bank stock overvalued right now?
Based on GuruFocus' analysis, Faysal Bank (KAR:FABL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨54.13, compared to a current price of ₨96.91 — trading 79% above its estimated fair value. The current FCF Margin % is 171.19%, which is 13% above median its 10-year median of 150.89 and 544.8% above the Banks industry median of 26.55. Faysal Bank's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Faysal Bank (KAR:FABL), the current FCF Margin % is 171.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Faysal Bank (KAR:FABL) Overvalued in 2026?
Based on GuruFocus' analysis, Faysal Bank stock appears to be overvalued.
The current stock price of ₨96.91 is trading 79% above its estimated GF Value™ of ₨54.13.
GuruFocus considers Faysal Bank to be Significantly Overvalued.
Key valuation signals for KAR:FABL:
FCF Margin %: 171.19% (13% above median its 10-year median of 150.89)
GF Value™: ₨54.13 vs. price of ₨96.91 (79% above fair value)
Industry Position: 544.8% above the Banks median (#1111 of 1505)
No single metric tells the full story. See the KAR:FABL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Faysal Bank Ltd offers a wide range of banking services to all customer segments, i.e. retail, small and medium-sized enterprises, commercial, agri-based, and corporate. The bank operates in Pakistan. The services provided by the bank include Personal banking, business banking, wealth management, e-banking, etc. The company's business segment consists of Retail banking, Corporate and investment banking, Treasury and equity capital market (ECM), Special asset management (SAM), and Others.
70GF Score
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