The historical rank and industry rank for Lloyds Banking Group's FCF Margin % or its related term are showing as below:
LSE:LLD2'
s FCF Margin % Range Over the Past 10 Years
Min: -78.48 Med: 1.98 Max: 166.87
Current: -3.02
During the past 13 years, the highest FCF Margin % of Lloyds Banking Group was 166.87%. The lowest was -78.48%. And the median was 1.98%.
LSE:LLD2's FCF Margin % is ranked worse than 74.95% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs LSE:LLD2: -3.02
Lloyds Banking Group FCF Margin % Related Terms
Lloyds Banking Group FCF Margin % Historical Data
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The historical data trend for Lloyds Banking Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Banking Group FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Lloyds Banking Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Banking Group FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Lloyds Banking Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Lloyds Banking Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Banking Group (LSE:LLD2) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Lloyds Banking Group and its competitors. According to the industry distribution chart, Lloyds Banking Group ranks #1128 out of 1505 companies in the Banks industry, placing it in the top 75%.
Is Lloyds Banking Group's FCF Margin % too high?
Lloyds Banking Group's current FCF Margin % is 0.00%. Based on the distribution chart, Lloyds Banking Group ranks #1128 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Lloyds Banking Group has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #1128 out of 1505 companies for FCF Margin %. This places Lloyds Banking Group in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Lloyds Banking Group and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Lloyds Banking Group (LSE:LLD2) has a current FCF Margin % of 0.00%. The stock's GF Value™ is $93.26, compared to a current price of $145.29 — trading 55.8% above its estimated fair value. The current FCF Margin % is 0.00%. Lloyds Banking Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Lloyds Banking Group (LSE:LLD2), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Banking Group (LSE:LLD2) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued.
The current stock price of $145.29 is trading 55.8% above its estimated GF Value™ of $93.26.
Key valuation signals for LSE:LLD2:
FCF Margin %: 0.00%
GF Value™: $93.26 vs. price of $145.29 (55.8% above fair value)
No single metric tells the full story. See the LSE:LLD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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