China Zheshang Bank Co (SHSE:601916) FCF Margin %: 175.97% (As of Dec. 2025)


SHSE:601916 China Zheshang Bank Co Ltd SHSE:601916
56 GF Score
Price ¥2.74
GF Value ¥3.12
Valuation Modestly Undervalued
! 5 Warning Signs
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What is China Zheshang Bank Co FCF Margin %?

China Zheshang Bank Co SHSE:601916 -1.08% 56 FCF Margin % is 175.97% as of Dec. 2025. GuruFocus rates SHSE:601916 with a GF Score™ of 56/100 and a GF Value™ of ¥3.12 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,509 Banks companies, China Zheshang Bank Co ranks better than 85.22% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. China Zheshang Bank Co's Free Cash Flow for the three months ended in Dec. 2025 was ¥19,952 Mil. China Zheshang Bank Co's Revenue for the three months ended in Dec. 2025 was ¥11,338 Mil. Therefore, China Zheshang Bank Co's FCF Margin % for the quarter that ended in Dec. 2025 was 175.97%.

As of today, China Zheshang Bank Co's current FCF Yield % is 40.31%.

The historical rank and industry rank for China Zheshang Bank Co's FCF Margin % or its related term are showing as below:

SHSE:601916' s FCF Margin % Range Over the Past 10 Years
Min: -372.3   Med: -39.46   Max: 351.84
Current: 97.84


During the past 13 years, the highest FCF Margin % of China Zheshang Bank Co was 351.84%. The lowest was -372.30%. And the median was -39.46%.

SHSE:601916's FCF Margin % is ranked better than
85.22% of 1509 companies
in the Banks industry
Industry Median: 26.55 vs SHSE:601916: 97.84


China Zheshang Bank Co FCF Margin % Related Terms


China Zheshang Bank Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for China Zheshang Bank Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Zheshang Bank Co FCF Margin % Chart

China Zheshang Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -94.70 334.51 351.84 -199.37 -36.29

China Zheshang Bank Co Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.34 -286.98 0.00 47.21 175.97

China Zheshang Bank Co FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, China Zheshang Bank Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Zheshang Bank Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, China Zheshang Bank Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where China Zheshang Bank Co's FCF Margin % falls into.


SHSE:601916
56GF Score
China Zheshang Bank Co Ltd SHSE:601916
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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China Zheshang Bank Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

China Zheshang Bank Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-21881/60296
=-36.29 %

China Zheshang Bank Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=19952/11338
=175.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 175.97% mean?
China Zheshang Bank Co (SHSE:601916) has a FCF Margin % of 175.97% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on China Zheshang Bank Co and its competitors. According to the industry distribution chart, China Zheshang Bank Co ranks #223 out of 1509 companies in the Banks industry, placing it in the top 14.8%.
Is China Zheshang Bank Co's FCF Margin % too high?
China Zheshang Bank Co's current FCF Margin % is 175.97%. The Banks industry median FCF Margin % is 26.55. China Zheshang Bank Co's value of 175.97% is 562.8% above this industry median. Based on the distribution chart, China Zheshang Bank Co ranks #223 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, China Zheshang Bank Co has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Zheshang Bank Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, China Zheshang Bank Co ranks #223 out of 1509 companies for FCF Margin %. This places China Zheshang Bank Co in the top 15% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. China Zheshang Bank Co's value of 175.97% is 562.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Zheshang Bank Co's current FCF Margin % of 175.97% is 562.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on China Zheshang Bank Co and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Zheshang Bank Co's current FCF Margin % is 175.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Zheshang Bank Co stock overvalued right now?
Based on GuruFocus' analysis, China Zheshang Bank Co (SHSE:601916) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥3.12, compared to a current price of ¥2.74 — trading 12.2% below its estimated fair value. The current FCF Margin % is 175.97% and 562.8% above the Banks industry median of 26.55. China Zheshang Bank Co's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For China Zheshang Bank Co (SHSE:601916), the current FCF Margin % is 175.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Zheshang Bank Co (SHSE:601916) Overvalued in 2026?

Based on GuruFocus' analysis, China Zheshang Bank Co stock appears to be undervalued. The current stock price of ¥2.74 is trading 12.2% below its estimated GF Value™ of ¥3.12. GuruFocus considers China Zheshang Bank Co to be Modestly Undervalued.

Key valuation signals for SHSE:601916:

  • FCF Margin %: 175.97%
  • GF Value™: ¥3.12 vs. price of ¥2.74 (12.2% below fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 562.8% above the Banks median (#223 of 1509)

No single metric tells the full story. See the SHSE:601916 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Zheshang Bank Co Business Description

Other Exchanges 02016:Hong Kong6CZ:Germany
Address No. 1 Minxin Road, Shangcheng District, Zhejiang Province, Hangzhou, CHN, 310020
China Zheshang Bank Co Ltd the principal activities of the Bank include corporate and retail banking, treasury business, and other banking service. The company's business segments include Corporate banking; Retail banking; Treasury operations and other business. It generates maximum revenue from the Corporate banking segment. Geographically the company generates majority of revenue from Yangtze River Delta Region.
56GF Score

Get the complete analysis for SHSE:601916

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥2.74
Price
¥3.12
GF Value